IRT vs RCD

Comparison between Independence Realty Trust Inc (IRT, Company) and Ready Capital Corp (RCD, Company).

IRT vs RCD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IRT(COMPANY)	RCD(COMPANY)
Market Cap	$3.73B	$3.74B
Max Drawdown	57.33%	26.89%
Sharpe Ratio	-0.45	0.42
5Y Beta	0.51	N/A
Industry	Reit - Residential	N/A
P/E Ratio	77.86	-7.37
Forward P/E	72.46	N/A
PEG Ratio	1.45	-0.09
Dividend Yield	4.13%	N/A
5Y Dividends CAGR	9.24%	N/A
5Y EPS CAGR	4.80%	N/A
Debt to Equity	71.72%	94.11%
Free Cash Flow Yield	7.43%	24.46%

Market Cap

IRT

$3.73B

Winner

RCD

$3.74B

Max Drawdown

IRT

57.33%

Winner

RCD

26.89%

Sharpe Ratio

IRT

-0.45

Winner

RCD

0.42

5Y Beta

IRT

0.51

RCD

N/A

Industry

IRT

Reit - Residential

RCD

N/A

P/E Ratio

IRT

77.86

Winner

RCD

-7.37

Forward P/E

IRT

72.46

RCD

N/A

PEG Ratio

IRT

1.45

Winner

RCD

-0.09

Dividend Yield

IRT

4.13%

RCD

N/A

5Y Dividends CAGR

IRT

9.24%

RCD

N/A

5Y EPS CAGR

IRT

4.80%

RCD

N/A

Debt to Equity

Winner

IRT

71.72%

RCD

94.11%

Free Cash Flow Yield

IRT

7.43%

Winner

RCD

24.46%

IRT vs RCD - Historical Returns

Returns include dividend reinvestment.

Period	IRT	RCD
1 month	-2.71%	+1.99%
3 months	+1.60%	+13.41%
6 months	-5.18%	+10.87%
1 year	-7.29%	+9.34%
5 years(CAGR)	+0.95%	N/A
10 years(CAGR)	+13.08%	N/A
Max(CAGR)	+11.09%	+1.73%

IRT

-2.71%

Winner

RCD

+1.99%

IRT

+1.60%

Winner

RCD

+13.41%

IRT

-5.18%

Winner

RCD

+10.87%

IRT

-7.29%

Winner

RCD

+9.34%

5Y(CAGR)

IRT

+0.95%

RCD

N/A

10Y(CAGR)

IRT

+13.08%

RCD

N/A

Max(CAGR)

Winner

IRT

+11.09%

RCD

+1.73%

IRT vs RCD - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	IRT	RCD
2026	-9.08%	+12.23%
2025	-8.18%	-10.39%
2024	+32.37%	+1.04%
2023	-4.33%	N/A
2022	-29.80%	N/A
2021	+103.82%	N/A
2020	+2.02%	N/A
2019	+63.51%	N/A
2018	-2.85%	N/A
2017	+20.78%	N/A
2016	+30.62%	N/A
2015	-13.21%	N/A
2014	+17.32%	N/A
2013	+1.87%	N/A

IRT vs RCD Drawdown Comparison

The maximum drawdown for IRT was -56.38%, occurring on Apr 3, 2020. Recovery took 281 trading sessions.

The maximum drawdown for RCD was -19.98%, occurring on Mar 31, 2026. This drawdown has not yet recovered.

The current IRT drawdown is -34.99%. The current RCD drawdown is -0.27%.

Rank	IRT	RCD
#1	-56.38% Feb 13, 2020 - Mar 26, 2021	-19.98% Oct 6, 2025 - Mar 31, 2026
#2	-54.74% Apr 21, 2022 - Oct 30, 2023	-8.96% Feb 11, 2025 - Oct 2, 2025
#3	-33.40% Jul 10, 2014 - Jul 20, 2016	-1.54% Dec 30, 2024 - Feb 5, 2025
#4	-25.24% Sep 23, 2016 - Jun 9, 2017	-0.40% Dec 19, 2024 - Dec 26, 2024
#5	-20.52% Nov 24, 2017 - Jun 20, 2018	-0.24% Feb 7, 2025 - Feb 11, 2025
#6	-14.87% Dec 31, 2021 - Mar 2, 2022	N/A
#7	-12.48% Dec 6, 2018 - Jan 17, 2019	N/A
#8	-10.97% Oct 31, 2019 - Feb 10, 2020	N/A
#9	-9.50% Nov 24, 2021 - Dec 31, 2021	N/A
#10	-9.19% Nov 7, 2013 - Jan 16, 2014	N/A
#11	-8.95% Sep 5, 2017 - Oct 2, 2017	N/A
#12	-8.88% Jul 20, 2021 - Aug 5, 2021	N/A
#13	-8.12% Sep 28, 2018 - Dec 6, 2018	N/A
#14	-7.32% Apr 27, 2021 - May 27, 2021	N/A
#15	-7.07% Apr 2, 2019 - May 16, 2019	N/A

Correlation

Correlation between IRT and RCD is 0.24 which considered as a very weak or no correlation - the stocks move independently of each other.

0.24

-101

Dividend Comparison (2013 - 2026)

IRT vs RCD dividend yield comparison.

Year	IRT	RCD
2026	1.07%	4.98%
2025	3.83%	8.05%
2024	3.23%	0.00%
2023	4.05%	0.00%
2022	3.20%	0.00%
2021	2.24%	0.00%
2020	4.02%	0.00%
2019	5.11%	0.00%
2018	7.84%	0.00%
2017	7.14%	0.00%
2016	8.07%	0.00%
2015	9.59%	0.00%
2014	7.73%	0.00%
2013	3.20%	0.00%