IPAR vs PFSI

Comparison between Inter Parfums Inc (IPAR, Company) and PennyMac Financial Services Inc (PFSI, Company).

IPAR is from the Consumer Defensive sector, while PFSI is from the Financial Services sector.

5-Year PerformanceIPAR has outperformed PFSI, delivering a return of +12.6% compared to +4.1%

IPAR vs PFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IPAR(COMPANY)	PFSI(COMPANY)
Market Cap	$3.95B	$3.94B
Max Drawdown	82.63%	56.63%
Sharpe Ratio	0.22	-0.33
5Y Beta	0.73	0.61
Industry	Household & Personal Products	Mortgage Finance
P/E Ratio	23.57	10.05
Forward P/E	24.75	5.43
PEG Ratio	5.43	15.10
Dividend Yield	2.68%	1.58%
5Y Dividends CAGR	44.96%	11.38%
5Y EPS CAGR	39.12%	-15.33%
Debt to Equity	16.41%	145.96%
Free Cash Flow Yield	6.22%	-45.70%
P/S Ratio	2.63	1.31
P/B Ratio	4.67	0.90

Market Cap

Winner

IPAR

$3.95B

PFSI

$3.94B

Max Drawdown

IPAR

82.63%

Winner

PFSI

56.63%

Sharpe Ratio

Winner

IPAR

0.22

PFSI

-0.33

5Y Beta

IPAR

0.73

Winner

PFSI

0.61

Industry

IPAR

Household & Personal Products

PFSI

Mortgage Finance

P/E Ratio

IPAR

23.57

Winner

PFSI

10.05

Forward P/E

IPAR

24.75

Winner

PFSI

5.43

PEG Ratio

Winner

IPAR

5.43

PFSI

15.10

Dividend Yield

Winner

IPAR

2.68%

PFSI

1.58%

5Y Dividends CAGR

Winner

IPAR

44.96%

PFSI

11.38%

5Y EPS CAGR

Winner

IPAR

39.12%

PFSI

-15.33%

Debt to Equity

Winner

IPAR

16.41%

PFSI

145.96%

Free Cash Flow Yield

Winner

IPAR

6.22%

PFSI

-45.70%

P/S Ratio

IPAR

2.63

Winner

PFSI

1.31

P/B Ratio

IPAR

4.67

Winner

PFSI

0.90

IPAR vs PFSI - Historical Returns

Returns include dividend reinvestment.

Period	IPAR	PFSI
1 month	-0.33%	-5.52%
3 months	+32.01%	-12.84%
6 months	+19.64%	-15.29%
1 year	+4.87%	-24.15%
5 years(CAGR)	+12.63%	+4.08%
10 years(CAGR)	+15.37%	+18.53%
Max(CAGR)	+16.36%	+11.95%

Winner

IPAR

-0.33%

PFSI

-5.52%

Winner

IPAR

+32.01%

PFSI

-12.84%

Winner

IPAR

+19.64%

PFSI

-15.29%

Winner

IPAR

+4.87%

PFSI

-24.15%

5Y(CAGR)

Winner

IPAR

+12.63%

PFSI

+4.08%

10Y(CAGR)

IPAR

+15.37%

Winner

PFSI

+18.53%

Max(CAGR)

Winner

IPAR

+16.36%

PFSI

+11.95%

IPAR vs PFSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	IPAR	PFSI
2026	+40.54%	-41.07%
2025	-32.13%	+33.53%
2024	-5.20%	+17.54%
2023	+50.51%	+54.87%
2022	-7.33%	-17.98%
2021	+82.79%	+13.59%
2020	-16.02%	+98.91%
2019	+12.98%	+59.37%
2018	+53.33%	-6.84%
2017	+33.44%	+33.43%
2016	+45.64%	+10.05%
2015	-10.58%	-10.28%
2014	-19.31%	-2.43%
2013	+85.43%	-8.12%
2012	+27.21%	N/A
2011	-17.57%	N/A
2010	+51.60%	N/A
2009	+61.64%	N/A
2008	-37.01%	N/A
2007	-4.80%	N/A
2006	+11.03%	N/A
2005	+13.84%	N/A
2004	-28.77%	N/A
2003	+199.60%	N/A
2002	-2.49%	N/A
2001	+26.04%	N/A
2000	+47.01%	N/A
1999	-7.32%	N/A

IPAR vs PFSI Drawdown Comparison

The maximum drawdown for IPAR was -81.82%, occurring on Mar 9, 2009. Recovery took 1721 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current IPAR drawdown is -18.52%. The current PFSI drawdown is -51.40%.

Rank	IPAR	PFSI
#1	-81.82% Feb 18, 2004 - Dec 16, 2010	-56.49% Feb 7, 2020 - Jun 15, 2020
#2	-54.94% Nov 5, 2019 - Jun 8, 2021	-52.39% Jan 16, 2026 - Jul 31, 2026
#3	-54.90% Aug 1, 2001 - Oct 7, 2003	-51.85% May 21, 2013 - Jan 2, 2018
#4	-46.52% Apr 20, 2023 - Nov 24, 2025	-43.27% Dec 30, 2021 - Feb 2, 2023
#5	-42.06% Jul 13, 2011 - Feb 14, 2013	-23.92% Oct 15, 2020 - Dec 22, 2020
#6	-41.51% Nov 18, 2013 - Dec 8, 2016	-22.97% Sep 16, 2024 - Sep 4, 2025
#7	-38.61% Dec 31, 2021 - Jan 5, 2023	-22.94% Feb 16, 2018 - Feb 22, 2019
#8	-26.09% Dec 15, 2003 - Feb 11, 2004	-22.83% Feb 2, 2023 - Jul 12, 2023
#9	-23.90% Jul 25, 2013 - Oct 28, 2013	-22.69% Jul 26, 2023 - Dec 12, 2023
#10	-22.22% Mar 20, 2000 - Nov 14, 2000	-18.65% Dec 22, 2020 - Aug 6, 2021
#11	-21.41% Dec 1, 2003 - Dec 9, 2003	-15.70% Feb 22, 2019 - Aug 2, 2019
#12	-18.44% Mar 6, 2019 - Nov 4, 2019	-13.02% Aug 6, 2021 - Dec 8, 2021
#13	-18.24% Nov 14, 2000 - Jan 10, 2001	-10.50% Jan 5, 2018 - Feb 16, 2018
#14	-15.38% Aug 24, 2018 - Dec 27, 2018	-10.35% Dec 14, 2023 - Feb 2, 2024
#15	-14.36% Aug 6, 2021 - Oct 7, 2021	-9.88% Sep 18, 2025 - Oct 22, 2025

Correlation

Correlation between IPAR and PFSI is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (2002 - 2026)

IPAR vs PFSI dividend yield comparison.

Year	IPAR	PFSI
2026	1.36%	0.78%
2025	3.77%	0.91%
2024	2.28%	0.98%
2023	1.74%	0.91%
2022	2.07%	1.41%
2021	0.94%	1.15%
2020	0.55%	0.82%
2019	1.59%	0.35%
2018	1.38%	1.88%
2017	1.66%	0.00%
2016	1.89%	0.00%
2015	2.18%	0.00%
2014	1.75%	0.00%
2013	2.68%	0.00%
2012	1.64%	0.00%
2011	2.06%	0.00%
2010	1.38%	0.00%
2009	1.08%	0.00%
2008	1.72%	0.00%
2007	1.11%	0.00%
2006	0.83%	0.00%
2005	0.89%	0.00%
2004	0.75%	0.00%
2003	0.35%	0.00%
2002	0.78%	0.00%