ISBA vs OCFT

Comparison between Isabella Bank Corp (ISBA, Company) and Oneconnect Financial Technology Co Ltd (OCFT, Company).

ISBA is from the Financial Services sector, while OCFT is from the Technology sector.

5-Year PerformanceISBA has outperformed OCFT, delivering a return of +17.4% compared to -47.9%

ISBA vs OCFT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ISBA(COMPANY)	OCFT(COMPANY)
Market Cap	$309M	$309M
Max Drawdown	66.29%	99.63%
Sharpe Ratio	0.71	2.06
5Y Beta	0.25	N/A
Industry	Banks - Regional	Software - Application
P/E Ratio	15.04	-3.08
Forward P/E	14.56	81.30
PEG Ratio	0.66	N/A
Dividend Yield	2.78%	N/A
5Y Dividends CAGR	5.33%	N/A
5Y EPS CAGR	14.57%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	7.41%	N/A
P/S Ratio	N/A	0.19
P/B Ratio	N/A	0.89

Market Cap

Winner

ISBA

$309M

OCFT

$309M

Max Drawdown

Winner

ISBA

66.29%

OCFT

99.63%

Sharpe Ratio

ISBA

0.71

Winner

OCFT

2.06

5Y Beta

ISBA

0.25

OCFT

N/A

Industry

ISBA

Banks - Regional

OCFT

Software - Application

P/E Ratio

ISBA

15.04

Winner

OCFT

-3.08

Forward P/E

Winner

ISBA

14.56

OCFT

81.30

PEG Ratio

ISBA

0.66

OCFT

N/A

Dividend Yield

ISBA

2.78%

OCFT

N/A

5Y Dividends CAGR

ISBA

5.33%

OCFT

N/A

5Y EPS CAGR

ISBA

14.57%

OCFT

N/A

Debt to Equity

ISBA

0.00%

OCFT

N/A

Free Cash Flow Yield

ISBA

7.41%

OCFT

N/A

P/S Ratio

ISBA

N/A

OCFT

0.19

P/B Ratio

ISBA

N/A

OCFT

0.89

ISBA vs OCFT - Historical Returns

Returns include dividend reinvestment.

Period	ISBA	OCFT
1 month	+5.85%	+0.00%
3 months	+3.47%	+9.58%
6 months	-17.50%	+10.04%
1 year	+32.36%	+204.63%
5 years(CAGR)	+17.45%	-47.92%
10 years(CAGR)	+8.87%	N/A
Max(CAGR)	+3.80%	-34.54%

Winner

ISBA

+5.85%

OCFT

+0.00%

ISBA

+3.47%

Winner

OCFT

+9.58%

ISBA

-17.50%

Winner

OCFT

+10.04%

ISBA

+32.36%

Winner

OCFT

+204.63%

5Y(CAGR)

Winner

ISBA

+17.45%

OCFT

-47.92%

10Y(CAGR)

ISBA

+8.87%

OCFT

N/A

Max(CAGR)

Winner

ISBA

+3.80%

OCFT

-34.54%

ISBA vs OCFT - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	ISBA	OCFT
2026	-15.87%	N/A
2025	+98.99%	+224.69%
2024	+27.56%	-19.27%
2023	+0.71%	-30.39%
2022	-4.43%	-78.84%
2021	+36.98%	-87.71%
2020	-14.36%	+91.92%
2019	+11.75%	+0.30%
2018	-16.89%	N/A
2017	+5.18%	N/A
2016	-3.52%	N/A
2015	+38.14%	N/A
2014	-1.98%	N/A
2013	+12.23%	N/A
2012	-3.83%	N/A
2011	+42.58%	N/A
2010	+0.09%	N/A
2009	-22.92%	N/A
2008	-39.40%	N/A
2007	-2.33%	N/A

ISBA vs OCFT Drawdown Comparison

The maximum drawdown for ISBA was -65.57%, occurring on Mar 11, 2009. Recovery took 3544 trading sessions.

The maximum drawdown for OCFT was -99.63%, occurring on Sep 10, 2024. This drawdown has not yet recovered.

The current ISBA drawdown is -25.21%. The current OCFT drawdown is -97.08%.

Rank	ISBA	OCFT
#1	-65.57% Aug 13, 2007 - Sep 17, 2021	-99.63% Jul 10, 2020 - Sep 10, 2024
#2	-34.09% Dec 19, 2025 - Jul 24, 2026	-42.23% Jan 10, 2020 - May 18, 2020
#3	-29.50% Nov 10, 2021 - Nov 18, 2024	-25.13% May 18, 2020 - Jun 15, 2020
#4	-26.10% Jun 18, 2025 - Nov 4, 2025	-11.46% Jun 23, 2020 - Jul 6, 2020
#5	-16.26% Dec 27, 2024 - Apr 21, 2025	-8.54% Jun 19, 2020 - Jun 23, 2020
#6	-11.41% Nov 4, 2025 - Nov 21, 2025	-7.22% Jun 15, 2020 - Jun 18, 2020
#7	-6.22% Dec 2, 2025 - Dec 4, 2025	-4.53% Jul 6, 2020 - Jul 9, 2020
#8	-6.04% Nov 21, 2025 - Dec 2, 2025	-2.50% Dec 13, 2019 - Dec 26, 2019
#9	-3.19% May 20, 2025 - Jun 5, 2025	-0.30% Dec 27, 2019 - Jan 2, 2020
#10	-2.50% Dec 10, 2025 - Dec 15, 2025	N/A
#11	-2.24% May 1, 2025 - May 12, 2025	N/A
#12	-2.06% Oct 14, 2021 - Oct 25, 2021	N/A
#13	-2.05% Apr 21, 2025 - Apr 24, 2025	N/A
#14	-1.85% Oct 1, 2021 - Oct 14, 2021	N/A
#15	-1.74% Sep 28, 2021 - Oct 1, 2021	N/A

Correlation

Correlation between ISBA and OCFT is -0.48 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.48

-101