ITIC vs LOCO

Comparison between Investors Title Company (ITIC, Company) and El Pollo Loco Holdings Inc (LOCO, Company).

ITIC is from the Financial Services sector, while LOCO is from the Consumer Cyclical sector.

5-Year PerformanceITIC has outperformed LOCO, delivering a return of +14.4% compared to +2.4%

ITIC vs LOCO - Performance Comparison

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Key Characteristics

Financial metrics and valuation ratios

Metric	ITIC(COMPANY)	LOCO(COMPANY)
Market Cap	$488M	$488M
Max Drawdown	65.13%	83.59%
Sharpe Ratio	0.92	1.29
5Y Beta	0.80	0.59
Industry	Insurance - Specialty	Restaurants
P/E Ratio	12.81	16.56
Forward P/E	7.91	14.03
PEG Ratio	0.46	1.11
Dividend Yield	0.72%	N/A
5Y Dividends CAGR	-8.85%	N/A
5Y EPS CAGR	-8.73%	7.20%
Debt to Equity	0.00%	14.55%
Free Cash Flow Yield	5.61%	5.50%

Market Cap

ITIC

$488M

Winner

LOCO

$488M

Max Drawdown

Winner

ITIC

65.13%

LOCO

83.59%

Sharpe Ratio

ITIC

0.92

Winner

LOCO

1.29

5Y Beta

ITIC

0.80

Winner

LOCO

0.59

Industry

ITIC

Insurance - Specialty

LOCO

Restaurants

P/E Ratio

Winner

ITIC

12.81

LOCO

16.56

Forward P/E

Winner

ITIC

7.91

LOCO

14.03

PEG Ratio

Winner

ITIC

0.46

LOCO

1.11

Dividend Yield

ITIC

0.72%

LOCO

N/A

5Y Dividends CAGR

ITIC

-8.85%

LOCO

N/A

5Y EPS CAGR

ITIC

-8.73%

Winner

LOCO

7.20%

Debt to Equity

Winner

ITIC

0.00%

LOCO

14.55%

Free Cash Flow Yield

Winner

ITIC

5.61%

LOCO

5.50%

ITIC vs LOCO - Historical Returns

Returns include dividend reinvestment.

Period	ITIC	LOCO
1 month	+7.06%	+17.09%
3 months	+17.81%	+15.32%
6 months	+0.57%	+42.24%
1 year	+33.14%	+55.78%
5 years(CAGR)	+14.45%	+2.37%
10 years(CAGR)	+17.20%	+4.56%
Max(CAGR)	+13.62%	-2.17%

ITIC

+7.06%

Winner

LOCO

+17.09%

Winner

ITIC

+17.81%

LOCO

+15.32%

ITIC

+0.57%

Winner

LOCO

+42.24%

ITIC

+33.14%

Winner

LOCO

+55.78%

5Y(CAGR)

Winner

ITIC

+14.45%

LOCO

+2.37%

10Y(CAGR)

Winner

ITIC

+17.20%

LOCO

+4.56%

Max(CAGR)

Winner

ITIC

+13.62%

LOCO

-2.17%

ITIC vs LOCO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ITIC	LOCO
2026	+5.19%	+55.33%
2025	+11.31%	-8.33%
2024	+53.55%	+31.14%
2023	+14.68%	-9.72%
2022	-24.79%	-20.67%
2021	+44.74%	-22.08%
2020	+6.21%	+20.35%
2019	-3.94%	+1.20%
2018	-5.15%	+48.73%
2017	+25.72%	-22.05%
2016	+63.50%	-2.38%
2015	+37.88%	-37.66%
2014	-8.92%	-16.90%
2013	+30.90%	N/A
2012	+63.12%	N/A
2011	+16.43%	N/A
2010	-9.95%	N/A
2009	-19.23%	N/A
2008	-1.58%	N/A
2007	-27.72%	N/A
2006	+26.17%	N/A
2005	+12.91%	N/A
2004	+18.31%	N/A
2003	+38.43%	N/A
2002	+49.03%	N/A
2001	-0.42%	N/A
2000	-9.39%	N/A
1999	+9.72%	N/A

ITIC vs LOCO Drawdown Comparison

The maximum drawdown for ITIC was -64.57%, occurring on Mar 12, 2009. Recovery took 1329 trading sessions.

The maximum drawdown for LOCO was -83.59%, occurring on Mar 18, 2020. This drawdown has not yet recovered.

The current ITIC drawdown is -7.11%. The current LOCO drawdown is -55.09%.

Rank	ITIC	LOCO
#1	-64.57% Jan 8, 2007 - Apr 17, 2012	-83.59% Aug 1, 2014 - Mar 18, 2020
#2	-45.06% Nov 30, 1999 - Feb 6, 2002	-13.28% Jul 28, 2014 - Jul 30, 2014
#3	-43.79% Nov 24, 2021 - Jul 31, 2024	N/A
#4	-43.37% Mar 19, 2018 - Nov 23, 2020	N/A
#5	-31.17% Dec 27, 2016 - Apr 25, 2017	N/A
#6	-28.87% Nov 29, 2024 - Oct 2, 2025	N/A
#7	-24.76% Feb 6, 2026 - Mar 20, 2026	N/A
#8	-24.02% Feb 5, 2004 - Nov 22, 2004	N/A
#9	-23.57% Dec 20, 2013 - Nov 16, 2015	N/A
#10	-23.31% Dec 28, 2015 - Sep 1, 2016	N/A
#11	-18.68% Nov 27, 2020 - Apr 29, 2021	N/A
#12	-16.94% Jan 24, 2006 - Oct 26, 2006	N/A
#13	-15.92% Jul 3, 2012 - Aug 27, 2012	N/A
#14	-15.85% Nov 1, 2012 - Apr 1, 2013	N/A
#15	-15.73% May 13, 2003 - May 29, 2003	N/A

Correlation

Correlation between ITIC and LOCO is -0.32 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.32

-101

Dividend Comparison (1999 - 2026)

ITIC vs LOCO dividend yield comparison.

Year	ITIC	LOCO
2026	0.36%	0.00%
2025	4.23%	0.00%
2024	6.69%	0.00%
2023	3.60%	0.00%
2022	3.28%	15.06%
2021	10.05%	0.00%
2020	10.95%	0.00%
2019	6.03%	0.00%
2018	6.91%	0.00%
2017	0.68%	0.00%
2016	0.46%	0.00%
2015	0.40%	0.00%
2014	0.44%	0.00%
2013	0.40%	0.00%
2012	0.48%	0.00%
2011	0.78%	0.00%
2010	0.92%	0.00%
2009	0.91%	0.00%
2008	0.75%	0.00%
2007	0.63%	0.00%
2006	0.45%	0.00%
2005	0.38%	0.00%
2004	0.41%	0.00%
2003	0.39%	0.00%
2002	0.53%	0.00%
2001	0.78%	0.00%
2000	0.76%	0.00%
1999	0.17%	0.00%