IPAY vs SEPI

Comparison between Amplify Mobile Payments ETF (IPAY, ETF) and SHELTON EQUITY PREMIUM INCOME ETF (SEPI, ETF).

IPAY vs SEPI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IPAY(ETF)	SEPI(ETF)
Net Assets	$152M	$152M
Expense Ratio	0.75%	0.54%
Max Drawdown	51.75%	9.38%
Sharpe Ratio	-0.96	1.37
5Y Beta	1.16	0.86
P/E Ratio	22.01	27.24
Forward P/E	12.72	18.96
PEG Ratio	0.36	0.30
5Y EPS CAGR	11.80%	21.69%
Debt to Equity	119.84%	31.52%
P/S Ratio	1.72	2.49
P/B Ratio	2.59	5.00

Net Assets

IPAY

$152M

SEPI

$152M

Expense Ratio

IPAY

0.75%

Winner

SEPI

0.54%

Max Drawdown

IPAY

51.75%

Winner

SEPI

9.38%

Sharpe Ratio

IPAY

-0.96

Winner

SEPI

1.37

5Y Beta

IPAY

1.16

Winner

SEPI

0.86

P/E Ratio

Winner

IPAY

22.01

SEPI

27.24

Forward P/E

Winner

IPAY

12.72

SEPI

18.96

PEG Ratio

IPAY

0.36

Winner

SEPI

0.30

5Y EPS CAGR

IPAY

11.80%

Winner

SEPI

21.69%

Debt to Equity

IPAY

119.84%

Winner

SEPI

31.52%

P/S Ratio

Winner

IPAY

1.72

SEPI

2.49

P/B Ratio

Winner

IPAY

2.59

SEPI

5.00

IPAY vs SEPI - Holdings Comparison

IPAY and SEPI have 2 common holdings. Overlap is 0.90%

IPAY's top 25 holdings weight is 91.34%. SEPI's top 25 holdings weight is 83.34%.

Rank	IPAY	SEPI
#1	AMERICAN EXPRESS CO (AXP) - 6.27%	ADVANCED MICRO DEVICES INC (AMD) - 6.92%
#2	CAPITAL ONE FINANCIAL CORP (COF) - 6.07%	CATERPILLAR INC (CAT) - 6.57%
#3	VISA INC CLASS A (V) - 6.05%	APPLE INC (AAPL) - 5.81%
#4	MASTERCARD INC CLASS A (MA) - 6.02%	MICRON TECHNOLOGY INC (MU) - 5.49%
#5	PAYPAL HOLDINGS INC (PYPL) - 5.90%	ALPHABET INC CLASS A (GOOGL) - 4.97%
#6	TOAST INC CLASS A (TOST) - 5.40%	THE GOLDMAN SACHS GROUP INC (GS) - 4.17%
#7	AFFIRM HOLDINGS INC ORDINARY SHARES CLASS A (AFRM) - 5.32%	NVIDIA CORP (NVDA) - 4.11%
#8	BLOCK INC CLASS A (XYZ) - 4.72%	MICROSOFT CORP (MSFT) - 3.68%
#9	GLOBAL PAYMENTS INC (GPN) - 4.66%	JOHNSON & JOHNSON (JNJ) - 3.60%
#10	CORPAY INC (CPAY) - 4.50%	AMAZON.COM INC (AMZN) - 3.59%
#11	WISE GROUP PLC CLASS A (WSE) - 4.20%	EXXON MOBIL CORP (XOM) - 3.29%
#12	FIDELITY NATIONAL INFORMATION SERVICES INC (FIS) - 4.03%	META PLATFORMS INC CLASS A (META) - 3.15%
#13	ADYEN NV (n/a) - 3.79%	BROADCOM INC (AVGO) - 3.12%
#14	FISERV INC (FISV) - 3.71%	MERCK & CO INC (MRK) - 2.77%
#15	COINBASE GLOBAL INC ORDINARY SHARES CLASS A (COIN) - 3.43%	EBAY INC (EBAY) - 2.62%
#16	WEX INC (WEX) - 2.63%	ARISTA NETWORKS INC (ANET) - 2.21%
#17	ACI WORLDWIDE INC (ACIW) - 2.42%	DUKE ENERGY CORP (DUK) - 2.18%
#18	REMITLY GLOBAL INC (RELY) - 2.28%	GENERAL MOTORS CO (GM) - 1.99%
#19	NEXI SPA (n/a) - 1.77%	CARDINAL HEALTH INC (CAH) - 1.99%
#20	GMO PAYMENT GATEWAY INC (n/a) - 1.54%	BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 1.94%
#21	SHIFT4 PAYMENTS INC CLASS A (FOUR) - 1.43%	JPMORGAN CHASE & CO (JPM) - 1.89%
#22	Q2 HOLDINGS INC (QTWO) - 1.42%	CVS HEALTH CORP (CVS) - 1.86%
#23	EURONET WORLDWIDE INC (EEFT) - 1.29%	HILTON WORLDWIDE HOLDINGS INC (HLT) - 1.84%
#24	ZIP CO LTD (n/a) - 1.29%	AKAMAI TECHNOLOGIES INC (AKAM) - 1.80%
#25	THE WESTERN UNION CO (WU) - 1.20%	THE TRAVELERS COMPANIES INC (TRV) - 1.78%
Total Holdings	43	153

IPAY vs SEPI - Historical Returns

Returns include dividend reinvestment.

Period	IPAY	SEPI
1 month	+7.25%	+1.81%
3 months	+2.28%	+5.79%
6 months	-6.66%	+9.96%
1 year	-19.64%	+18.92%
5 years(CAGR)	-7.49%	N/A
10 years(CAGR)	+7.03%	N/A
Max(CAGR)	+6.14%	+21.94%

Winner

IPAY

+7.25%

SEPI

+1.81%

IPAY

+2.28%

Winner

SEPI

+5.79%

IPAY

-6.66%

Winner

SEPI

+9.96%

IPAY

-19.64%

Winner

SEPI

+18.92%

5Y(CAGR)

IPAY

-7.49%

SEPI

N/A

10Y(CAGR)

IPAY

+7.03%

SEPI

N/A

Max(CAGR)

IPAY

+6.14%

Winner

SEPI

+21.94%

IPAY vs SEPI - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	IPAY	SEPI
2026	-6.91%	+10.38%
2025	-9.72%	+6.84%
2024	+27.55%	N/A
2023	+18.33%	N/A
2022	-33.83%	N/A
2021	-11.52%	N/A
2020	+32.25%	N/A
2019	+41.36%	N/A
2018	-0.03%	N/A
2017	+34.66%	N/A
2016	+6.72%	N/A
2015	-2.75%	N/A

IPAY vs SEPI Drawdown Comparison

The maximum drawdown for IPAY was -51.75%, occurring on Oct 27, 2023. This drawdown has not yet recovered.

The maximum drawdown for SEPI was -7.66%, occurring on Mar 27, 2026. Recovery took 52 trading sessions.

The current IPAY drawdown is -33.20%. The current SEPI drawdown is -1.23%.

Rank	IPAY	SEPI
#1	-51.75% Apr 28, 2021 - Oct 27, 2023	-7.66% Jan 28, 2026 - Apr 14, 2026
#2	-42.94% Feb 19, 2020 - Aug 24, 2020	-4.99% Nov 10, 2025 - Dec 11, 2025
#3	-25.01% Sep 25, 2018 - Apr 1, 2019	-3.64% Jun 2, 2026 - Jul 9, 2026
#4	-21.72% Oct 28, 2015 - Jan 3, 2017	-2.70% Dec 11, 2025 - Dec 24, 2025
#5	-12.48% Oct 12, 2020 - Nov 9, 2020	-2.56% Oct 29, 2025 - Nov 10, 2025
#6	-10.15% Jan 26, 2018 - May 17, 2018	-2.34% Oct 8, 2025 - Oct 20, 2025
#7	-10.04% Jul 29, 2019 - Jan 2, 2020	-2.31% Jan 6, 2026 - Jan 27, 2026
#8	-9.86% Aug 18, 2015 - Oct 28, 2015	-1.73% Jul 10, 2026 - Jul 17, 2026
#9	-8.76% Sep 2, 2020 - Oct 12, 2020	-1.29% May 14, 2026 - May 22, 2026
#10	-8.12% Feb 16, 2021 - Apr 15, 2021	-0.98% Dec 24, 2025 - Jan 5, 2026
#11	-6.73% Jan 8, 2021 - Feb 4, 2021	-0.92% Sep 22, 2025 - Oct 2, 2025
#12	-5.35% Apr 30, 2019 - May 22, 2019	-0.82% Apr 17, 2026 - Apr 22, 2026
#13	-4.77% Jul 25, 2018 - Aug 24, 2018	-0.79% Oct 20, 2025 - Oct 24, 2025
#14	-4.46% Jun 18, 2018 - Jul 12, 2018	-0.63% May 6, 2026 - May 8, 2026
#15	-3.83% May 22, 2019 - Jun 5, 2019	-0.44% May 1, 2026 - May 5, 2026

Correlation

Correlation between IPAY and SEPI is -0.43 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.43

-101