IH vs NPFD

Comparison between iHuman Inc (IH, Company) and Nuveen Variable Rate Preferred & Income Fund (NPFD, Company).

IH is from the Consumer Defensive sector, while NPFD is from the Financial Services sector.

5-Year PerformanceNPFD has outperformed IH, delivering a return of +1.9% compared to -27.4%

IH vs NPFD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IH(COMPANY)	NPFD(COMPANY)
Market Cap	$446M	$447M
Max Drawdown	95.95%	45.11%
Sharpe Ratio	-0.99	0.32
5Y Beta	0.33	0.32
Industry	Education & Training Services	Asset Management
P/E Ratio	33.02	5.13
Forward P/E	58.82	N/A
PEG Ratio	N/A	34.58
Dividend Yield	4.31%	10.70%
Debt to Equity	0.00%	38.62%
Free Cash Flow Yield	1.80%	17.56%
P/S Ratio	0.11	9.29
P/B Ratio	1.09	0.92

Market Cap

$446M

Winner

NPFD

$447M

Max Drawdown

95.95%

Winner

NPFD

45.11%

Sharpe Ratio

-0.99

Winner

NPFD

0.32

5Y Beta

0.33

Winner

NPFD

0.32

Industry

Education & Training Services

NPFD

Asset Management

P/E Ratio

33.02

Winner

NPFD

5.13

Forward P/E

58.82

NPFD

N/A

PEG Ratio

N/A

NPFD

34.58

Dividend Yield

4.31%

Winner

NPFD

10.70%

Debt to Equity

Winner

0.00%

NPFD

38.62%

Free Cash Flow Yield

1.80%

Winner

NPFD

17.56%

P/S Ratio

Winner

0.11

NPFD

9.29

P/B Ratio

1.09

Winner

NPFD

0.92

IH vs NPFD - Historical Returns

Returns include dividend reinvestment.

Period	IH	NPFD
1 month	+1.08%	+0.07%
3 months	-19.89%	-1.04%
6 months	-18.89%	-0.33%
1 year	-49.24%	+6.69%
5 years(CAGR)	-27.43%	+1.94%
Max(CAGR)	-32.40%	+1.94%

Winner

+1.08%

NPFD

+0.07%

-19.89%

Winner

NPFD

-1.04%

-18.89%

Winner

NPFD

-0.33%

-49.24%

Winner

NPFD

+6.69%

5Y(CAGR)

-27.43%

Winner

NPFD

+1.94%

Max(CAGR)

-32.40%

Winner

NPFD

+1.94%

IH vs NPFD - Annual Returns (2020 - 2026)

Returns include dividend reinvestment.

Year	IH	NPFD
2026	-25.38%	+1.85%
2025	+29.85%	+14.63%
2024	-42.83%	+22.72%
2023	+19.92%	-2.09%
2022	-13.62%	-25.24%
2021	-84.36%	+1.40%
2020	+13.25%	N/A

IH vs NPFD Drawdown Comparison

The maximum drawdown for IH was -95.95%, occurring on Mar 14, 2022. This drawdown has not yet recovered.

The maximum drawdown for NPFD was -39.16%, occurring on May 12, 2023. Recovery took 905 trading sessions.

The current IH drawdown is -94.44%. The current NPFD drawdown is -3.47%.

Rank	IH	NPFD
#1	-95.95% Nov 23, 2020 - Mar 14, 2022	-39.16% Jan 13, 2022 - Aug 25, 2025
#2	-38.75% Oct 13, 2020 - Nov 23, 2020	-9.89% Feb 19, 2026 - Mar 30, 2026
#3	N/A	-3.39% Oct 20, 2025 - Feb 2, 2026
#4	N/A	-2.00% Sep 24, 2025 - Oct 15, 2025
#5	N/A	-0.76% Feb 11, 2026 - Feb 17, 2026
#6	N/A	-0.63% Dec 31, 2021 - Jan 6, 2022
#7	N/A	-0.51% Sep 2, 2025 - Sep 15, 2025
#8	N/A	-0.46% Feb 5, 2026 - Feb 11, 2026
#9	N/A	-0.40% Oct 15, 2025 - Oct 20, 2025
#10	N/A	-0.39% Jan 6, 2022 - Jan 10, 2022
#11	N/A	-0.28% Dec 23, 2021 - Dec 30, 2021
#12	N/A	-0.20% Aug 26, 2025 - Aug 29, 2025
#13	N/A	-0.15% Sep 18, 2025 - Sep 22, 2025
#14	N/A	-0.04% Dec 17, 2021 - Dec 21, 2021
#15	N/A	-0.04% Dec 21, 2021 - Dec 23, 2021