HRTG vs TBLD

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and Thornburg Income Builder Opportunities Trust (TBLD, Company).

Both HRTG and TBLD are from the Financial Services sector.

5-Year PerformanceHRTG has outperformed TBLD, delivering a return of +23.7% compared to +9.7%

HRTG vs TBLD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	TBLD(COMPANY)
Market Cap	$706M	$705M
Max Drawdown	95.13%	38.74%
Sharpe Ratio	0.28	1.43
5Y Beta	0.48	0.38
Industry	Insurance - Property & Casualty	Asset Management
P/E Ratio	3.56	7.22
PEG Ratio	0.02	N/A
5Y Dividends CAGR	0.00%	N/A
Debt to Equity	14.91%	0.00%
Free Cash Flow Yield	28.12%	0.00%

Market Cap

Winner

HRTG

$706M

TBLD

$705M

Max Drawdown

HRTG

95.13%

Winner

TBLD

38.74%

Sharpe Ratio

HRTG

0.28

Winner

TBLD

1.43

5Y Beta

HRTG

0.48

Winner

TBLD

0.38

Industry

HRTG

Insurance - Property & Casualty

TBLD

Asset Management

P/E Ratio

Winner

HRTG

3.56

TBLD

7.22

PEG Ratio

HRTG

0.02

TBLD

N/A

5Y Dividends CAGR

HRTG

0.00%

TBLD

N/A

Debt to Equity

HRTG

14.91%

Winner

TBLD

0.00%

Free Cash Flow Yield

Winner

HRTG

28.12%

TBLD

0.00%

HRTG vs TBLD - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	TBLD
1 month	-3.00%	+1.03%
3 months	-14.70%	+3.46%
6 months	-22.20%	+14.98%
1 year	+4.21%	+24.07%
5 years(CAGR)	+23.67%	+9.68%
10 years(CAGR)	+7.75%	N/A
Max(CAGR)	+7.30%	+9.68%

HRTG

-3.00%

Winner

TBLD

+1.03%

HRTG

-14.70%

Winner

TBLD

+3.46%

HRTG

-22.20%

Winner

TBLD

+14.98%

HRTG

+4.21%

Winner

TBLD

+24.07%

5Y(CAGR)

Winner

HRTG

+23.67%

TBLD

+9.68%

10Y(CAGR)

HRTG

+7.75%

TBLD

N/A

Max(CAGR)

HRTG

+7.30%

Winner

TBLD

+9.68%

HRTG vs TBLD - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HRTG	TBLD
2026	-14.70%	+11.50%
2025	+139.44%	+32.03%
2024	+87.89%	+14.77%
2023	+252.43%	+17.12%
2022	-68.65%	-18.29%
2021	-41.81%	-4.16%
2020	-21.15%	N/A
2019	-9.90%	N/A
2018	-15.53%	N/A
2017	+14.64%	N/A
2016	-23.76%	N/A
2015	+11.63%	N/A
2014	+68.96%	N/A

HRTG vs TBLD Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for TBLD was -33.64%, occurring on Sep 29, 2022. Recovery took 714 trading sessions.

The current HRTG drawdown is -25.27%. The current TBLD drawdown is -3.35%.

Rank	HRTG	TBLD
#1	-94.36% Jul 17, 2015 - May 7, 2025	-33.64% Sep 1, 2021 - Jul 8, 2024
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	-8.02% Sep 30, 2024 - Feb 13, 2025
#3	-26.90% May 9, 2025 - Sep 19, 2025	-7.81% Feb 19, 2026 - Apr 17, 2026
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	-7.25% Mar 31, 2025 - Apr 28, 2025
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	-5.82% May 26, 2026 - Jun 10, 2026
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	-4.86% Jul 17, 2025 - Sep 11, 2025
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	-4.86% Apr 20, 2026 - May 22, 2026
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	-4.13% Nov 11, 2025 - Jan 6, 2026
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	-3.67% Jul 11, 2024 - Aug 13, 2024
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	-2.97% Jul 2, 2025 - Jul 16, 2025
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	-2.90% Sep 15, 2025 - Oct 14, 2025
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	-2.02% Oct 14, 2025 - Nov 3, 2025
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	-1.88% Mar 5, 2025 - Mar 19, 2025
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	-1.75% Sep 19, 2024 - Sep 25, 2024
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	-1.48% Aug 21, 2024 - Aug 26, 2024

Correlation

Correlation between HRTG and TBLD is 0.95 which considered as a very strong positive correlation - the stocks move almost identically together.

0.95

-101

Dividend Comparison (2015 - 2026)

HRTG vs TBLD dividend yield comparison.

Year	HRTG	TBLD
2026	0.00%	2.37%
2025	0.00%	6.22%
2024	0.00%	8.32%
2023	0.00%	8.06%
2022	6.67%	8.03%
2021	4.08%	2.79%
2020	2.37%	0.00%
2019	1.81%	0.00%
2018	1.63%	0.00%
2017	1.33%	0.00%
2016	1.47%	0.00%
2015	0.23%	0.00%