INBKZ vs JRVR

Comparison between First Internet Bancorp (INBKZ, Company) and James River Group Holdings Ltd (JRVR, Company).

5-Year PerformanceINBKZ has outperformed JRVR, delivering a return of +6.8% compared to -33.2%

INBKZ vs JRVR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	INBKZ(COMPANY)	JRVR(COMPANY)
Market Cap	$219M	$219M
Max Drawdown	45.96%	93.64%
Sharpe Ratio	0.82	-0.36
5Y Beta	0.03	0.50
Industry	Other	Insurance - Specialty
P/E Ratio	-5.77	7.50
Forward P/E	N/A	6.01
PEG Ratio	N/A	0.00
Dividend Yield	6.39%	0.83%
5Y Dividends CAGR	11.77%	-47.04%
5Y EPS CAGR	N/A	-15.81%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	20.49%	12.95%
P/S Ratio	N/A	0.33
P/B Ratio	N/A	0.42

Market Cap

Winner

INBKZ

$219M

JRVR

$219M

Max Drawdown

Winner

INBKZ

45.96%

JRVR

93.64%

Sharpe Ratio

Winner

INBKZ

0.82

JRVR

-0.36

5Y Beta

Winner

INBKZ

0.03

JRVR

0.50

Industry

INBKZ

Other

JRVR

Insurance - Specialty

P/E Ratio

Winner

INBKZ

-5.77

JRVR

7.50

Forward P/E

INBKZ

N/A

JRVR

6.01

PEG Ratio

INBKZ

N/A

JRVR

0.00

Dividend Yield

Winner

INBKZ

6.39%

JRVR

0.83%

5Y Dividends CAGR

Winner

INBKZ

11.77%

JRVR

-47.04%

5Y EPS CAGR

INBKZ

N/A

JRVR

-15.81%

Debt to Equity

INBKZ

0.00%

JRVR

0.00%

Free Cash Flow Yield

Winner

INBKZ

20.49%

JRVR

12.95%

P/S Ratio

INBKZ

N/A

JRVR

0.33

P/B Ratio

INBKZ

N/A

JRVR

0.42

INBKZ vs JRVR - Historical Returns

Returns include dividend reinvestment.

Period	INBKZ	JRVR
1 month	+0.96%	+1.59%
3 months	+3.91%	-27.72%
6 months	+6.89%	-33.11%
1 year	+11.08%	-18.71%
5 years(CAGR)	+6.80%	-33.25%
10 years(CAGR)	N/A	-16.17%
Max(CAGR)	+6.96%	-10.08%

INBKZ

+0.96%

Winner

JRVR

+1.59%

Winner

INBKZ

+3.91%

JRVR

-27.72%

Winner

INBKZ

+6.89%

JRVR

-33.11%

Winner

INBKZ

+11.08%

JRVR

-18.71%

5Y(CAGR)

Winner

INBKZ

+6.80%

JRVR

-33.25%

10Y(CAGR)

INBKZ

N/A

JRVR

-16.17%

Max(CAGR)

Winner

INBKZ

+6.96%

JRVR

-10.08%

INBKZ vs JRVR - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	INBKZ	JRVR
2026	+5.92%	-27.14%
2025	+7.94%	+31.86%
2024	+23.04%	-45.80%
2023	+6.51%	-55.16%
2022	-11.20%	-25.99%
2021	+6.30%	-38.70%
2020	+3.70%	+24.10%
2019	+8.20%	+17.95%
2018	N/A	-4.59%
2017	N/A	-1.67%
2016	N/A	+31.57%
2015	N/A	+59.21%
2014	N/A	+7.11%

INBKZ vs JRVR Drawdown Comparison

The maximum drawdown for INBKZ was -45.18%, occurring on Mar 23, 2020. Recovery took 206 trading sessions.

The maximum drawdown for JRVR was -93.08%, occurring on Mar 4, 2025. This drawdown has not yet recovered.

The current JRVR drawdown is -91.08%.

Rank	INBKZ	JRVR
#1	-45.18% Jan 16, 2020 - Nov 9, 2020	-93.08% Oct 23, 2020 - Mar 4, 2025
#2	-31.67% Nov 30, 2021 - Apr 5, 2024	-45.93% Sep 25, 2019 - Oct 20, 2020
#3	-5.58% Dec 15, 2020 - Apr 14, 2021	-24.67% Oct 20, 2017 - Sep 14, 2018
#4	-5.05% Feb 14, 2025 - Jun 23, 2025	-18.29% Sep 21, 2018 - May 1, 2019
#5	-4.48% Oct 7, 2021 - Nov 30, 2021	-15.20% Dec 29, 2015 - May 25, 2016
#6	-4.12% Sep 17, 2019 - Dec 30, 2019	-13.75% Feb 16, 2017 - Oct 20, 2017
#7	-3.86% Nov 9, 2020 - Nov 11, 2020	-9.25% Jan 9, 2015 - Mar 16, 2015
#8	-3.35% Apr 14, 2021 - May 18, 2021	-8.57% Mar 23, 2015 - Jun 18, 2015
#9	-3.20% Aug 5, 2019 - Aug 26, 2019	-8.24% May 27, 2016 - Aug 15, 2016
#10	-3.12% Aug 21, 2025 - Nov 14, 2025	-7.58% Sep 7, 2016 - Oct 12, 2016
#11	-3.03% May 18, 2021 - Jul 7, 2021	-7.58% Sep 15, 2015 - Oct 23, 2015
#12	-2.86% Sep 9, 2021 - Oct 7, 2021	-6.71% Oct 28, 2015 - Nov 6, 2015
#13	-2.54% Nov 19, 2020 - Dec 9, 2020	-6.70% Nov 21, 2016 - Dec 20, 2016
#14	-2.47% Dec 30, 2019 - Jan 16, 2020	-6.08% Aug 5, 2015 - Sep 3, 2015
#15	-2.33% Nov 11, 2020 - Nov 19, 2020	-5.83% Jan 4, 2017 - Feb 14, 2017

Correlation

Correlation between INBKZ and JRVR is -0.76 which considered as a strong negative correlation - the stocks tend to move in opposite directions.

-0.76

-101

Dividend Comparison (2015 - 2026)

INBKZ vs JRVR dividend yield comparison.

Year	INBKZ	JRVR
2026	3.98%	0.45%
2025	8.69%	0.63%
2024	7.68%	3.29%
2023	6.82%	2.16%
2022	6.82%	0.96%
2021	5.74%	4.17%
2020	5.82%	2.44%
2019	2.81%	2.91%
2018	0.00%	3.28%
2017	0.00%	3.00%
2016	0.00%	5.42%
2015	0.00%	4.89%