IAK vs SFTY

Comparison between ISHARES U.S. INSURANCE ETF (IAK, ETF) and HORIZON MANAGED RISK ETF (SFTY, ETF).

IAK vs SFTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	IAK(ETF)	SFTY(ETF)
Net Assets	$371M	$370M
Expense Ratio	0.38%	0.77%
Max Drawdown	78.02%	8.64%
Sharpe Ratio	-0.07	1.40
5Y Beta	0.47	0.95
P/E Ratio	10.36	27.13
Forward P/E	10.43	21.92
PEG Ratio	N/A	0.51
5Y Dividends CAGR	25.27%	N/A
5Y EPS CAGR	17.51%	27.13%
Debt to Equity	13.84%	2.81%
P/S Ratio	1.18	3.58
P/B Ratio	1.69	5.70

Net Assets

Winner

IAK

$371M

SFTY

$370M

Expense Ratio

Winner

IAK

0.38%

SFTY

0.77%

Max Drawdown

IAK

78.02%

Winner

SFTY

8.64%

Sharpe Ratio

IAK

-0.07

Winner

SFTY

1.40

5Y Beta

Winner

IAK

0.47

SFTY

0.95

P/E Ratio

Winner

IAK

10.36

SFTY

27.13

Forward P/E

Winner

IAK

10.43

SFTY

21.92

PEG Ratio

IAK

N/A

SFTY

0.51

5Y Dividends CAGR

IAK

25.27%

SFTY

N/A

5Y EPS CAGR

IAK

17.51%

Winner

SFTY

27.13%

Debt to Equity

IAK

13.84%

Winner

SFTY

2.81%

P/S Ratio

Winner

IAK

1.18

SFTY

3.58

P/B Ratio

Winner

IAK

1.69

SFTY

5.70

IAK vs SFTY - Holdings Comparison

IAK and SFTY have 6 common holdings. Overlap is 1.50%

IAK's top 25 holdings weight is 90.24%. SFTY's top 25 holdings weight is 58.10%.

Rank	IAK	SFTY
#1	CHUBB LTD (CB) - 13.24%	NVIDIA CORP (NVDA) - 7.05%
#2	PROGRESSIVE CORP (PGR) - 13.18%	ROUNDHILL MAGNIFICENT SEVEN ETF (MAGS) - 6.75%
#3	THE TRAVELERS COMPANIES INC (TRV) - 7.29%	ALPHABET INC CLASS A (GOOGL) - 6.43%
#4	ALLSTATE CORP (ALL) - 6.34%	APPLE INC (AAPL) - 6.24%
#5	METLIFE INC (MET) - 5.01%	MICROSOFT CORP (MSFT) - 4.66%
#6	AFLAC INC (AFL) - 4.67%	BROADCOM INC (AVGO) - 3.30%
#7	THE HARTFORD INSURANCE GROUP INC (HIG) - 4.35%	BERKSHIRE HATHAWAY INC CLASS B (BRK-B) - 2.57%
#8	AMERICAN INTERNATIONAL GROUP INC (AIG) - 4.32%	AMAZON.COM INC (AMZN) - 2.05%
#9	PRUDENTIAL FINANCIAL INC (PRU) - 4.09%	META PLATFORMS INC CLASS A (META) - 1.79%
#10	ARCH CAPITAL GROUP LTD (ACGL) - 3.92%	ELI LILLY AND CO (LLY) - 1.77%
#11	CINCINNATI FINANCIAL CORP (CINF) - 2.99%	MICRON TECHNOLOGY INC (MU) - 1.70%
#12	MARKEL GROUP INC (MKL) - 2.69%	EXXON MOBIL CORP (XOM) - 1.52%
#13	WR BERKLEY CORP (WRB) - 2.34%	ADVANCED MICRO DEVICES INC (AMD) - 1.34%
#14	PRINCIPAL FINANCIAL GROUP INC (PFG) - 2.32%	JOHNSON & JOHNSON (JNJ) - 1.34%
#15	LOEWS CORP (L) - 2.09%	WALMART INC (WMT) - 1.28%
#16	ASSURANT INC (AIZ) - 1.48%	COSTCO WHOLESALE CORP (COST) - 1.13%
#17	UNUM GROUP (UNM) - 1.44%	MASTERCARD INC CLASS A (MA) - 1.00%
#18	GLOBE LIFE INC (GL) - 1.43%	CHEVRON CORP (CVX) - 0.92%
#19	FIDELITY NATIONAL FINANCIAL INC (FNF) - 1.42%	COCA-COLA CO (KO) - 0.80%
#20	AMERICAN FINANCIAL GROUP INC (AFG) - 1.08%	CISCO SYSTEMS INC (CSCO) - 0.77%
#21	OLD REPUBLIC INTERNATIONAL CORP (ORI) - 1.04%	TJX COMPANIES INC (TJX) - 0.77%
#22	PRIMERICA INC (PRI) - 1.02%	PROCTER & GAMBLE CO (PG) - 0.75%
#23	AXIS CAPITAL HOLDINGS LTD (AXS) - 0.87%	MCDONALD'S CORP (MCD) - 0.73%
#24	KINSALE CAPITAL GROUP INC (KNSL) - 0.82%	MERCK & CO INC (MRK) - 0.72%
#25	THE HANOVER INSURANCE GROUP INC (THG) - 0.80%	PHILIP MORRIS INTERNATIONAL INC (PM) - 0.72%
Total Holdings	60	165

IAK vs SFTY - Historical Returns

Returns include dividend reinvestment.

Period	IAK	SFTY
1 month	+1.69%	+1.67%
3 months	+0.38%	+7.30%
6 months	+3.38%	+7.11%
1 year	+1.67%	+20.15%
5 years(CAGR)	+12.48%	N/A
10 years(CAGR)	+12.11%	N/A
Max(CAGR)	+6.90%	+21.52%

Winner

IAK

+1.69%

SFTY

+1.67%

IAK

+0.38%

Winner

SFTY

+7.30%

IAK

+3.38%

Winner

SFTY

+7.11%

IAK

+1.67%

Winner

SFTY

+20.15%

5Y(CAGR)

IAK

+12.48%

SFTY

N/A

10Y(CAGR)

IAK

+12.11%

SFTY

N/A

Max(CAGR)

IAK

+6.90%

Winner

SFTY

+21.52%

IAK vs SFTY - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	IAK	SFTY
2026	+0.46%	+7.23%
2025	+10.18%	+11.73%
2024	+26.86%	N/A
2023	+11.32%	N/A
2022	+11.43%	N/A
2021	+29.77%	N/A
2020	-3.63%	N/A
2019	+26.33%	N/A
2018	-10.35%	N/A
2017	+13.97%	N/A
2016	+21.48%	N/A
2015	+4.29%	N/A
2014	+8.92%	N/A
2013	+41.70%	N/A
2012	+16.16%	N/A
2011	-9.14%	N/A
2010	+18.03%	N/A
2009	+12.63%	N/A
2008	-50.01%	N/A
2007	-7.80%	N/A
2006	+8.66%	N/A

IAK vs SFTY Drawdown Comparison

The maximum drawdown for IAK was -77.37%, occurring on Mar 9, 2009. Recovery took 1914 trading sessions.

The maximum drawdown for SFTY was -8.64%, occurring on Mar 30, 2026. Recovery took 54 trading sessions.

The current IAK drawdown is -1.68%. The current SFTY drawdown is -2.42%.

Rank	IAK	SFTY
#1	-77.37% May 22, 2007 - Dec 29, 2014	-8.64% Jan 27, 2026 - Apr 15, 2026
#2	-44.95% Feb 11, 2020 - Mar 8, 2021	-4.59% Oct 28, 2025 - Dec 10, 2025
#3	-20.30% Jan 26, 2018 - Apr 30, 2019	-2.75% Dec 11, 2025 - Dec 23, 2025
#4	-16.97% Dec 1, 2015 - Aug 29, 2016	-2.56% Oct 8, 2025 - Oct 20, 2025
#5	-14.74% Apr 20, 2022 - Nov 10, 2022	-2.42% Jan 12, 2026 - Jan 27, 2026
#6	-14.38% Feb 13, 2023 - Sep 19, 2023	-2.42% Jun 2, 2026 - Jun 5, 2026
#7	-11.58% Apr 2, 2025 - Dec 15, 2025	-1.88% May 14, 2026 - May 26, 2026
#8	-11.30% Nov 29, 2024 - Mar 17, 2025	-1.57% Jul 25, 2025 - Aug 6, 2025
#9	-10.64% Aug 17, 2015 - Dec 1, 2015	-1.45% Aug 12, 2025 - Aug 28, 2025
#10	-9.08% Dec 30, 2014 - May 19, 2015	-1.34% Sep 22, 2025 - Oct 6, 2025
#11	-8.71% May 7, 2021 - Aug 25, 2021	-1.26% Dec 24, 2025 - Jan 9, 2026
#12	-8.55% Aug 2, 2017 - Oct 10, 2017	-1.10% Apr 17, 2026 - Apr 24, 2026
#13	-8.41% Nov 3, 2021 - Jan 4, 2022	-1.04% Aug 28, 2025 - Sep 4, 2025
#14	-7.70% Feb 9, 2022 - Mar 18, 2022	-0.79% Jul 3, 2025 - Jul 17, 2025
#15	-7.62% Dec 15, 2025 - Mar 27, 2026	-0.61% Oct 20, 2025 - Oct 23, 2025

Correlation

Correlation between IAK and SFTY is 0.31 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.31

-101

Dividend Comparison (2006 - 2026)

IAK vs SFTY dividend yield comparison.

Year	IAK	SFTY
2026	1.49%	0.00%
2025	1.69%	0.19%
2024	1.49%	0.00%
2023	1.44%	0.00%
2022	1.69%	0.00%
2021	2.26%	0.00%
2020	2.07%	0.00%
2019	1.84%	0.00%
2018	2.33%	0.00%
2017	1.62%	0.00%
2016	1.68%	0.00%
2015	1.62%	0.00%
2014	1.57%	0.00%
2013	1.13%	0.00%
2012	1.74%	0.00%
2011	1.51%	0.00%
2010	2.08%	0.00%
2009	1.60%	0.00%
2008	2.46%	0.00%
2007	1.19%	0.00%
2006	0.63%	0.00%