ITIC vs CTRN

Comparison between Investors Title Company (ITIC, Company) and Citi Trends Inc (CTRN, Company).

ITIC is from the Financial Services sector, while CTRN is from the Consumer Cyclical sector.

5-Year PerformanceITIC has outperformed CTRN, delivering a return of +16.3% compared to -5.6%

ITIC vs CTRN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ITIC(COMPANY)	CTRN(COMPANY)
Market Cap	$535M	$537M
Max Drawdown	65.13%	87.39%
Sharpe Ratio	1.13	1.37
5Y Beta	0.79	1.42
Industry	Insurance - Specialty	Apparel Retail
P/E Ratio	14.05	43.97
Forward P/E	7.91	3.64
PEG Ratio	0.50	2.85
Dividend Yield	0.65%	N/A
5Y Dividends CAGR	-8.85%	N/A
5Y EPS CAGR	-8.73%	-28.26%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	5.11%	9.84%
P/S Ratio	1.86	0.63
P/B Ratio	1.96	4.44

Market Cap

ITIC

$535M

Winner

CTRN

$537M

Max Drawdown

Winner

ITIC

65.13%

CTRN

87.39%

Sharpe Ratio

ITIC

1.13

Winner

CTRN

1.37

5Y Beta

Winner

ITIC

0.79

CTRN

1.42

Industry

ITIC

Insurance - Specialty

CTRN

Apparel Retail

P/E Ratio

Winner

ITIC

14.05

CTRN

43.97

Forward P/E

ITIC

7.91

Winner

CTRN

3.64

PEG Ratio

Winner

ITIC

0.50

CTRN

2.85

Dividend Yield

ITIC

0.65%

CTRN

N/A

5Y Dividends CAGR

ITIC

-8.85%

CTRN

N/A

5Y EPS CAGR

Winner

ITIC

-8.73%

CTRN

-28.26%

Debt to Equity

ITIC

0.00%

CTRN

0.00%

Free Cash Flow Yield

ITIC

5.11%

Winner

CTRN

9.84%

P/S Ratio

ITIC

1.86

Winner

CTRN

0.63

P/B Ratio

Winner

ITIC

1.96

CTRN

4.44

ITIC vs CTRN - Historical Returns

Returns include dividend reinvestment.

Period	ITIC	CTRN
1 month	+4.38%	-0.29%
3 months	+13.78%	+25.02%
6 months	+9.65%	+44.05%
1 year	+38.23%	+94.98%
5 years(CAGR)	+16.28%	-5.62%
10 years(CAGR)	+16.38%	+14.77%
Max(CAGR)	+13.85%	+7.02%

Winner

ITIC

+4.38%

CTRN

-0.29%

ITIC

+13.78%

Winner

CTRN

+25.02%

ITIC

+9.65%

Winner

CTRN

+44.05%

ITIC

+38.23%

Winner

CTRN

+94.98%

5Y(CAGR)

Winner

ITIC

+16.28%

CTRN

-5.62%

10Y(CAGR)

Winner

ITIC

+16.38%

CTRN

+14.77%

Max(CAGR)

Winner

ITIC

+13.85%

CTRN

+7.02%

ITIC vs CTRN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ITIC	CTRN
2026	+12.45%	+48.59%
2025	+11.31%	+59.97%
2024	+53.55%	-6.62%
2023	+14.68%	+5.40%
2022	-24.79%	-70.24%
2021	+44.74%	+101.34%
2020	+6.21%	+120.25%
2019	-3.94%	+13.44%
2018	-5.15%	-21.94%
2017	+25.72%	+39.42%
2016	+63.50%	-6.13%
2015	+37.88%	-11.66%
2014	-8.92%	+48.01%
2013	+30.90%	+25.37%
2012	+63.12%	+54.09%
2011	+16.43%	-64.48%
2010	-9.95%	-8.60%
2009	-19.23%	+97.99%
2008	-1.58%	-2.65%
2007	-27.72%	-61.53%
2006	+26.17%	-4.14%
2005	+12.91%	+171.91%
2004	+18.31%	N/A
2003	+38.43%	N/A
2002	+49.03%	N/A
2001	-0.42%	N/A
2000	-9.39%	N/A
1999	+9.72%	N/A

ITIC vs CTRN Drawdown Comparison

The maximum drawdown for ITIC was -64.57%, occurring on Mar 12, 2009. Recovery took 1329 trading sessions.

The maximum drawdown for CTRN was -87.25%, occurring on Sep 3, 2024. This drawdown has not yet recovered.

The current ITIC drawdown is -4.50%. The current CTRN drawdown is -43.10%.

Rank	ITIC	CTRN
#1	-64.57% Jan 8, 2007 - Apr 17, 2012	-87.25% Apr 23, 2021 - Sep 3, 2024
#2	-45.06% Nov 30, 1999 - Feb 6, 2002	-86.73% May 5, 2006 - Jan 7, 2021
#3	-43.79% Nov 24, 2021 - Jul 31, 2024	-27.96% Aug 1, 2005 - Nov 3, 2005
#4	-43.37% Mar 19, 2018 - Nov 23, 2020	-22.57% Feb 23, 2006 - Apr 18, 2006
#5	-31.17% Dec 27, 2016 - Apr 25, 2017	-16.01% Mar 19, 2021 - Apr 12, 2021
#6	-28.87% Nov 29, 2024 - Oct 2, 2025	-14.01% Jun 3, 2005 - Jul 5, 2005
#7	-24.76% Feb 6, 2026 - Jul 1, 2026	-10.01% Nov 8, 2005 - Nov 22, 2005
#8	-24.02% Feb 5, 2004 - Nov 22, 2004	-9.59% Feb 6, 2006 - Feb 22, 2006
#9	-23.57% Dec 20, 2013 - Nov 16, 2015	-9.19% Jan 19, 2021 - Feb 5, 2021
#10	-23.31% Dec 28, 2015 - Sep 1, 2016	-8.24% Feb 24, 2021 - Mar 9, 2021
#11	-18.68% Nov 27, 2020 - Apr 29, 2021	-6.77% Jan 10, 2006 - Jan 26, 2006
#12	-16.94% Jan 24, 2006 - Oct 26, 2006	-6.08% Nov 25, 2005 - Dec 1, 2005
#13	-15.92% Jul 3, 2012 - Aug 27, 2012	-6.05% May 18, 2005 - May 27, 2005
#14	-15.85% Nov 1, 2012 - Apr 1, 2013	-4.83% Apr 12, 2021 - Apr 15, 2021
#15	-15.73% May 13, 2003 - May 29, 2003	-4.63% Dec 29, 2005 - Jan 10, 2006

Correlation

Correlation between ITIC and CTRN is 0.37 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.37

-101

Dividend Comparison (1999 - 2026)

ITIC vs CTRN dividend yield comparison.

Year	ITIC	CTRN
2026	0.33%	0.00%
2025	4.23%	0.00%
2024	6.69%	0.00%
2023	3.60%	0.00%
2022	3.28%	0.00%
2021	10.05%	0.00%
2020	10.95%	0.16%
2019	6.03%	1.38%
2018	6.91%	1.57%
2017	0.68%	1.13%
2016	0.46%	1.27%
2015	0.40%	0.56%
2014	0.44%	0.00%
2013	0.40%	0.00%
2012	0.48%	0.00%
2011	0.78%	0.00%
2010	0.92%	0.00%
2009	0.91%	0.00%
2008	0.75%	0.00%
2007	0.63%	0.00%
2006	0.45%	0.00%
2005	0.38%	0.00%
2004	0.41%	0.00%
2003	0.39%	0.00%
2002	0.53%	0.00%
2001	0.78%	0.00%
2000	0.76%	0.00%
1999	0.17%	0.00%