IVLU vs BILS

Comparison between ISHARES MSCI INTL VALUE FACTOR ETF (IVLU, ETF) and SPDR BLOOMBERG 3-12 MONTH T-BILL ETF (BILS, ETF).

5-Year PerformanceIVLU has outperformed BILS, delivering a return of +14.8% compared to +3.2%

IVLU vs BILS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IVLU(ETF)	BILS(ETF)
Net Assets	$4B	$4B
Expense Ratio	0.31%	0.14%
Max Drawdown	45.37%	1.20%
Sharpe Ratio	2.05	1.05
5Y Beta	0.69	-0.00
5Y Dividends CAGR	18.76%	N/A

Net Assets

IVLU

$4B

BILS

$4B

Expense Ratio

IVLU

0.31%

Winner

BILS

0.14%

Max Drawdown

IVLU

45.37%

Winner

BILS

1.20%

Sharpe Ratio

Winner

IVLU

2.05

BILS

1.05

5Y Beta

IVLU

0.69

Winner

BILS

-0.00

5Y Dividends CAGR

IVLU

18.76%

BILS

N/A

IVLU vs BILS - Historical Returns

Returns include dividend reinvestment.

Period	IVLU	BILS
1 month	+1.24%	+0.27%
3 months	-0.49%	+0.81%
6 months	+15.42%	+1.75%
1 year	+38.08%	+3.94%
5 years(CAGR)	+14.77%	+3.25%
10 years(CAGR)	+11.04%	N/A
Max(CAGR)	+8.54%	+2.88%

Winner

IVLU

+1.24%

BILS

+0.27%

IVLU

-0.49%

Winner

BILS

+0.81%

Winner

IVLU

+15.42%

BILS

+1.75%

Winner

IVLU

+38.08%

BILS

+3.94%

5Y(CAGR)

Winner

IVLU

+14.77%

BILS

+3.25%

10Y(CAGR)

IVLU

+11.04%

BILS

N/A

Max(CAGR)

Winner

IVLU

+8.54%

BILS

+2.88%

IVLU vs BILS - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	IVLU	BILS
2026	+9.92%	+1.16%
2025	+46.91%	+4.19%
2024	+7.34%	+5.15%
2023	+18.89%	+4.92%
2022	-6.63%	+0.91%
2021	+15.17%	-0.08%
2020	-5.66%	+0.00%
2019	+15.74%	N/A
2018	-15.89%	N/A
2017	+21.93%	N/A
2016	+5.31%	N/A
2015	-10.18%	N/A

IVLU vs BILS Drawdown Comparison

The maximum drawdown for IVLU was -41.86%, occurring on Mar 23, 2020. Recovery took 824 trading sessions.

The maximum drawdown for BILS was -0.41%, occurring on Jun 14, 2022. Recovery took 415 trading sessions.

The current IVLU drawdown is -1.58%.

Rank	IVLU	BILS
#1	-41.86% Jan 26, 2018 - May 6, 2021	-0.41% Feb 5, 2021 - Sep 29, 2022
#2	-26.01% Feb 9, 2022 - Jun 15, 2023	-0.08% Oct 6, 2022 - Oct 27, 2022
#3	-24.85% Aug 5, 2015 - May 5, 2017	-0.07% Mar 17, 2023 - Mar 23, 2023
#4	-15.48% Mar 19, 2025 - May 9, 2025	-0.04% Feb 1, 2024 - Feb 7, 2024
#5	-11.69% Feb 25, 2026 - Mar 20, 2026	-0.04% Apr 5, 2023 - Apr 13, 2023
#6	-9.66% Jul 31, 2023 - Dec 13, 2023	-0.04% Mar 13, 2023 - Mar 15, 2023
#7	-9.13% Jun 7, 2021 - Jan 7, 2022	-0.03% Mar 2, 2023 - Mar 9, 2023
#8	-8.95% Sep 26, 2024 - Feb 14, 2025	-0.03% Apr 8, 2025 - Apr 11, 2025
#9	-8.04% Jul 17, 2024 - Aug 23, 2024	-0.03% Apr 13, 2023 - Apr 19, 2023
#10	-5.41% Nov 12, 2025 - Dec 2, 2025	-0.03% Nov 10, 2022 - Nov 17, 2022
#11	-5.00% May 15, 2024 - Jul 12, 2024	-0.03% Oct 28, 2025 - Oct 31, 2025
#12	-4.82% Jan 14, 2022 - Feb 9, 2022	-0.03% Mar 24, 2023 - Mar 30, 2023
#13	-4.22% Apr 9, 2024 - May 6, 2024	-0.02% Oct 9, 2020 - Feb 5, 2021
#14	-3.86% Jul 23, 2025 - Aug 8, 2025	-0.02% Dec 17, 2024 - Dec 19, 2024
#15	-3.56% Oct 3, 2025 - Oct 27, 2025	-0.02% Mar 15, 2023 - Mar 17, 2023

Correlation

Correlation between IVLU and BILS is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.

0.94

-101

Dividend Comparison (2015 - 2026)

IVLU vs BILS dividend yield comparison.

Year	IVLU	BILS
2026	0.00%	1.16%
2025	3.71%	4.08%
2024	4.46%	5.01%
2023	4.69%	4.98%
2022	3.59%	1.61%
2021	3.47%	0.00%
2020	2.05%	0.00%
2019	3.53%	0.00%
2018	2.82%	0.00%
2017	2.87%	0.00%
2016	2.53%	0.00%
2015	0.93%	0.00%