HRTG vs KELYB

Comparison between Heritage Insurance Holdings Inc (HRTG, Company) and Kelly Services Inc - Class B (KELYB, Company).

HRTG is from the Financial Services sector, while KELYB is from the Industrials sector.

5-Year PerformanceHRTG has outperformed KELYB, delivering a return of +32.3% compared to +2.8%

HRTG vs KELYB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HRTG(COMPANY)	KELYB(COMPANY)
Market Cap	$796M	$797M
Max Drawdown	95.13%	78.25%
Sharpe Ratio	0.64	0.80
5Y Beta	0.45	-0.50
Industry	Insurance - Property & Casualty	Staffing & Employment Services
P/E Ratio	4.01	-6.23
Forward P/E	N/A	21.64
PEG Ratio	0.03	1.67
Dividend Yield	N/A	1.30%
5Y Dividends CAGR	0.00%	N/A
Debt to Equity	14.91%	13.47%
Free Cash Flow Yield	24.94%	9.20%
P/S Ratio	0.94	0.20
P/B Ratio	1.57	0.83

Market Cap

HRTG

$796M

Winner

KELYB

$797M

Max Drawdown

HRTG

95.13%

Winner

KELYB

78.25%

Sharpe Ratio

HRTG

0.64

Winner

KELYB

0.80

5Y Beta

HRTG

0.45

Winner

KELYB

-0.50

Industry

HRTG

Insurance - Property & Casualty

KELYB

Staffing & Employment Services

P/E Ratio

HRTG

4.01

Winner

KELYB

-6.23

Forward P/E

HRTG

N/A

KELYB

21.64

PEG Ratio

Winner

HRTG

0.03

KELYB

1.67

Dividend Yield

HRTG

N/A

KELYB

1.30%

5Y Dividends CAGR

HRTG

0.00%

KELYB

N/A

Debt to Equity

HRTG

14.91%

Winner

KELYB

13.47%

Free Cash Flow Yield

Winner

HRTG

24.94%

KELYB

9.20%

P/S Ratio

HRTG

0.94

Winner

KELYB

0.20

P/B Ratio

HRTG

1.57

Winner

KELYB

0.83

HRTG vs KELYB - Historical Returns

Returns include dividend reinvestment.

Period	HRTG	KELYB
1 month	+10.32%	+25.83%
3 months	-4.58%	+41.97%
6 months	+12.32%	+68.69%
1 year	+38.36%	+78.76%
5 years(CAGR)	+32.29%	+2.82%
10 years(CAGR)	+10.11%	+2.43%
Max(CAGR)	+9.05%	+1.16%

HRTG

+10.32%

Winner

KELYB

+25.83%

HRTG

-4.58%

Winner

KELYB

+41.97%

HRTG

+12.32%

Winner

KELYB

+68.69%

HRTG

+38.36%

Winner

KELYB

+78.76%

5Y(CAGR)

Winner

HRTG

+32.29%

KELYB

+2.82%

10Y(CAGR)

Winner

HRTG

+10.11%

KELYB

+2.43%

Max(CAGR)

Winner

HRTG

+9.05%

KELYB

+1.16%

HRTG vs KELYB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HRTG	KELYB
2026	+4.58%	+166.65%
2025	+139.44%	-34.34%
2024	+87.89%	-34.82%
2023	+252.43%	+27.52%
2022	-68.65%	-1.73%
2021	-41.81%	-14.57%
2020	-21.15%	-5.73%
2019	-9.90%	+0.18%
2018	-15.53%	-21.89%
2017	+14.64%	+28.66%
2016	-23.76%	+42.36%
2015	+11.63%	-3.82%
2014	+68.96%	-27.79%
2013	N/A	+57.60%
2012	N/A	+13.91%
2011	N/A	-29.16%
2010	N/A	+52.84%
2009	N/A	-9.24%
2008	N/A	-35.56%
2007	N/A	-28.64%
2006	N/A	+3.39%
2005	N/A	-1.94%
2004	N/A	+5.76%
2003	N/A	+14.38%
2002	N/A	+24.33%
2001	N/A	-10.39%
2000	N/A	+11.32%
1999	N/A	-5.01%

HRTG vs KELYB Drawdown Comparison

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The maximum drawdown for KELYB was -76.52%, occurring on Dec 26, 2025. Recovery took 1215 trading sessions.

The current HRTG drawdown is -8.38%. The current KELYB drawdown is -38.85%.

Rank	HRTG	KELYB
#1	-94.36% Jul 17, 2015 - May 7, 2025	-76.52% Apr 6, 2021 - Feb 5, 2026
#2	-32.95% Nov 14, 2025 - Jun 3, 2026	-71.98% Apr 3, 2007 - Aug 11, 2020
#3	-26.90% May 9, 2025 - Sep 19, 2025	-66.94% Feb 5, 2026 - Mar 26, 2026
#4	-19.47% Sep 19, 2025 - Nov 7, 2025	-57.94% Aug 11, 2020 - Apr 6, 2021
#5	-11.87% Mar 11, 2015 - Jun 30, 2015	-33.77% May 1, 2002 - Nov 24, 2003
#6	-11.09% Nov 5, 2014 - Dec 9, 2014	-24.70% Mar 7, 2001 - Mar 11, 2002
#7	-10.65% Jul 1, 2014 - Oct 21, 2014	-19.76% Oct 5, 2005 - Feb 1, 2007
#8	-5.07% Dec 23, 2014 - Feb 5, 2015	-18.85% Feb 28, 2007 - Apr 3, 2007
#9	-5.00% Dec 9, 2014 - Dec 22, 2014	-18.80% Apr 23, 2004 - Apr 5, 2005
#10	-4.26% Jun 20, 2014 - Jul 1, 2014	-15.46% Apr 5, 2005 - Oct 5, 2005
#11	-3.08% Jun 9, 2014 - Jun 11, 2014	-15.00% Jan 19, 2000 - Jan 11, 2001
#12	-2.63% Jul 6, 2015 - Jul 14, 2015	-13.20% Jan 14, 2004 - Apr 23, 2004
#13	-2.13% Nov 7, 2025 - Nov 12, 2025	-11.94% Dec 9, 1999 - Jan 19, 2000
#14	-1.90% Mar 6, 2015 - Mar 11, 2015	-11.01% Feb 1, 2007 - Feb 28, 2007
#15	-1.79% Oct 21, 2014 - Oct 24, 2014	-8.71% Dec 2, 2003 - Jan 6, 2004

Correlation

Correlation between HRTG and KELYB is -0.22 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.22

-101

Dividend Comparison (1999 - 2026)

HRTG vs KELYB dividend yield comparison.

Year	HRTG	KELYB
2026	0.00%	0.65%
2025	0.00%	3.45%
2024	0.00%	2.15%
2023	0.00%	1.39%
2022	6.67%	1.59%
2021	4.08%	0.59%
2020	2.37%	0.37%
2019	1.81%	1.38%
2018	1.63%	1.36%
2017	1.33%	1.05%
2016	1.47%	1.23%
2015	0.23%	1.22%
2014	0.00%	1.16%
2013	0.00%	0.83%
2012	0.00%	1.29%
2011	0.00%	0.72%
2008	0.00%	4.12%
2007	0.00%	2.48%
2006	0.00%	1.50%
2005	0.00%	1.36%
2004	0.00%	1.31%
2003	0.00%	1.37%
2002	0.00%	1.54%
2001	0.00%	4.00%
2000	0.00%	4.03%
1999	0.00%	1.00%