HTGC vs PLMR

Comparison between Hercules Capital Inc (HTGC, Company) and Palomar Holdings Inc (PLMR, Company).

Both HTGC and PLMR are from the Financial Services sector.

5-Year PerformanceHTGC has outperformed PLMR, delivering a return of +9.5% compared to +8.5%

HTGC vs PLMR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HTGC(COMPANY)	PLMR(COMPANY)
Market Cap	$2.90B	$2.90B
Max Drawdown	75.85%	62.86%
Sharpe Ratio	-0.07	-1.01
5Y Beta	0.78	0.67
Industry	Asset Management	Insurance - Property & Casualty
P/E Ratio	8.54	14.76
Forward P/E	8.73	N/A
PEG Ratio	0.23	0.33
Dividend Yield	10.40%	N/A
5Y Dividends CAGR	4.97%	N/A
5Y EPS CAGR	N/A	76.37%
Debt to Equity	114.01%	31.01%
Free Cash Flow Yield	-14.95%	12.71%

Market Cap

Winner

HTGC

$2.90B

PLMR

$2.90B

Max Drawdown

HTGC

75.85%

Winner

PLMR

62.86%

Sharpe Ratio

Winner

HTGC

-0.07

PLMR

-1.01

5Y Beta

HTGC

0.78

Winner

PLMR

0.67

Industry

HTGC

Asset Management

PLMR

Insurance - Property & Casualty

P/E Ratio

Winner

HTGC

8.54

PLMR

14.76

Forward P/E

HTGC

8.73

PLMR

N/A

PEG Ratio

Winner

HTGC

0.23

PLMR

0.33

Dividend Yield

HTGC

10.40%

PLMR

N/A

5Y Dividends CAGR

HTGC

4.97%

PLMR

N/A

5Y EPS CAGR

HTGC

N/A

PLMR

76.37%

Debt to Equity

HTGC

114.01%

Winner

PLMR

31.01%

Free Cash Flow Yield

HTGC

-14.95%

Winner

PLMR

12.71%

HTGC vs PLMR - Historical Returns

Returns include dividend reinvestment.

Period	HTGC	PLMR
1 month	+1.07%	-13.76%
3 months	+11.32%	-11.38%
6 months	-9.39%	-11.74%
1 year	-2.82%	-32.51%
5 years(CAGR)	+9.45%	+8.47%
10 years(CAGR)	+13.41%	N/A
Max(CAGR)	+11.60%	+27.95%

Winner

HTGC

+1.07%

PLMR

-13.76%

Winner

HTGC

+11.32%

PLMR

-11.38%

Winner

HTGC

-9.39%

PLMR

-11.74%

Winner

HTGC

-2.82%

PLMR

-32.51%

5Y(CAGR)

Winner

HTGC

+9.45%

PLMR

+8.47%

10Y(CAGR)

HTGC

+13.41%

PLMR

N/A

Max(CAGR)

HTGC

+11.60%

Winner

PLMR

+27.95%

HTGC vs PLMR - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	HTGC	PLMR
2026	-13.52%	-16.83%
2025	+1.96%	+29.11%
2024	+32.98%	+86.32%
2023	+41.90%	+18.39%
2022	-10.44%	-28.10%
2021	+28.51%	-26.66%
2020	+14.66%	+83.44%
2019	+37.73%	+165.88%
2018	-7.89%	N/A
2017	-0.02%	N/A
2016	+27.29%	N/A
2015	-10.92%	N/A
2014	-0.53%	N/A
2013	+57.57%	N/A
2012	+26.44%	N/A
2011	-3.48%	N/A
2010	+4.16%	N/A
2009	+53.21%	N/A
2008	-22.46%	N/A
2007	-4.17%	N/A
2006	+35.73%	N/A
2005	-7.27%	N/A

HTGC vs PLMR Drawdown Comparison

The maximum drawdown for HTGC was -68.28%, occurring on Mar 5, 2009. Recovery took 599 trading sessions.

The maximum drawdown for PLMR was -62.86%, occurring on Dec 28, 2022. Recovery took 1117 trading sessions.

The current HTGC drawdown is -18.14%. The current PLMR drawdown is -37.59%.

Rank	HTGC	PLMR
#1	-68.28% May 23, 2007 - Oct 7, 2009	-62.86% Sep 2, 2020 - Feb 13, 2025
#2	-57.47% Feb 21, 2020 - Dec 23, 2020	-38.43% Jun 2, 2025 - May 13, 2026
#3	-36.10% Apr 20, 2022 - Jul 18, 2023	-31.75% Feb 20, 2020 - Apr 20, 2020
#4	-33.89% Jul 28, 2014 - Aug 9, 2016	-15.09% Apr 20, 2020 - May 19, 2020
#5	-28.12% Feb 19, 2025 - Mar 27, 2026	-13.53% Dec 20, 2019 - Feb 10, 2020
#6	-27.93% Aug 12, 2005 - Sep 29, 2006	-12.44% Oct 22, 2019 - Nov 18, 2019
#7	-24.45% Apr 6, 2011 - Feb 3, 2012	-11.52% Jul 8, 2020 - Jul 31, 2020
#8	-23.46% Apr 23, 2010 - Jan 5, 2011	-11.01% Aug 19, 2019 - Sep 20, 2019
#9	-19.98% Aug 22, 2018 - Feb 22, 2019	-9.16% Apr 3, 2025 - Apr 9, 2025
#10	-19.09% Nov 27, 2013 - Jul 2, 2014	-7.92% Nov 29, 2019 - Dec 20, 2019
#11	-18.82% Apr 26, 2017 - Aug 15, 2018	-6.76% Jun 17, 2020 - Jun 30, 2020
#12	-18.27% Jul 30, 2024 - Jan 16, 2025	-6.66% Apr 15, 2025 - May 5, 2025
#13	-17.31% Jan 19, 2010 - Apr 6, 2010	-6.39% Sep 23, 2019 - Sep 30, 2019
#14	-15.09% Oct 19, 2009 - Jan 4, 2010	-6.18% Feb 14, 2025 - Feb 28, 2025
#15	-13.80% Aug 7, 2023 - Jan 4, 2024	-6.04% Jun 18, 2019 - Jul 10, 2019