IBCP vs RLMD

Comparison between Independent Bank Corporation (Ionia MI) (IBCP, Company) and Relmada Therapeutics Inc (RLMD, Company).

IBCP is from the Financial Services sector, while RLMD is from the Healthcare sector.

5-Year PerformanceIBCP has outperformed RLMD, delivering a return of +14.5% compared to -26.3%

IBCP vs RLMD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IBCP(COMPANY)	RLMD(COMPANY)
Market Cap	$706M	$706M
Max Drawdown	98.00%	99.66%
Sharpe Ratio	0.63	2.36
5Y Beta	0.74	0.84
Industry	Banks - Regional	Biotechnology
P/E Ratio	10.14	-6.39
Forward P/E	12.05	N/A
PEG Ratio	1.54	N/A
Dividend Yield	3.05%	N/A
5Y Dividends CAGR	5.61%	N/A
5Y EPS CAGR	0.15%	-0.59%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	3.66%	-6.06%

Market Cap

Winner

IBCP

$706M

RLMD

$706M

Max Drawdown

Winner

IBCP

98.00%

RLMD

99.66%

Sharpe Ratio

IBCP

0.63

Winner

RLMD

2.36

5Y Beta

Winner

IBCP

0.74

RLMD

0.84

Industry

IBCP

Banks - Regional

RLMD

Biotechnology

P/E Ratio

IBCP

10.14

Winner

RLMD

-6.39

Forward P/E

IBCP

12.05

RLMD

N/A

PEG Ratio

IBCP

1.54

RLMD

N/A

Dividend Yield

IBCP

3.05%

RLMD

N/A

5Y Dividends CAGR

IBCP

5.61%

RLMD

N/A

5Y EPS CAGR

Winner

IBCP

0.15%

RLMD

-0.59%

Debt to Equity

IBCP

0.00%

RLMD

0.00%

Free Cash Flow Yield

Winner

IBCP

3.66%

RLMD

-6.06%

IBCP vs RLMD - Historical Returns

Returns include dividend reinvestment.

Period	IBCP	RLMD
1 month	+2.45%	+6.15%
3 months	+6.17%	+8.37%
6 months	-0.63%	+62.17%
1 year	+16.79%	+861.57%
5 years(CAGR)	+14.46%	-26.28%
10 years(CAGR)	+12.57%	-4.83%
Max(CAGR)	+7.35%	-17.11%

IBCP

+2.45%

Winner

RLMD

+6.15%

IBCP

+6.17%

Winner

RLMD

+8.37%

IBCP

-0.63%

Winner

RLMD

+62.17%

IBCP

+16.79%

Winner

RLMD

+861.57%

5Y(CAGR)

Winner

IBCP

+14.46%

RLMD

-26.28%

10Y(CAGR)

Winner

IBCP

+12.57%

RLMD

-4.83%

Max(CAGR)

Winner

IBCP

+7.35%

RLMD

-17.11%

IBCP vs RLMD - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	IBCP	RLMD
2026	+8.32%	+54.00%
2025	-2.22%	+973.09%
2024	+39.94%	-88.10%
2023	+12.93%	+23.21%
2022	+2.86%	-85.26%
2021	+32.60%	-31.69%
2020	-14.28%	-17.98%
2019	+9.60%	+747.83%
2018	-5.62%	+64.29%
2017	+3.33%	-31.82%
2016	+51.39%	-56.40%
2015	+22.89%	-84.13%
2014	+8.49%	+2.65%
2013	+242.86%	N/A
2012	+157.68%	N/A
2011	-2.21%	N/A
2010	+78.08%	N/A
2009	-67.38%	N/A
2008	-75.62%	N/A
2007	-60.53%	N/A
2006	-7.84%	N/A
2005	+0.96%	N/A
2004	+6.99%	N/A
2003	+57.58%	N/A
2002	+11.75%	N/A
2001	+54.45%	N/A

IBCP vs RLMD Drawdown Comparison

The maximum drawdown for IBCP was -97.75%, occurring on Dec 1, 2009. Recovery took 3117 trading sessions.

The maximum drawdown for RLMD was -99.66%, occurring on Apr 8, 2025. This drawdown has not yet recovered.

The current IBCP drawdown is -7.61%. The current RLMD drawdown is -90.95%.

Rank	IBCP	RLMD
#1	-97.75% Dec 1, 2005 - Apr 23, 2018	-99.66% Mar 16, 2015 - Apr 8, 2025
#2	-61.76% Jun 8, 2018 - Mar 12, 2021	-30.17% Oct 31, 2014 - Mar 16, 2015
#3	-36.44% Dec 1, 2022 - Dec 13, 2023	-3.23% Oct 10, 2014 - Oct 29, 2014
#4	-29.16% Jan 14, 2022 - Dec 1, 2022	N/A
#5	-27.46% Nov 11, 2024 - Apr 4, 2025	N/A
#6	-20.87% Dec 11, 2003 - Nov 29, 2004	N/A
#7	-18.51% Apr 12, 2021 - Nov 5, 2021	N/A
#8	-18.26% Aug 22, 2001 - Dec 11, 2001	N/A
#9	-17.08% Jun 14, 2002 - Aug 26, 2002	N/A
#10	-13.78% Mar 7, 2005 - Jul 28, 2005	N/A
#11	-13.47% Jan 30, 2024 - Jun 28, 2024	N/A
#12	-12.84% Oct 1, 2002 - Apr 22, 2003	N/A
#13	-12.05% May 31, 2001 - Jul 16, 2001	N/A
#14	-11.89% Jun 4, 2003 - Jul 2, 2003	N/A
#15	-11.09% Sep 19, 2024 - Nov 6, 2024	N/A

Correlation

Correlation between IBCP and RLMD is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

-101