IQLT vs SCHO

Comparison between ISHARES MSCI INTL QUALITY FACTOR ETF (IQLT, ETF) and SCHWAB SHORT-TERM U.S. TREASURY ETF (SCHO, ETF).

5-Year PerformanceIQLT has outperformed SCHO, delivering a return of +8.1% compared to +1.8%

IQLT vs SCHO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IQLT(ETF)	SCHO(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.30%	0.03%
Max Drawdown	32.40%	7.87%
Sharpe Ratio	1.11	-0.14
5Y Beta	0.71	-0.02
5Y Dividends CAGR	12.26%	32.98%

Net Assets

Winner

IQLT

$13B

SCHO

$13B

Expense Ratio

IQLT

0.30%

Winner

SCHO

0.03%

Max Drawdown

IQLT

32.40%

Winner

SCHO

7.87%

Sharpe Ratio

Winner

IQLT

1.11

SCHO

-0.14

5Y Beta

IQLT

0.71

Winner

SCHO

-0.02

5Y Dividends CAGR

IQLT

12.26%

Winner

SCHO

32.98%

IQLT vs SCHO - Historical Returns

Returns include dividend reinvestment.

Period	IQLT	SCHO
1 month	+0.33%	-0.06%
3 months	+1.30%	-0.08%
6 months	+9.26%	+0.97%
1 year	+19.63%	+3.66%
5 years(CAGR)	+8.12%	+1.80%
10 years(CAGR)	+9.51%	+1.71%
Max(CAGR)	+8.46%	+1.34%

Winner

IQLT

+0.33%

SCHO

-0.06%

Winner

IQLT

+1.30%

SCHO

-0.08%

Winner

IQLT

+9.26%

SCHO

+0.97%

Winner

IQLT

+19.63%

SCHO

+3.66%

5Y(CAGR)

Winner

IQLT

+8.12%

SCHO

+1.80%

10Y(CAGR)

Winner

IQLT

+9.51%

SCHO

+1.71%

Max(CAGR)

Winner

IQLT

+8.46%

SCHO

+1.34%

IQLT vs SCHO - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	IQLT	SCHO
2026	+6.81%	+0.40%
2025	+25.66%	+5.14%
2024	+3.01%	+3.78%
2023	+18.14%	+4.20%
2022	-15.53%	-3.76%
2021	+11.91%	-0.66%
2020	+11.78%	+3.11%
2019	+28.42%	+3.49%
2018	-11.43%	+1.36%
2017	+23.75%	+0.35%
2016	+2.35%	+0.68%
2015	+0.59%	+0.43%
2014	N/A	+0.61%
2013	N/A	+0.35%
2012	N/A	+0.31%
2011	N/A	+1.43%
2010	N/A	+0.15%

IQLT vs SCHO Drawdown Comparison

The maximum drawdown for IQLT was -32.21%, occurring on Mar 23, 2020. Recovery took 185 trading sessions.

The maximum drawdown for SCHO was -5.69%, occurring on Oct 20, 2022. Recovery took 700 trading sessions.

The current IQLT drawdown is -1.74%. The current SCHO drawdown is -0.33%.

Rank	IQLT	SCHO
#1	-32.21% Jan 17, 2020 - Oct 12, 2020	-5.69% Aug 3, 2021 - May 15, 2024
#2	-30.20% Sep 3, 2021 - Feb 15, 2024	-1.07% Sep 7, 2017 - Nov 19, 2018
#3	-20.16% May 15, 2015 - May 4, 2017	-0.98% Sep 24, 2024 - Jan 24, 2025
#4	-18.54% Jan 26, 2018 - Jun 20, 2019	-0.94% Jul 5, 2016 - Aug 1, 2017
#5	-13.18% Sep 26, 2024 - May 2, 2025	-0.86% Feb 27, 2026 - Mar 26, 2026
#6	-10.38% Feb 25, 2026 - May 6, 2026	-0.78% Nov 1, 2010 - Apr 29, 2011
#7	-7.75% Jul 12, 2024 - Aug 21, 2024	-0.70% Oct 14, 2015 - Feb 2, 2016
#8	-7.53% Jul 3, 2019 - Oct 25, 2019	-0.69% Sep 4, 2019 - Oct 3, 2019
#9	-7.36% Oct 12, 2020 - Nov 5, 2020	-0.64% Apr 30, 2025 - Jun 20, 2025
#10	-5.62% Mar 7, 2024 - May 15, 2024	-0.53% Oct 15, 2014 - Jan 14, 2015
#11	-5.43% Jul 23, 2025 - Sep 11, 2025	-0.48% Feb 11, 2016 - Apr 5, 2016
#12	-5.33% Feb 16, 2021 - Apr 5, 2021	-0.45% Apr 4, 2025 - Apr 21, 2025
#13	-4.74% Nov 12, 2025 - Dec 10, 2025	-0.45% Feb 2, 2015 - Apr 1, 2015
#14	-4.51% Aug 30, 2024 - Sep 26, 2024	-0.45% Jan 30, 2012 - May 11, 2012
#15	-4.46% Jan 8, 2021 - Feb 12, 2021	-0.42% May 1, 2013 - Sep 25, 2013

Correlation

Correlation between IQLT and SCHO is 0.93 which considered as a very strong positive correlation - the stocks move almost identically together.

0.93

-101

Dividend Comparison (2010 - 2026)

IQLT vs SCHO dividend yield comparison.

Year	IQLT	SCHO
2026	0.00%	1.27%
2025	2.33%	4.06%
2024	2.87%	4.29%
2023	2.27%	3.76%
2022	3.14%	1.34%
2021	2.24%	0.42%
2020	1.61%	1.28%
2019	2.28%	2.27%
2018	2.72%	1.60%
2017	2.36%	1.12%
2016	2.91%	0.82%
2015	2.78%	0.68%
2014	0.00%	0.47%
2013	0.00%	0.29%
2012	0.00%	0.29%
2011	0.00%	0.41%
2010	0.00%	0.13%