IYF vs UTG

Comparison between ISHARES U.S. FINANCIALS ETF (IYF, ETF) and Reaves Utility Income Fund (UTG, ETF).

5-Year PerformanceIYF has outperformed UTG, delivering a return of +12.2% compared to +10.3%

IYF vs UTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IYF(ETF)	UTG(ETF)
Net Assets	$3.90B	$4B
Expense Ratio	0.38%	N/A
Max Drawdown	80.22%	71.97%
Sharpe Ratio	0.48	0.63
5Y Beta	0.82	0.52
P/E Ratio	16.17	N/A
Forward P/E	14.92	N/A
5Y Dividends CAGR	12.55%	3.86%
5Y EPS CAGR	10.69%	N/A
Debt to Equity	57.28%	N/A
P/S Ratio	3.01	N/A
P/B Ratio	2.10	N/A

Net Assets

IYF

$3.90B

Winner

UTG

$4B

Expense Ratio

IYF

0.38%

UTG

N/A

Max Drawdown

IYF

80.22%

Winner

UTG

71.97%

Sharpe Ratio

IYF

0.48

Winner

UTG

0.63

5Y Beta

IYF

0.82

Winner

UTG

0.52

P/E Ratio

IYF

16.17

UTG

N/A

Forward P/E

IYF

14.92

UTG

N/A

5Y Dividends CAGR

Winner

IYF

12.55%

UTG

3.86%

5Y EPS CAGR

IYF

10.69%

UTG

N/A

Debt to Equity

IYF

57.28%

UTG

N/A

P/S Ratio

IYF

3.01

UTG

N/A

P/B Ratio

IYF

2.10

UTG

N/A

IYF vs UTG - Historical Returns

Returns include dividend reinvestment.

Period	IYF	UTG
1 month	+4.58%	-2.06%
3 months	+9.04%	-3.66%
6 months	+6.62%	+9.17%
1 year	+10.11%	+13.24%
5 years(CAGR)	+12.18%	+10.29%
10 years(CAGR)	+13.57%	+9.69%
Max(CAGR)	+6.13%	+10.98%

Winner

IYF

+4.58%

UTG

-2.06%

Winner

IYF

+9.04%

UTG

-3.66%

IYF

+6.62%

Winner

UTG

+9.17%

IYF

+10.11%

Winner

UTG

+13.24%

5Y(CAGR)

Winner

IYF

+12.18%

UTG

+10.29%

10Y(CAGR)

Winner

IYF

+13.57%

UTG

+9.69%

Max(CAGR)

IYF

+6.13%

Winner

UTG

+10.98%

IYF vs UTG - Annual Returns (2000 - 2026)

Returns include dividend reinvestment.

Year	IYF	UTG
2026	+4.22%	+11.20%
2025	+18.38%	+22.37%
2024	+30.95%	+26.78%
2023	+14.95%	+1.15%
2022	-12.21%	-13.56%
2021	+33.66%	+14.73%
2020	-1.55%	-5.97%
2019	+31.73%	+34.02%
2018	-9.17%	+2.33%
2017	+18.69%	+5.13%
2016	+19.25%	+29.83%
2015	-0.53%	-13.79%
2014	+14.81%	+39.83%
2013	+29.91%	+10.08%
2012	+23.10%	+1.56%
2011	-14.90%	+23.57%
2010	+10.48%	+24.97%
2009	+16.13%	+61.39%
2008	-49.28%	-48.71%
2007	-18.33%	+13.03%
2006	+16.82%	+31.94%
2005	+6.37%	+3.28%
2004	+13.16%	+5.01%
2003	+27.24%	N/A
2002	-12.90%	N/A
2001	-3.55%	N/A
2000	-2.24%	N/A

IYF vs UTG Drawdown Comparison

The maximum drawdown for IYF was -79.08%, occurring on Mar 6, 2009. Recovery took 2397 trading sessions.

The maximum drawdown for UTG was -67.75%, occurring on Mar 9, 2009. Recovery took 642 trading sessions.

The current IYF drawdown is -0.37%. The current UTG drawdown is -6.90%.

Rank	IYF	UTG
#1	-79.08% Jun 4, 2007 - Dec 7, 2016	-67.75% Jan 11, 2008 - Jul 30, 2010
#2	-42.57% Feb 14, 2020 - Feb 12, 2021	-47.96% Feb 12, 2020 - Sep 2, 2021
#3	-33.32% May 26, 2000 - Nov 3, 2003	-26.50% Apr 20, 2022 - Aug 15, 2024
#4	-25.05% Jan 12, 2022 - Jan 30, 2024	-22.66% Feb 3, 2015 - May 12, 2016
#5	-19.88% Sep 20, 2018 - Apr 26, 2019	-22.28% Aug 24, 2017 - Mar 18, 2019
#6	-16.60% Feb 18, 2025 - Jun 24, 2025	-21.31% Jul 25, 2011 - Sep 20, 2011
#7	-13.88% Jan 6, 2026 - Jul 6, 2026	-20.10% Mar 17, 2004 - Dec 22, 2004
#8	-11.23% Mar 5, 2004 - Nov 11, 2004	-15.96% Jul 3, 2012 - Mar 13, 2013
#9	-9.40% Jan 26, 2018 - Sep 20, 2018	-15.30% May 21, 2007 - Oct 31, 2007
#10	-9.18% Dec 30, 2004 - Jul 12, 2005	-14.94% Nov 27, 2024 - May 15, 2025
#11	-8.50% Nov 29, 2024 - Jan 30, 2025	-14.92% Sep 7, 2005 - Jul 26, 2006
#12	-8.35% Feb 20, 2007 - Jun 1, 2007	-13.54% May 17, 2013 - Feb 11, 2014
#13	-7.76% Jul 30, 2024 - Aug 23, 2024	-11.66% Jul 11, 2016 - Dec 27, 2016
#14	-7.64% May 5, 2006 - Sep 13, 2006	-11.57% Oct 15, 2025 - Feb 17, 2026
#15	-7.35% Nov 3, 2021 - Jan 7, 2022	-11.30% Sep 3, 2021 - Apr 20, 2022

Correlation

Correlation between IYF and UTG is 0.92 which considered as a very strong positive correlation - the stocks move almost identically together.

0.92

-101

Dividend Comparison (2000 - 2026)

IYF vs UTG dividend yield comparison.

Year	IYF	UTG
2026	0.71%	3.02%
2025	1.32%	6.42%
2024	1.29%	7.19%
2023	1.67%	8.53%
2022	1.86%	8.07%
2021	1.27%	6.35%
2020	1.72%	6.59%
2019	1.65%	5.69%
2018	1.90%	6.86%
2017	1.46%	6.21%
2016	1.67%	9.02%
2015	1.66%	6.86%
2014	1.38%	5.06%
2013	1.33%	6.31%
2012	1.67%	6.30%
2011	1.68%	6.49%
2010	1.04%	6.17%
2009	1.71%	7.78%
2008	4.64%	13.58%
2007	2.75%	8.08%
2006	1.86%	5.47%
2005	2.03%	7.65%
2004	1.75%	4.88%
2003	1.66%	0.00%
2002	1.75%	0.00%
2001	1.29%	0.00%
2000	2.11%	0.00%