IBMQ vs HQL

Comparison between ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF (IBMQ, ETF) and abrdn Life Sciences Investors (HQL, ETF).

5-Year PerformanceHQL has outperformed IBMQ, delivering a return of +11.2% compared to +0.5%

IBMQ vs HQL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IBMQ(ETF)	HQL(ETF)
Net Assets	$661M	$662M
Expense Ratio	0.18%	N/A
Max Drawdown	15.85%	84.10%
Sharpe Ratio	-1.41	2.51
5Y Beta	0.04	0.71
5Y Dividends CAGR	13.61%	6.05%

Net Assets

IBMQ

$661M

Winner

HQL

$662M

Expense Ratio

IBMQ

0.18%

HQL

N/A

Max Drawdown

Winner

IBMQ

15.85%

HQL

84.10%

Sharpe Ratio

IBMQ

-1.41

Winner

HQL

2.51

5Y Beta

Winner

IBMQ

0.04

HQL

0.71

5Y Dividends CAGR

Winner

IBMQ

13.61%

HQL

6.05%

IBMQ vs HQL - Historical Returns

Returns include dividend reinvestment.

Period	IBMQ	HQL
1 month	+0.42%	+15.81%
3 months	+0.75%	+28.34%
6 months	+0.34%	+37.02%
1 year	+2.11%	+79.71%
5 years(CAGR)	+0.50%	+11.21%
10 years(CAGR)	N/A	+11.64%
Max(CAGR)	+2.01%	+11.86%

IBMQ

+0.42%

Winner

HQL

+15.81%

IBMQ

+0.75%

Winner

HQL

+28.34%

IBMQ

+0.34%

Winner

HQL

+37.02%

IBMQ

+2.11%

Winner

HQL

+79.71%

5Y(CAGR)

IBMQ

+0.50%

Winner

HQL

+11.21%

10Y(CAGR)

IBMQ

N/A

HQL

+11.64%

Max(CAGR)

IBMQ

+2.01%

Winner

HQL

+11.86%

IBMQ vs HQL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	IBMQ	HQL
2026	+1.29%	+41.84%
2025	+3.96%	+44.05%
2024	+0.83%	+8.82%
2023	+3.77%	+3.56%
2022	-6.60%	-19.50%
2021	-0.23%	+7.51%
2020	+6.79%	+24.15%
2019	+5.39%	+22.34%
2018	N/A	-16.96%
2017	N/A	+23.41%
2016	N/A	-17.36%
2015	N/A	+5.15%
2014	N/A	+32.12%
2013	N/A	+45.86%
2012	N/A	+35.62%
2011	N/A	+19.57%
2010	N/A	+19.26%
2009	N/A	+8.27%
2008	N/A	-27.57%
2007	N/A	+7.75%
2006	N/A	-6.90%
2005	N/A	+11.70%
2004	N/A	+8.55%
2003	N/A	+38.11%
2002	N/A	-35.94%
2001	N/A	+17.75%
2000	N/A	+21.69%
1999	N/A	+36.71%

IBMQ vs HQL Drawdown Comparison

The maximum drawdown for IBMQ was -15.85%, occurring on Mar 23, 2020. Recovery took 88 trading sessions.

The maximum drawdown for HQL was -62.49%, occurring on Oct 9, 2002. Recovery took 2992 trading sessions.

The current HQL drawdown is -1.66%.

Rank	IBMQ	HQL
#1	-15.85% Mar 9, 2020 - Jul 14, 2020	-62.49% Feb 18, 2000 - Jan 11, 2012
#2	-11.60% Feb 11, 2021 - Sep 4, 2025	-45.19% Jul 23, 2015 - Nov 27, 2020
#3	-2.44% Aug 28, 2019 - Jan 14, 2020	-38.82% Sep 7, 2021 - Sep 26, 2025
#4	-1.87% Aug 7, 2020 - Dec 10, 2020	-18.54% Feb 27, 2014 - Oct 28, 2014
#5	-1.13% Feb 27, 2026 - Jun 25, 2026	-16.72% May 15, 2013 - Jul 26, 2013
#6	-0.87% Sep 18, 2025 - Jan 5, 2026	-13.80% Oct 8, 2012 - Dec 11, 2012
#7	-0.56% Jan 31, 2020 - Feb 20, 2020	-11.50% Feb 19, 2021 - Jun 29, 2021
#8	-0.43% Jul 10, 2026 - Aug 10, 2026	-10.25% Oct 31, 2025 - Nov 24, 2025
#9	-0.40% Jan 6, 2021 - Jan 27, 2021	-10.01% Aug 2, 2013 - Sep 11, 2013
#10	-0.38% Aug 15, 2019 - Aug 28, 2019	-9.85% Jan 27, 2000 - Feb 7, 2000
#11	-0.26% Jun 3, 2019 - Jun 18, 2019	-9.07% Mar 20, 2015 - Jun 22, 2015
#12	-0.26% Feb 27, 2020 - Mar 6, 2020	-8.92% Nov 8, 1999 - Dec 21, 1999
#13	-0.23% Aug 12, 2019 - Aug 14, 2019	-8.61% Dec 18, 2014 - Jan 13, 2015
#14	-0.22% May 17, 2019 - May 23, 2019	-8.31% Jul 9, 2026 - Aug 11, 2026
#15	-0.20% May 7, 2019 - May 9, 2019	-8.18% Sep 11, 2013 - Nov 25, 2013

Correlation

Correlation between IBMQ and HQL is 0.79 which considered as a strong positive correlation - the stocks tend to move together.

0.79

-101

Dividend Comparison (2000 - 2026)

IBMQ vs HQL dividend yield comparison.

Year	IBMQ	HQL
2026	1.44%	8.03%
2025	2.43%	10.85%
2024	2.33%	14.18%
2023	1.93%	9.44%
2022	1.25%	9.57%
2021	1.05%	8.79%
2020	1.24%	7.90%
2019	1.03%	8.03%
2018	0.00%	10.72%
2017	0.00%	8.25%
2016	0.00%	12.18%
2015	0.00%	11.84%
2014	0.00%	7.11%
2013	0.00%	6.80%
2012	0.00%	8.00%
2011	0.00%	12.38%
2010	0.00%	4.83%
2009	0.00%	4.45%
2008	0.00%	12.73%
2007	0.00%	8.83%
2006	0.00%	9.22%
2005	0.00%	13.15%
2004	0.00%	8.57%
2003	0.00%	7.99%
2002	0.00%	18.33%
2001	0.00%	14.60%
2000	0.00%	14.25%