HTB vs WRLD

Comparison between HomeTrust Bancshares Inc (HTB, Company) and World Acceptance Corp (WRLD, Company).

Both HTB and WRLD are from the Financial Services sector.

5-Year PerformanceHTB has outperformed WRLD, delivering a return of +12.2% compared to +1.9%

HTB vs WRLD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HTB(COMPANY)	WRLD(COMPANY)
Market Cap	$798M	$798M
Max Drawdown	58.26%	77.65%
Sharpe Ratio	1.08	0.34
5Y Beta	0.78	1.20
Industry	Banks - Regional	Credit Services
P/E Ratio	12.32	23.06
Forward P/E	11.34	9.61
PEG Ratio	0.50	0.70
Dividend Yield	1.05%	N/A
5Y Dividends CAGR	12.05%	N/A
5Y EPS CAGR	26.67%	6.58%
Debt to Equity	0.00%	167.30%
Free Cash Flow Yield	10.61%	32.02%
P/S Ratio	3.79	1.34
P/B Ratio	1.35	2.24

Market Cap

Winner

HTB

$798M

WRLD

$798M

Max Drawdown

Winner

HTB

58.26%

WRLD

77.65%

Sharpe Ratio

Winner

HTB

1.08

WRLD

0.34

5Y Beta

Winner

HTB

0.78

WRLD

1.20

Industry

HTB

Banks - Regional

WRLD

Credit Services

P/E Ratio

Winner

HTB

12.32

WRLD

23.06

Forward P/E

HTB

11.34

Winner

WRLD

9.61

PEG Ratio

Winner

HTB

0.50

WRLD

0.70

Dividend Yield

HTB

1.05%

WRLD

N/A

5Y Dividends CAGR

HTB

12.05%

WRLD

N/A

5Y EPS CAGR

Winner

HTB

26.67%

WRLD

6.58%

Debt to Equity

Winner

HTB

0.00%

WRLD

167.30%

Free Cash Flow Yield

HTB

10.61%

Winner

WRLD

32.02%

P/S Ratio

HTB

3.79

Winner

WRLD

1.34

P/B Ratio

Winner

HTB

1.35

WRLD

2.24

HTB vs WRLD - Historical Returns

Returns include dividend reinvestment.

Period	HTB	WRLD
1 month	+4.67%	+20.31%
3 months	+14.25%	+31.14%
6 months	+5.44%	+20.22%
1 year	+33.57%	+15.82%
5 years(CAGR)	+12.23%	+1.94%
10 years(CAGR)	+10.80%	+16.32%
Max(CAGR)	+11.47%	+14.32%

HTB

+4.67%

Winner

WRLD

+20.31%

HTB

+14.25%

Winner

WRLD

+31.14%

HTB

+5.44%

Winner

WRLD

+20.22%

Winner

HTB

+33.57%

WRLD

+15.82%

5Y(CAGR)

Winner

HTB

+12.23%

WRLD

+1.94%

10Y(CAGR)

HTB

+10.80%

Winner

WRLD

+16.32%

Max(CAGR)

HTB

+11.47%

Winner

WRLD

+14.32%

HTB vs WRLD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HTB	WRLD
2026	+12.53%	+25.85%
2025	+30.76%	+24.99%
2024	+27.95%	-12.58%
2023	+15.08%	+100.41%
2022	-22.21%	-71.25%
2021	+60.25%	+133.97%
2020	-26.69%	+13.79%
2019	+0.77%	-19.12%
2018	+2.10%	+24.97%
2017	-1.15%	+22.67%
2016	+33.37%	+72.52%
2015	+24.62%	-52.26%
2014	+3.41%	-6.52%
2013	+16.80%	+17.71%
2012	+15.47%	+1.17%
2011	N/A	+34.94%
2010	N/A	+46.50%
2009	N/A	+76.16%
2008	N/A	-21.24%
2007	N/A	-43.84%
2006	N/A	+59.37%
2005	N/A	+7.39%
2004	N/A	+23.64%
2003	N/A	+151.77%
2002	N/A	+1.87%
2001	N/A	+39.05%
2000	N/A	+18.92%
1999	N/A	-4.94%

HTB vs WRLD Drawdown Comparison

The maximum drawdown for HTB was -57.65%, occurring on Mar 20, 2020. Recovery took 664 trading sessions.

The maximum drawdown for WRLD was -77.65%, occurring on Mar 6, 2009. Recovery took 1041 trading sessions.

The current WRLD drawdown is -31.10%.

Rank	HTB	WRLD
#1	-57.65% Sep 25, 2018 - May 17, 2021	-77.65% Oct 23, 2006 - Dec 10, 2010
#2	-42.93% Jan 14, 2022 - Jul 11, 2024	-77.00% Dec 22, 2021 - Dec 19, 2022
#3	-17.43% Nov 25, 2024 - Jul 2, 2025	-75.12% Oct 23, 2013 - Jan 26, 2018
#4	-17.10% Dec 19, 2016 - Nov 30, 2017	-74.48% Jul 12, 2019 - Jul 21, 2021
#5	-16.16% Dec 29, 2015 - Nov 11, 2016	-39.71% Jan 20, 2004 - Sep 17, 2004
#6	-14.06% Jul 5, 2013 - Jul 2, 2015	-36.54% Aug 14, 2001 - Apr 17, 2003
#7	-12.73% Jun 16, 2021 - Oct 8, 2021	-27.25% Oct 25, 2021 - Nov 4, 2021
#8	-12.64% Sep 19, 2024 - Nov 6, 2024	-25.55% Jul 15, 2005 - May 16, 2006
#9	-9.75% Dec 18, 2017 - Mar 9, 2018	-24.61% Jul 20, 2018 - Apr 10, 2019
#10	-9.67% Sep 18, 2025 - Dec 10, 2025	-24.18% Feb 3, 2005 - Jul 8, 2005
#11	-9.20% Dec 16, 2025 - Apr 9, 2026	-23.62% Jul 9, 2003 - Oct 28, 2003
#12	-8.99% Jul 31, 2024 - Aug 23, 2024	-21.77% Nov 9, 2021 - Dec 22, 2021
#13	-8.73% Jul 24, 2025 - Aug 22, 2025	-21.57% Jan 3, 2012 - Aug 16, 2012
#14	-7.93% Nov 23, 2021 - Jan 6, 2022	-21.33% May 31, 2001 - Aug 13, 2001
#15	-7.03% Oct 8, 2012 - Jan 2, 2013	-20.76% May 10, 2011 - Oct 27, 2011