INMU vs HAPI

Comparison between BlackRock Intermediate Muni Income Bond ETF (INMU, ETF) and HARBOR HUMAN CAPITAL FACTOR US LARGE CAP ETF (HAPI, ETF).

INMU vs HAPI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	INMU(ETF)	HAPI(ETF)
Net Assets	$489M	$487M
Expense Ratio	0.30%	0.35%
Max Drawdown	14.01%	19.46%
Sharpe Ratio	1.19	1.32
5Y Beta	0.04	0.95
P/E Ratio	N/A	26.19
Forward P/E	N/A	21.68
PEG Ratio	N/A	0.50
5Y Dividends CAGR	85.39%	N/A
5Y EPS CAGR	N/A	24.23%
Debt to Equity	N/A	49.91%
P/S Ratio	N/A	4.34
P/B Ratio	N/A	5.76

Net Assets

Winner

INMU

$489M

HAPI

$487M

Expense Ratio

Winner

INMU

0.30%

HAPI

0.35%

Max Drawdown

Winner

INMU

14.01%

HAPI

19.46%

Sharpe Ratio

INMU

1.19

Winner

HAPI

1.32

5Y Beta

Winner

INMU

0.04

HAPI

0.95

P/E Ratio

INMU

N/A

HAPI

26.19

Forward P/E

INMU

N/A

HAPI

21.68

PEG Ratio

INMU

N/A

HAPI

0.50

5Y Dividends CAGR

INMU

85.39%

HAPI

N/A

5Y EPS CAGR

INMU

N/A

HAPI

24.23%

Debt to Equity

INMU

N/A

HAPI

49.91%

P/S Ratio

INMU

N/A

HAPI

4.34

P/B Ratio

INMU

N/A

HAPI

5.76

INMU vs HAPI - Historical Returns

Returns include dividend reinvestment.

Period	INMU	HAPI
1 month	+0.49%	+1.58%
3 months	+0.75%	+9.36%
6 months	+1.81%	+8.27%
1 year	+6.67%	+20.17%
5 years(CAGR)	+1.69%	N/A
Max(CAGR)	+2.07%	+24.13%

INMU

+0.49%

Winner

HAPI

+1.58%

INMU

+0.75%

Winner

HAPI

+9.36%

INMU

+1.81%

Winner

HAPI

+8.27%

INMU

+6.67%

Winner

HAPI

+20.17%

5Y(CAGR)

INMU

+1.69%

HAPI

N/A

Max(CAGR)

INMU

+2.07%

Winner

HAPI

+24.13%

INMU vs HAPI - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	INMU	HAPI
2026	+1.52%	+7.50%
2025	+5.34%	+16.30%
2024	+2.64%	+28.44%
2023	+5.90%	+30.57%
2022	-7.64%	+6.16%
2021	+2.84%	N/A

INMU vs HAPI Drawdown Comparison

The maximum drawdown for INMU was -10.67%, occurring on Oct 31, 2022. Recovery took 751 trading sessions.

The maximum drawdown for HAPI was -19.46%, occurring on Apr 8, 2025. Recovery took 88 trading sessions.

The current INMU drawdown is -0.74%. The current HAPI drawdown is -2.02%.

Rank	INMU	HAPI
#1	-10.67% Aug 5, 2021 - Aug 1, 2024	-19.46% Feb 19, 2025 - Jun 26, 2025
#2	-3.63% Feb 28, 2025 - Aug 29, 2025	-9.41% Jul 16, 2024 - Sep 19, 2024
#3	-2.58% Feb 27, 2026 - Mar 30, 2026	-9.27% Jul 28, 2023 - Nov 20, 2023
#4	-2.07% Dec 10, 2024 - Feb 25, 2025	-8.12% Jan 12, 2026 - Apr 14, 2026
#5	-2.06% Sep 16, 2024 - Dec 4, 2024	-7.30% Feb 2, 2023 - Apr 13, 2023
#6	-0.79% Aug 5, 2024 - Sep 4, 2024	-7.02% Dec 1, 2022 - Jan 26, 2023
#7	-0.54% Jun 10, 2021 - Jul 6, 2021	-5.77% Mar 28, 2024 - May 15, 2024
#8	-0.41% Nov 11, 2025 - Dec 16, 2025	-5.06% Oct 27, 2025 - Dec 23, 2025
#9	-0.33% Sep 18, 2025 - Oct 8, 2025	-4.39% Oct 28, 2022 - Nov 10, 2022
#10	-0.29% Oct 23, 2025 - Nov 11, 2025	-4.34% Dec 11, 2024 - Jan 23, 2025
#11	-0.24% Dec 29, 2025 - Jan 6, 2026	-3.66% Jun 4, 2026 - Jun 10, 2026
#12	-0.23% Jan 15, 2026 - Jan 27, 2026	-2.49% Oct 6, 2025 - Oct 20, 2025
#13	-0.22% Apr 28, 2021 - May 21, 2021	-2.49% Oct 18, 2024 - Nov 6, 2024
#14	-0.19% Aug 29, 2025 - Sep 3, 2025	-2.46% May 1, 2023 - May 17, 2023
#15	-0.17% Feb 26, 2025 - Feb 28, 2025	-2.43% Jun 15, 2023 - Jun 30, 2023