JFIN vs PMTS

Comparison between Jiayin Group Inc (JFIN, Company) and CPI Card Group Inc (PMTS, Company).

Both JFIN and PMTS are from the Financial Services sector.

5-Year PerformanceJFIN has outperformed PMTS, delivering a return of +0.5% compared to -0.8%

JFIN vs PMTS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JFIN(COMPANY)	PMTS(COMPANY)
Market Cap	$209M	$210M
Max Drawdown	92.53%	99.10%
Sharpe Ratio	-2.49	0.03
5Y Beta	N/A	1.28
Industry	Credit Services	Credit Services
P/E Ratio	0.95	17.08
Forward P/E	1.83	6.31
PEG Ratio	0.02	N/A
Dividend Yield	19.10%	N/A
5Y EPS CAGR	42.44%	-6.48%
Debt to Equity	13.55%	-1976.47%
Free Cash Flow Yield	42.48%	24.42%

Market Cap

JFIN

$209M

Winner

PMTS

$210M

Max Drawdown

Winner

JFIN

92.53%

PMTS

99.10%

Sharpe Ratio

JFIN

-2.49

Winner

PMTS

0.03

5Y Beta

JFIN

N/A

PMTS

1.28

Industry

JFIN

Credit Services

PMTS

Credit Services

P/E Ratio

Winner

JFIN

0.95

PMTS

17.08

Forward P/E

Winner

JFIN

1.83

PMTS

6.31

PEG Ratio

JFIN

0.02

PMTS

N/A

Dividend Yield

JFIN

19.10%

PMTS

N/A

5Y EPS CAGR

Winner

JFIN

42.44%

PMTS

-6.48%

Debt to Equity

JFIN

13.55%

Winner

PMTS

-1976.47%

Free Cash Flow Yield

Winner

JFIN

42.48%

PMTS

24.42%

JFIN vs PMTS - Historical Returns

Returns include dividend reinvestment.

Period	JFIN	PMTS
1 month	-8.24%	+13.14%
3 months	-31.51%	+31.08%
6 months	-40.33%	+14.92%
1 year	-74.66%	-20.26%
5 years(CAGR)	+0.53%	-0.79%
10 years(CAGR)	N/A	-1.89%
Max(CAGR)	-14.13%	-10.12%

JFIN

-8.24%

Winner

PMTS

+13.14%

JFIN

-31.51%

Winner

PMTS

+31.08%

JFIN

-40.33%

Winner

PMTS

+14.92%

JFIN

-74.66%

Winner

PMTS

-20.26%

5Y(CAGR)

Winner

JFIN

+0.53%

PMTS

-0.79%

10Y(CAGR)

JFIN

N/A

PMTS

-1.89%

Max(CAGR)

JFIN

-14.13%

Winner

PMTS

-10.12%

JFIN vs PMTS - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	JFIN	PMTS
2026	-33.39%	+28.41%
2025	-7.47%	-53.84%
2024	+47.03%	+52.66%
2023	+137.98%	-48.91%
2022	-0.43%	+106.17%
2021	-30.38%	+311.31%
2020	-42.23%	+365.78%
2019	-67.43%	-61.54%
2018	N/A	-44.42%
2017	N/A	-82.02%
2016	N/A	-60.57%
2015	N/A	-12.41%

JFIN vs PMTS Drawdown Comparison

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The maximum drawdown for PMTS was -99.04%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The current JFIN drawdown is -77.81%. The current PMTS drawdown is -69.76%.

Rank	JFIN	PMTS
#1	-92.53% May 16, 2019 - Jun 6, 2025	-99.04% Oct 12, 2015 - Mar 17, 2020
#2	-78.75% Jun 12, 2025 - Jun 5, 2026	N/A
#3	-13.93% May 10, 2019 - May 16, 2019	N/A
#4	-3.68% Jun 6, 2025 - Jun 12, 2025	N/A