ISTR vs SAJ

Comparison between Investar Holding Corp (ISTR, Company) and Saratoga Investment Corp (SAJ, Company).

ISTR vs SAJ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ISTR(COMPANY)	SAJ(COMPANY)
Market Cap	$412M	$412M
Max Drawdown	68.64%	5.63%
Sharpe Ratio	1.87	0.61
5Y Beta	0.77	0.01
Industry	Banks - Regional	N/A
P/E Ratio	11.68	11.01
Forward P/E	9.84	N/A
PEG Ratio	0.75	0.37
Dividend Yield	1.47%	N/A
5Y Dividends CAGR	1.74%	N/A
5Y EPS CAGR	7.89%	N/A
Debt to Equity	0.00%	186.64%
Free Cash Flow Yield	5.75%	-21.36%

Market Cap

ISTR

$412M

Winner

SAJ

$412M

Max Drawdown

ISTR

68.64%

Winner

SAJ

5.63%

Sharpe Ratio

Winner

ISTR

1.87

SAJ

0.61

5Y Beta

ISTR

0.77

Winner

SAJ

0.01

Industry

ISTR

Banks - Regional

SAJ

N/A

P/E Ratio

ISTR

11.68

Winner

SAJ

11.01

Forward P/E

ISTR

9.84

SAJ

N/A

PEG Ratio

ISTR

0.75

Winner

SAJ

0.37

Dividend Yield

ISTR

1.47%

SAJ

N/A

5Y Dividends CAGR

ISTR

1.74%

SAJ

N/A

5Y EPS CAGR

ISTR

7.89%

SAJ

N/A

Debt to Equity

Winner

ISTR

0.00%

SAJ

186.64%

Free Cash Flow Yield

Winner

ISTR

5.75%

SAJ

-21.36%

ISTR vs SAJ - Historical Returns

Returns include dividend reinvestment.

Period	ISTR	SAJ
1 month	+4.94%	+0.26%
3 months	+10.91%	+2.83%
6 months	+10.68%	+4.41%
1 year	+58.85%	+8.62%
5 years(CAGR)	+8.43%	N/A
10 years(CAGR)	+7.97%	N/A
Max(CAGR)	+7.90%	+8.87%

Winner

ISTR

+4.94%

SAJ

+0.26%

Winner

ISTR

+10.91%

SAJ

+2.83%

Winner

ISTR

+10.68%

SAJ

+4.41%

Winner

ISTR

+58.85%

SAJ

+8.62%

5Y(CAGR)

ISTR

+8.43%

SAJ

N/A

10Y(CAGR)

ISTR

+7.97%

SAJ

N/A

Max(CAGR)

ISTR

+7.90%

Winner

SAJ

+8.87%

ISTR vs SAJ - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	ISTR	SAJ
2026	+14.81%	+3.47%
2025	+28.40%	+8.84%
2024	+50.78%	+8.33%
2023	-28.77%	+9.32%
2022	+20.41%	+0.83%
2021	+14.24%	N/A
2020	-30.20%	N/A
2019	-0.31%	N/A
2018	+5.99%	N/A
2017	+27.57%	N/A
2016	+7.22%	N/A
2015	+25.96%	N/A
2014	-2.37%	N/A

ISTR vs SAJ Drawdown Comparison

The maximum drawdown for ISTR was -68.22%, occurring on Mar 23, 2020. Recovery took 1864 trading sessions.

The maximum drawdown for SAJ was -4.81%, occurring on Mar 17, 2023. Recovery took 59 trading sessions.

The current ISTR drawdown is -0.60%. The current SAJ drawdown is -1.70%.

Rank	ISTR	SAJ
#1	-68.22% Jul 6, 2018 - Dec 4, 2025	-4.81% Mar 2, 2023 - May 25, 2023
#2	-22.12% Dec 14, 2015 - Nov 18, 2016	-3.14% Aug 9, 2023 - Nov 9, 2023
#3	-13.33% Mar 30, 2015 - Nov 25, 2015	-2.62% Nov 11, 2022 - Feb 14, 2023
#4	-11.92% Feb 6, 2026 - Jun 12, 2026	-2.33% Aug 5, 2025 - Dec 1, 2025
#5	-10.31% Feb 17, 2015 - Mar 9, 2015	-2.13% Jun 3, 2025 - Jul 18, 2025
#6	-9.92% Jul 16, 2014 - Dec 16, 2014	-2.00% Feb 9, 2026 - Apr 6, 2026
#7	-9.22% Dec 18, 2014 - Feb 17, 2015	-1.97% Apr 13, 2026 - May 12, 2026
#8	-8.56% Feb 1, 2018 - Mar 16, 2018	-1.76% Jun 2, 2026 - Jun 12, 2026
#9	-7.91% Jul 5, 2017 - Sep 26, 2017	-1.70% Jun 12, 2026 - Jun 24, 2026
#10	-6.45% Apr 24, 2018 - May 21, 2018	-1.68% May 25, 2023 - Jun 14, 2023
#11	-6.35% Oct 20, 2017 - Dec 18, 2017	-1.67% Nov 13, 2023 - Nov 16, 2023
#12	-6.15% Dec 16, 2016 - Dec 29, 2016	-1.61% Mar 3, 2025 - Mar 21, 2025
#13	-5.54% Jan 26, 2017 - Feb 9, 2017	-1.60% Feb 16, 2024 - May 2, 2024
#14	-5.29% Jan 17, 2018 - Feb 1, 2018	-1.57% Mar 21, 2025 - May 1, 2025
#15	-4.95% Mar 19, 2018 - Apr 18, 2018	-1.39% May 6, 2025 - May 15, 2025

Correlation

Correlation between ISTR and SAJ is 0.81 which considered as a strong positive correlation - the stocks tend to move together.

0.81

-101

Dividend Comparison (2014 - 2026)

ISTR vs SAJ dividend yield comparison.

Year	ISTR	SAJ
2026	0.37%	3.93%
2025	1.63%	7.86%
2024	1.87%	7.88%
2023	2.65%	8.72%
2022	1.70%	0.00%
2021	2.66%	0.00%
2020	1.51%	0.00%
2019	0.95%	0.00%
2018	0.81%	0.00%
2017	0.30%	0.00%
2016	0.23%	0.00%
2015	0.18%	0.00%
2014	0.10%	0.00%