INBK vs PVBC

Comparison between First Internet Bancorp (INBK, Company) and Provident Bancorp Inc (PVBC, Company).

Both INBK and PVBC are from the Financial Services sector.

5-Year PerformanceINBK has outperformed PVBC, delivering a return of -1.9% compared to -3.3%

INBK vs PVBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	INBK(COMPANY)	PVBC(COMPANY)
Market Cap	$231M	$230M
Max Drawdown	81.52%	71.13%
Sharpe Ratio	-0.00	1.33
5Y Beta	1.13	0.44
Industry	Banks - Regional	Banks - Regional
P/E Ratio	-6.10	18.19
Forward P/E	8.45	19.72
PEG Ratio	0.00	0.14
Dividend Yield	0.89%	N/A
5Y Dividends CAGR	4.56%	N/A
Debt to Equity	0.00%	3.10%
Free Cash Flow Yield	19.39%	5.73%
P/S Ratio	4.87	2.48
P/B Ratio	0.65	0.96

Market Cap

Winner

INBK

$231M

PVBC

$230M

Max Drawdown

INBK

81.52%

Winner

PVBC

71.13%

Sharpe Ratio

INBK

-0.00

Winner

PVBC

1.33

5Y Beta

INBK

1.13

Winner

PVBC

0.44

Industry

INBK

Banks - Regional

PVBC

Banks - Regional

P/E Ratio

Winner

INBK

-6.10

PVBC

18.19

Forward P/E

Winner

INBK

8.45

PVBC

19.72

PEG Ratio

Winner

INBK

0.00

PVBC

0.14

Dividend Yield

INBK

0.89%

PVBC

N/A

5Y Dividends CAGR

INBK

4.56%

PVBC

N/A

Debt to Equity

Winner

INBK

0.00%

PVBC

3.10%

Free Cash Flow Yield

Winner

INBK

19.39%

PVBC

5.73%

P/S Ratio

INBK

4.87

Winner

PVBC

2.48

P/B Ratio

Winner

INBK

0.65

PVBC

0.96

INBK vs PVBC - Historical Returns

Returns include dividend reinvestment.

Period	INBK	PVBC
1 month	+0.20%	+0.00%
3 months	+15.28%	+0.00%
6 months	+15.77%	+0.00%
1 year	-3.95%	+7.48%
5 years(CAGR)	-1.88%	-3.33%
10 years(CAGR)	+1.49%	+5.77%
Max(CAGR)	+5.41%	+7.34%

Winner

INBK

+0.20%

PVBC

+0.00%

Winner

INBK

+15.28%

PVBC

+0.00%

Winner

INBK

+15.77%

PVBC

+0.00%

INBK

-3.95%

Winner

PVBC

+7.48%

5Y(CAGR)

Winner

INBK

-1.88%

PVBC

-3.33%

10Y(CAGR)

INBK

+1.49%

Winner

PVBC

+5.77%

Max(CAGR)

INBK

+5.41%

Winner

PVBC

+7.34%

INBK vs PVBC - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	INBK	PVBC
2026	+28.01%	+0.00%
2025	-40.28%	+21.08%
2024	+50.25%	+10.25%
2023	+0.13%	+38.51%
2022	-49.03%	-59.54%
2021	+70.06%	+54.12%
2020	+21.31%	-2.62%
2019	+13.55%	+17.14%
2018	-45.26%	-17.41%
2017	+21.07%	+43.75%
2016	+14.11%	+37.69%
2015	+73.58%	+1.09%
2014	-22.75%	N/A
2013	+60.47%	N/A
2012	+107.44%	N/A
2011	-15.00%	N/A
2010	+65.41%	N/A
2009	-26.92%	N/A
2008	-33.09%	N/A
2007	-15.79%	N/A
2006	+5.56%	N/A
2005	+5.52%	N/A
2004	+0.00%	N/A

INBK vs PVBC Drawdown Comparison

The maximum drawdown for INBK was -81.31%, occurring on May 11, 2023. This drawdown has not yet recovered.

The maximum drawdown for PVBC was -70.91%, occurring on May 4, 2023. This drawdown has not yet recovered.

The current INBK drawdown is -48.54%. The current PVBC drawdown is -32.29%.

Rank	INBK	PVBC
#1	-81.31% Jan 13, 2022 - May 11, 2023	-70.91% Nov 16, 2021 - May 4, 2023
#2	-78.70% Jun 6, 2005 - Dec 6, 2012	-50.55% Sep 25, 2018 - Mar 12, 2021
#3	-69.51% Jan 19, 2018 - Nov 3, 2021	-16.42% Jun 16, 2017 - Nov 2, 2017
#4	-57.30% Aug 12, 2013 - Aug 5, 2015	-15.37% Apr 4, 2018 - Jun 22, 2018
#5	-38.07% Aug 17, 2015 - Oct 20, 2017	-13.30% Jan 11, 2018 - Mar 21, 2018
#6	-22.10% Feb 25, 2013 - Jun 19, 2013	-12.92% Sep 15, 2015 - Dec 18, 2015
#7	-14.00% May 20, 2005 - Jun 6, 2005	-11.24% Nov 6, 2017 - Dec 21, 2017
#8	-10.44% Jul 22, 2013 - Aug 2, 2013	-10.74% Jun 3, 2021 - Oct 18, 2021
#9	-10.34% Dec 28, 2004 - Feb 9, 2005	-10.47% Mar 16, 2021 - Apr 1, 2021
#10	-8.31% Oct 27, 2017 - Nov 29, 2017	-10.03% Aug 15, 2018 - Sep 24, 2018
#11	-8.09% Nov 23, 2021 - Dec 29, 2021	-9.47% Dec 8, 2016 - Jan 30, 2017
#12	-6.43% Dec 18, 2017 - Jan 11, 2018	-8.58% Mar 20, 2017 - May 1, 2017
#13	-5.47% Dec 5, 2017 - Dec 18, 2017	-8.22% May 1, 2017 - Jun 9, 2017
#14	-3.97% Apr 7, 2005 - Apr 26, 2005	-8.07% Jun 26, 2018 - Aug 14, 2018
#15	-3.61% Jul 11, 2013 - Jul 19, 2013	-7.93% May 21, 2021 - Jun 3, 2021

Correlation

Correlation between INBK and PVBC is 0.53 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.53

-101

Dividend Comparison (2012 - 2026)

INBK vs PVBC dividend yield comparison.

Year	INBK	PVBC
2026	0.46%	0.00%
2025	1.15%	0.00%
2024	0.67%	0.00%
2023	0.99%	0.00%
2022	0.99%	1.65%
2021	0.51%	0.81%
2020	0.84%	0.75%
2019	1.01%	0.00%
2018	1.17%	0.00%
2017	0.63%	0.00%
2016	0.75%	0.00%
2015	0.84%	0.00%
2014	1.43%	0.00%
2013	0.98%	0.00%
2012	1.19%	0.00%