IROQ vs VRA

Comparison between IF Bancorp Inc (IROQ, Company) and Vera Bradley Inc (VRA, Company).

IROQ is from the Financial Services sector, while VRA is from the Consumer Cyclical sector.

5-Year PerformanceIROQ has outperformed VRA, delivering a return of +6.3% compared to -21.5%

IROQ vs VRA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IROQ(COMPANY)	VRA(COMPANY)
Market Cap	$89M	$89M
Max Drawdown	49.02%	96.69%
Sharpe Ratio	0.51	1.14
5Y Beta	N/A	1.36
Industry	Banks - Regional	Footwear & Accessories
P/E Ratio	17.20	34.34
Forward P/E	N/A	69.44
PEG Ratio	0.24	1.15
Dividend Yield	1.51%	N/A
5Y Dividends CAGR	14.87%	N/A
5Y EPS CAGR	0.10%	-18.63%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	6.52%	-14.91%
P/S Ratio	N/A	0.35
P/B Ratio	N/A	0.67

Market Cap

Winner

IROQ

$89M

VRA

$89M

Max Drawdown

Winner

IROQ

49.02%

VRA

96.69%

Sharpe Ratio

IROQ

0.51

Winner

VRA

1.14

5Y Beta

IROQ

N/A

VRA

1.36

Industry

IROQ

Banks - Regional

VRA

Footwear & Accessories

P/E Ratio

Winner

IROQ

17.20

VRA

34.34

Forward P/E

IROQ

N/A

VRA

69.44

PEG Ratio

Winner

IROQ

0.24

VRA

1.15

Dividend Yield

IROQ

1.51%

VRA

N/A

5Y Dividends CAGR

IROQ

14.87%

VRA

N/A

5Y EPS CAGR

Winner

IROQ

0.10%

VRA

-18.63%

Debt to Equity

IROQ

0.00%

VRA

0.00%

Free Cash Flow Yield

Winner

IROQ

6.52%

VRA

-14.91%

P/S Ratio

IROQ

N/A

VRA

0.35

P/B Ratio

IROQ

N/A

VRA

0.67

IROQ vs VRA - Historical Returns

Returns include dividend reinvestment.

Period	IROQ	VRA
1 month	-4.67%	+8.60%
3 months	-0.93%	+12.13%
6 months	+4.67%	+94.36%
1 year	+10.89%	+102.67%
5 years(CAGR)	+6.32%	-21.50%
10 years(CAGR)	+5.16%	-12.72%
Max(CAGR)	+6.99%	-11.33%

IROQ

-4.67%

Winner

VRA

+8.60%

IROQ

-0.93%

Winner

VRA

+12.13%

IROQ

+4.67%

Winner

VRA

+94.36%

IROQ

+10.89%

Winner

VRA

+102.67%

5Y(CAGR)

Winner

IROQ

+6.32%

VRA

-21.50%

10Y(CAGR)

Winner

IROQ

+5.16%

VRA

-12.72%

Max(CAGR)

Winner

IROQ

+6.99%

VRA

-11.33%

IROQ vs VRA - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	IROQ	VRA
2026	-1.63%	+46.90%
2025	+19.92%	-35.12%
2024	+48.58%	-47.53%
2023	-7.57%	+61.76%
2022	-32.39%	-47.26%
2021	+31.87%	+10.66%
2020	-4.49%	-32.49%
2019	+12.91%	+34.09%
2018	+4.78%	-31.88%
2017	+6.96%	+0.58%
2016	+0.57%	-27.25%
2015	+10.04%	-20.60%
2014	+1.87%	-15.12%
2013	+21.21%	+0.21%
2012	+22.56%	-22.55%
2011	-3.86%	-6.49%
2010	N/A	+32.80%

IROQ vs VRA Drawdown Comparison

The maximum drawdown for IROQ was -47.44%, occurring on Jun 12, 2023. Recovery took 823 trading sessions.

The maximum drawdown for VRA was -96.69%, occurring on May 6, 2025. This drawdown has not yet recovered.

The current IROQ drawdown is -5.25%. The current VRA drawdown is -92.75%.

Rank	IROQ	VRA
#1	-47.44% Dec 21, 2021 - Apr 3, 2025	-96.69% May 19, 2011 - May 6, 2025
#2	-38.07% Jul 27, 2018 - Nov 11, 2021	-18.51% Dec 21, 2010 - Mar 23, 2011
#3	-12.35% Jan 13, 2016 - Nov 16, 2016	-10.14% Nov 9, 2010 - Nov 30, 2010
#4	-9.26% Apr 3, 2025 - Aug 26, 2025	-5.10% Apr 28, 2011 - May 9, 2011
#5	-8.66% May 15, 2012 - Oct 4, 2012	-4.97% Oct 27, 2010 - Nov 5, 2010
#6	-8.49% Nov 23, 2021 - Dec 16, 2021	-3.70% Mar 30, 2011 - Apr 4, 2011
#7	-8.43% Jul 19, 2011 - Mar 7, 2012	-3.16% Apr 13, 2011 - Apr 20, 2011
#8	-6.52% Feb 27, 2017 - May 10, 2018	-2.54% May 13, 2011 - May 18, 2011
#9	-6.33% Dec 18, 2015 - Jan 5, 2016	-2.21% Apr 5, 2011 - Apr 13, 2011
#10	-6.14% Mar 20, 2015 - Oct 20, 2015	-1.91% Mar 23, 2011 - Mar 29, 2011
#11	-6.13% Jan 14, 2014 - Jul 14, 2014	-1.35% Dec 6, 2010 - Dec 10, 2010
#12	-6.09% Nov 16, 2016 - Feb 2, 2017	-0.76% Dec 13, 2010 - Dec 16, 2010
#13	-5.25% Feb 12, 2026 - Mar 12, 2026	-0.51% May 10, 2011 - May 13, 2011
#14	-4.62% Jul 30, 2014 - Mar 20, 2015	N/A
#15	-4.55% May 10, 2018 - Jun 1, 2018	N/A