IBCP vs ODV

Comparison between Independent Bank Corporation (Ionia MI) (IBCP, Company) and Osisko Development Corp (ODV, Company).

IBCP is from the Financial Services sector, while ODV is from the Basic Materials sector.

5-Year PerformanceIBCP has outperformed ODV, delivering a return of +17.1% compared to -31.8%

IBCP vs ODV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IBCP(COMPANY)	ODV(COMPANY)
Market Cap	$741M	$740M
Max Drawdown	98.00%	97.32%
Sharpe Ratio	0.40	0.08
5Y Beta	0.73	N/A
Industry	Banks - Regional	Gold
P/E Ratio	10.64	-3.33
Forward P/E	12.05	23.98
PEG Ratio	1.61	N/A
Dividend Yield	2.90%	N/A
5Y Dividends CAGR	5.61%	N/A
5Y EPS CAGR	0.15%	27.73%
Debt to Equity	0.00%	15.89%
Free Cash Flow Yield	3.48%	-14.76%
P/S Ratio	3.30	18.35
P/B Ratio	1.47	1.05

Market Cap

Winner

IBCP

$741M

ODV

$740M

Max Drawdown

IBCP

98.00%

Winner

ODV

97.32%

Sharpe Ratio

Winner

IBCP

0.40

ODV

0.08

5Y Beta

IBCP

0.73

ODV

N/A

Industry

IBCP

Banks - Regional

ODV

Gold

P/E Ratio

IBCP

10.64

Winner

ODV

-3.33

Forward P/E

Winner

IBCP

12.05

ODV

23.98

PEG Ratio

IBCP

1.61

ODV

N/A

Dividend Yield

IBCP

2.90%

ODV

N/A

5Y Dividends CAGR

IBCP

5.61%

ODV

N/A

5Y EPS CAGR

IBCP

0.15%

Winner

ODV

27.73%

Debt to Equity

Winner

IBCP

0.00%

ODV

15.89%

Free Cash Flow Yield

Winner

IBCP

3.48%

ODV

-14.76%

P/S Ratio

Winner

IBCP

3.30

ODV

18.35

P/B Ratio

IBCP

1.47

Winner

ODV

1.05

IBCP vs ODV - Historical Returns

Returns include dividend reinvestment.

Period	IBCP	ODV
1 month	+4.09%	-16.24%
3 months	+10.99%	-37.81%
6 months	+7.32%	-34.39%
1 year	+10.82%	-9.20%
5 years(CAGR)	+17.10%	-31.85%
10 years(CAGR)	+13.19%	+24.93%
Max(CAGR)	+7.60%	+24.93%

Winner

IBCP

+4.09%

ODV

-16.24%

Winner

IBCP

+10.99%

ODV

-37.81%

Winner

IBCP

+7.32%

ODV

-34.39%

Winner

IBCP

+10.82%

ODV

-9.20%

5Y(CAGR)

Winner

IBCP

+17.10%

ODV

-31.85%

10Y(CAGR)

IBCP

+13.19%

Winner

ODV

+24.93%

Max(CAGR)

IBCP

+7.60%

Winner

ODV

+24.93%

IBCP vs ODV - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	IBCP	ODV
2026	+15.71%	-35.51%
2025	-2.22%	+115.43%
2024	+39.94%	-46.56%
2023	+12.93%	-32.64%
2022	+2.86%	-55.21%
2021	+32.60%	-48.40%
2020	-14.28%	-27.43%
2019	+9.60%	+175.05%
2018	-5.62%	+2177.27%
2017	+3.33%	+0.00%
2016	+51.39%	N/A
2015	+22.89%	N/A
2014	+8.49%	N/A
2013	+242.86%	N/A
2012	+157.68%	N/A
2011	-2.21%	N/A
2010	+78.08%	N/A
2009	-67.38%	N/A
2008	-75.62%	N/A
2007	-60.53%	N/A
2006	-7.84%	N/A
2005	+0.96%	N/A
2004	+6.99%	N/A
2003	+57.58%	N/A
2002	+11.75%	N/A
2001	+54.45%	N/A

IBCP vs ODV Drawdown Comparison

The maximum drawdown for IBCP was -97.75%, occurring on Dec 1, 2009. Recovery took 3117 trading sessions.

The maximum drawdown for ODV was -97.32%, occurring on Oct 16, 2019. This drawdown has not yet recovered.

The current IBCP drawdown is -2.91%. The current ODV drawdown is -93.23%.

Rank	IBCP	ODV
#1	-97.75% Dec 1, 2005 - Apr 23, 2018	-97.32% Nov 28, 2018 - Oct 16, 2019
#2	-61.76% Jun 8, 2018 - Mar 12, 2021	N/A
#3	-36.44% Dec 1, 2022 - Dec 13, 2023	N/A
#4	-29.16% Jan 14, 2022 - Dec 1, 2022	N/A
#5	-27.46% Nov 11, 2024 - Jul 16, 2026	N/A
#6	-20.87% Dec 11, 2003 - Nov 29, 2004	N/A
#7	-18.51% Apr 12, 2021 - Nov 5, 2021	N/A
#8	-18.26% Aug 22, 2001 - Dec 11, 2001	N/A
#9	-17.08% Jun 14, 2002 - Aug 26, 2002	N/A
#10	-13.78% Mar 7, 2005 - Jul 28, 2005	N/A
#11	-13.47% Jan 30, 2024 - Jun 28, 2024	N/A
#12	-12.84% Oct 1, 2002 - Apr 22, 2003	N/A
#13	-12.05% May 31, 2001 - Jul 16, 2001	N/A
#14	-11.89% Jun 4, 2003 - Jul 2, 2003	N/A
#15	-11.09% Sep 19, 2024 - Nov 6, 2024	N/A

Correlation

Correlation between IBCP and ODV is -0.42 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.42

-101