ISTR vs SAT

Comparison between Investar Holding Corp (ISTR, Company) and Saratoga Investment Corp (SAT, Company).

ISTR vs SAT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ISTR(COMPANY)	SAT(COMPANY)
Market Cap	$406M	$407M
Max Drawdown	68.64%	9.08%
Sharpe Ratio	1.77	0.96
5Y Beta	0.78	0.02
Industry	Banks - Regional	N/A
P/E Ratio	11.53	10.86
Forward P/E	9.84	N/A
PEG Ratio	0.74	0.36
Dividend Yield	1.48%	N/A
5Y Dividends CAGR	1.74%	N/A
5Y EPS CAGR	7.89%	N/A
Debt to Equity	0.00%	186.64%
Free Cash Flow Yield	5.83%	-21.65%
P/S Ratio	3.77	N/A
P/B Ratio	1.05	N/A

Market Cap

ISTR

$406M

Winner

SAT

$407M

Max Drawdown

ISTR

68.64%

Winner

SAT

9.08%

Sharpe Ratio

Winner

ISTR

1.77

SAT

0.96

5Y Beta

ISTR

0.78

Winner

SAT

0.02

Industry

ISTR

Banks - Regional

SAT

N/A

P/E Ratio

ISTR

11.53

Winner

SAT

10.86

Forward P/E

ISTR

9.84

SAT

N/A

PEG Ratio

ISTR

0.74

Winner

SAT

0.36

Dividend Yield

ISTR

1.48%

SAT

N/A

5Y Dividends CAGR

ISTR

1.74%

SAT

N/A

5Y EPS CAGR

ISTR

7.89%

SAT

N/A

Debt to Equity

Winner

ISTR

0.00%

SAT

186.64%

Free Cash Flow Yield

Winner

ISTR

5.83%

SAT

-21.65%

P/S Ratio

ISTR

3.77

SAT

N/A

P/B Ratio

ISTR

1.05

SAT

N/A

ISTR vs SAT - Historical Returns

Returns include dividend reinvestment.

Period	ISTR	SAT
1 month	+6.68%	-0.16%
3 months	+10.62%	+2.50%
6 months	+7.94%	+3.34%
1 year	+63.04%	+7.36%
5 years(CAGR)	+7.61%	+5.57%
10 years(CAGR)	+8.53%	N/A
Max(CAGR)	+7.79%	+5.57%

Winner

ISTR

+6.68%

SAT

-0.16%

Winner

ISTR

+10.62%

SAT

+2.50%

Winner

ISTR

+7.94%

SAT

+3.34%

Winner

ISTR

+63.04%

SAT

+7.36%

5Y(CAGR)

Winner

ISTR

+7.61%

SAT

+5.57%

10Y(CAGR)

ISTR

+8.53%

SAT

N/A

Max(CAGR)

Winner

ISTR

+7.79%

SAT

+5.57%

ISTR vs SAT - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ISTR	SAT
2026	+13.24%	+2.96%
2025	+28.40%	+6.14%
2024	+50.78%	+10.47%
2023	-28.77%	+10.76%
2022	+20.41%	-6.86%
2021	+14.24%	N/A
2020	-30.20%	N/A
2019	-0.31%	N/A
2018	+5.99%	N/A
2017	+27.57%	N/A
2016	+7.22%	N/A
2015	+25.96%	N/A
2014	-2.37%	N/A

ISTR vs SAT Drawdown Comparison

The maximum drawdown for ISTR was -68.22%, occurring on Mar 23, 2020. Recovery took 1864 trading sessions.

The maximum drawdown for SAT was -8.80%, occurring on Nov 3, 2022. Recovery took 323 trading sessions.

The current ISTR drawdown is -1.96%. The current SAT drawdown is -0.92%.

Rank	ISTR	SAT
#1	-68.22% Jul 6, 2018 - Dec 4, 2025	-8.80% Aug 4, 2022 - Nov 15, 2023
#2	-22.12% Dec 14, 2015 - Nov 18, 2016	-3.37% May 6, 2022 - Aug 4, 2022
#3	-13.33% Mar 30, 2015 - Nov 25, 2015	-3.02% Dec 31, 2024 - May 15, 2025
#4	-11.92% Feb 6, 2026 - Jun 12, 2026	-2.74% Jun 4, 2024 - Aug 2, 2024
#5	-10.31% Feb 17, 2015 - Mar 9, 2015	-1.74% Sep 27, 2024 - Nov 14, 2024
#6	-9.92% Jul 16, 2014 - Dec 16, 2014	-1.61% Dec 28, 2023 - Jan 25, 2024
#7	-9.22% Dec 18, 2014 - Feb 17, 2015	-1.54% Jun 13, 2025 - Jul 1, 2025
#8	-8.56% Feb 1, 2018 - Mar 16, 2018	-1.52% Jan 29, 2024 - Feb 6, 2024
#9	-7.91% Jul 5, 2017 - Sep 26, 2017	-1.40% Apr 4, 2024 - May 14, 2024
#10	-6.45% Apr 24, 2018 - May 21, 2018	-1.32% Feb 16, 2024 - Mar 20, 2024
#11	-6.35% Oct 20, 2017 - Dec 18, 2017	-1.22% Nov 15, 2024 - Dec 31, 2024
#12	-6.15% Dec 16, 2016 - Dec 29, 2016	-1.18% Aug 2, 2024 - Aug 15, 2024
#13	-5.54% Jan 26, 2017 - Feb 9, 2017	-1.16% Sep 9, 2025 - Oct 27, 2025
#14	-5.29% Jan 17, 2018 - Feb 1, 2018	-0.92% May 27, 2026 - Jun 16, 2026
#15	-4.95% Mar 19, 2018 - Apr 18, 2018	-0.70% Aug 21, 2024 - Sep 10, 2024

Correlation

Correlation between ISTR and SAT is 0.73 which considered as a strong positive correlation - the stocks tend to move together.

0.73

-101

Dividend Comparison (2014 - 2026)

ISTR vs SAT dividend yield comparison.

Year	ISTR	SAT
2026	0.37%	3.02%
2025	1.63%	6.06%
2024	1.87%	6.01%
2023	2.65%	6.29%
2022	1.70%	0.00%
2021	2.66%	0.00%
2020	1.51%	0.00%
2019	0.95%	0.00%
2018	0.81%	0.00%
2017	0.30%	0.00%
2016	0.23%	0.00%
2015	0.18%	0.00%
2014	0.10%	0.00%