ISTR vs CTRN

Comparison between Investar Holding Corp (ISTR, Company) and Citi Trends Inc (CTRN, Company).

ISTR is from the Financial Services sector, while CTRN is from the Consumer Cyclical sector.

5-Year PerformanceISTR has outperformed CTRN, delivering a return of +6.5% compared to -12.6%

ISTR vs CTRN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ISTR(COMPANY)	CTRN(COMPANY)
Market Cap	$389M	$389M
Max Drawdown	68.64%	87.39%
Sharpe Ratio	1.72	0.65
5Y Beta	0.79	1.45
Industry	Banks - Regional	Apparel Retail
P/E Ratio	11.03	73.08
Forward P/E	9.84	3.64
PEG Ratio	0.71	2.85
Dividend Yield	1.54%	N/A
5Y Dividends CAGR	1.74%	N/A
5Y EPS CAGR	7.89%	-23.32%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.09%	5.39%
P/S Ratio	3.65	0.47
P/B Ratio	1.02	3.35

Market Cap

Winner

ISTR

$389M

CTRN

$389M

Max Drawdown

Winner

ISTR

68.64%

CTRN

87.39%

Sharpe Ratio

Winner

ISTR

1.72

CTRN

0.65

5Y Beta

Winner

ISTR

0.79

CTRN

1.45

Industry

ISTR

Banks - Regional

CTRN

Apparel Retail

P/E Ratio

Winner

ISTR

11.03

CTRN

73.08

Forward P/E

ISTR

9.84

Winner

CTRN

3.64

PEG Ratio

Winner

ISTR

0.71

CTRN

2.85

Dividend Yield

ISTR

1.54%

CTRN

N/A

5Y Dividends CAGR

ISTR

1.74%

CTRN

N/A

5Y EPS CAGR

Winner

ISTR

7.89%

CTRN

-23.32%

Debt to Equity

ISTR

0.00%

CTRN

0.00%

Free Cash Flow Yield

Winner

ISTR

6.09%

CTRN

5.39%

P/S Ratio

ISTR

3.65

Winner

CTRN

0.47

P/B Ratio

Winner

ISTR

1.02

CTRN

3.35

ISTR vs CTRN - Historical Returns

Returns include dividend reinvestment.

Period	ISTR	CTRN
1 month	+3.38%	-8.03%
3 months	+4.58%	-10.52%
6 months	+12.44%	-5.90%
1 year	+58.57%	+29.50%
5 years(CAGR)	+6.49%	-12.61%
10 years(CAGR)	+8.18%	+11.21%
Max(CAGR)	+7.65%	+5.25%

Winner

ISTR

+3.38%

CTRN

-8.03%

Winner

ISTR

+4.58%

CTRN

-10.52%

Winner

ISTR

+12.44%

CTRN

-5.90%

Winner

ISTR

+58.57%

CTRN

+29.50%

5Y(CAGR)

Winner

ISTR

+6.49%

CTRN

-12.61%

10Y(CAGR)

ISTR

+8.18%

Winner

CTRN

+11.21%

Max(CAGR)

Winner

ISTR

+7.65%

CTRN

+5.25%

ISTR vs CTRN - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	ISTR	CTRN
2026	+11.21%	+3.68%
2025	+28.40%	+59.97%
2024	+50.78%	-6.62%
2023	-28.77%	+5.40%
2022	+20.41%	-70.24%
2021	+14.24%	+101.34%
2020	-30.20%	+120.25%
2019	-0.31%	+13.44%
2018	+5.99%	-21.94%
2017	+27.57%	+39.42%
2016	+7.22%	-6.13%
2015	+25.96%	-11.66%
2014	-2.37%	+48.01%
2013	N/A	+25.37%
2012	N/A	+54.09%
2011	N/A	-64.48%
2010	N/A	-8.60%
2009	N/A	+97.99%
2008	N/A	-2.65%
2007	N/A	-61.53%
2006	N/A	-4.14%
2005	N/A	+171.91%

ISTR vs CTRN Drawdown Comparison

The maximum drawdown for ISTR was -68.22%, occurring on Mar 23, 2020. Recovery took 1864 trading sessions.

The maximum drawdown for CTRN was -87.25%, occurring on Sep 3, 2024. This drawdown has not yet recovered.

The current ISTR drawdown is -3.20%. The current CTRN drawdown is -60.30%.

Rank	ISTR	CTRN
#1	-68.22% Jul 6, 2018 - Dec 4, 2025	-87.25% Apr 23, 2021 - Sep 3, 2024
#2	-22.12% Dec 14, 2015 - Nov 18, 2016	-86.73% May 5, 2006 - Jan 7, 2021
#3	-13.33% Mar 30, 2015 - Nov 25, 2015	-27.96% Aug 1, 2005 - Nov 3, 2005
#4	-11.92% Feb 6, 2026 - Mar 20, 2026	-22.57% Feb 23, 2006 - Apr 18, 2006
#5	-10.31% Feb 17, 2015 - Mar 9, 2015	-16.01% Mar 19, 2021 - Apr 12, 2021
#6	-9.92% Jul 16, 2014 - Dec 16, 2014	-14.01% Jun 3, 2005 - Jul 5, 2005
#7	-9.22% Dec 18, 2014 - Feb 17, 2015	-10.01% Nov 8, 2005 - Nov 22, 2005
#8	-8.56% Feb 1, 2018 - Mar 16, 2018	-9.59% Feb 6, 2006 - Feb 22, 2006
#9	-7.91% Jul 5, 2017 - Sep 26, 2017	-9.19% Jan 19, 2021 - Feb 5, 2021
#10	-6.45% Apr 24, 2018 - May 21, 2018	-8.24% Feb 24, 2021 - Mar 9, 2021
#11	-6.35% Oct 20, 2017 - Dec 18, 2017	-6.77% Jan 10, 2006 - Jan 26, 2006
#12	-6.15% Dec 16, 2016 - Dec 29, 2016	-6.08% Nov 25, 2005 - Dec 1, 2005
#13	-5.54% Jan 26, 2017 - Feb 9, 2017	-6.05% May 18, 2005 - May 27, 2005
#14	-5.29% Jan 17, 2018 - Feb 1, 2018	-4.83% Apr 12, 2021 - Apr 15, 2021
#15	-4.95% Mar 19, 2018 - Apr 18, 2018	-4.63% Dec 29, 2005 - Jan 10, 2006

Correlation

Correlation between ISTR and CTRN is 0.28 which considered as a very weak or no correlation - the stocks move independently of each other.

0.28

-101

Dividend Comparison (2014 - 2026)

ISTR vs CTRN dividend yield comparison.

Year	ISTR	CTRN
2026	0.38%	0.00%
2025	1.63%	0.00%
2024	1.87%	0.00%
2023	2.65%	0.00%
2022	1.70%	0.00%
2021	2.66%	0.00%
2020	1.51%	0.16%
2019	0.95%	1.38%
2018	0.81%	1.57%
2017	0.30%	1.13%
2016	0.23%	1.27%
2015	0.18%	0.56%
2014	0.10%	0.00%