HROWL vs CFFN

Comparison between Harrow, Inc. 8.625% Senior Notes due 2026 (HROWL, Company) and Capitol Federal Financial (CFFN, Company).

5-Year PerformanceHROWL has outperformed CFFN, delivering a return of +6.8% compared to -2.6%

HROWL vs CFFN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HROWL(COMPANY)	CFFN(COMPANY)
Market Cap	$996M	$992M
Max Drawdown	18.26%	80.85%
Sharpe Ratio	0.50	1.49
5Y Beta	N/A	0.85
Industry	None	Banks - Regional
P/E Ratio	-169.17	13.06
Forward P/E	N/A	20.45
PEG Ratio	N/A	0.26
Dividend Yield	8.57%	4.35%
5Y Dividends CAGR	N/A	5.58%
5Y EPS CAGR	N/A	1.49%
Debt to Equity	520.51%	0.00%
Free Cash Flow Yield	1.66%	6.71%
P/S Ratio	3.98	4.47
P/B Ratio	21.34	0.94

Market Cap

Winner

HROWL

$996M

CFFN

$992M

Max Drawdown

Winner

HROWL

18.26%

CFFN

80.85%

Sharpe Ratio

HROWL

0.50

Winner

CFFN

1.49

5Y Beta

HROWL

N/A

CFFN

0.85

Industry

HROWL

None

CFFN

Banks - Regional

P/E Ratio

Winner

HROWL

-169.17

CFFN

13.06

Forward P/E

HROWL

N/A

CFFN

20.45

PEG Ratio

HROWL

N/A

CFFN

0.26

Dividend Yield

Winner

HROWL

8.57%

CFFN

4.35%

5Y Dividends CAGR

HROWL

N/A

CFFN

5.58%

5Y EPS CAGR

HROWL

N/A

CFFN

1.49%

Debt to Equity

HROWL

520.51%

Winner

CFFN

0.00%

Free Cash Flow Yield

HROWL

1.66%

Winner

CFFN

6.71%

P/S Ratio

Winner

HROWL

3.98

CFFN

4.47

P/B Ratio

HROWL

21.34

Winner

CFFN

0.94

HROWL vs CFFN - Historical Returns

Returns include dividend reinvestment.

Period	HROWL	CFFN
1 month	+0.00%	+0.90%
3 months	+0.00%	+11.95%
6 months	+0.00%	+21.77%
1 year	+3.60%	+46.84%
5 years(CAGR)	+6.82%	-2.65%
10 years(CAGR)	N/A	+1.10%
Max(CAGR)	+7.62%	+8.90%

HROWL

+0.00%

Winner

CFFN

+0.90%

HROWL

+0.00%

Winner

CFFN

+11.95%

HROWL

+0.00%

Winner

CFFN

+21.77%

HROWL

+3.60%

Winner

CFFN

+46.84%

5Y(CAGR)

Winner

HROWL

+6.82%

CFFN

-2.65%

10Y(CAGR)

HROWL

N/A

CFFN

+1.10%

Max(CAGR)

HROWL

+7.62%

Winner

CFFN

+8.90%

HROWL vs CFFN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HROWL	CFFN
2026	+0.00%	+21.40%
2025	+7.87%	+23.87%
2024	+14.76%	-2.77%
2023	+9.61%	-21.02%
2022	-3.23%	-17.70%
2021	+9.96%	-1.84%
2020	N/A	-4.51%
2019	N/A	+12.39%
2018	N/A	+2.97%
2017	N/A	-14.45%
2016	N/A	+41.53%
2015	N/A	+5.46%
2014	N/A	+13.50%
2013	N/A	+9.30%
2012	N/A	+10.03%
2011	N/A	+7.58%
2010	N/A	-7.65%
2009	N/A	-26.03%
2008	N/A	+56.99%
2007	N/A	-14.84%
2006	N/A	+23.96%
2005	N/A	-1.19%
2004	N/A	+6.19%
2003	N/A	+31.06%
2002	N/A	+45.52%
2001	N/A	+37.07%
2000	N/A	+84.77%
1999	N/A	-2.11%

HROWL vs CFFN Drawdown Comparison

The maximum drawdown for HROWL was -10.16%, occurring on Jun 17, 2022. Recovery took 304 trading sessions.

The maximum drawdown for CFFN was -63.80%, occurring on Oct 24, 2023. This drawdown has not yet recovered.

The current HROWL drawdown is -0.43%. The current CFFN drawdown is -20.99%.

Rank	HROWL	CFFN
#1	-10.16% Jan 13, 2022 - Mar 31, 2023	-63.80% Mar 12, 2021 - Oct 24, 2023
#2	-9.02% Jul 20, 2023 - Jan 5, 2024	-46.53% Sep 23, 2008 - Mar 17, 2016
#3	-4.53% Apr 17, 2023 - Jun 27, 2023	-37.00% Nov 27, 2019 - Mar 1, 2021
#4	-2.18% Jun 11, 2021 - Jun 24, 2021	-26.66% Feb 2, 2007 - Apr 1, 2008
#5	-2.17% Jul 15, 2024 - Aug 8, 2024	-26.46% May 17, 2002 - Nov 14, 2002
#6	-2.14% Jul 27, 2021 - Oct 18, 2021	-23.04% Jan 26, 2004 - Feb 8, 2005
#7	-1.93% May 21, 2024 - Jun 4, 2024	-22.34% Dec 28, 2016 - Oct 21, 2019
#8	-1.86% Mar 14, 2024 - Mar 26, 2024	-12.89% Nov 19, 1999 - May 15, 2000
#9	-1.73% Feb 2, 2024 - Mar 12, 2024	-12.79% Jun 5, 2008 - Aug 11, 2008
#10	-1.69% Apr 15, 2024 - May 15, 2024	-11.73% May 6, 2003 - Oct 27, 2003
#11	-1.61% Oct 31, 2024 - Jan 6, 2025	-10.35% Jan 22, 2003 - May 6, 2003
#12	-1.54% Jul 12, 2021 - Jul 27, 2021	-10.16% Dec 13, 2000 - Dec 29, 2000
#13	-1.46% Mar 31, 2023 - Apr 6, 2023	-9.58% Mar 4, 2005 - Jun 22, 2006
#14	-1.43% Jan 12, 2024 - Feb 2, 2024	-9.04% Jan 3, 2001 - May 18, 2001
#15	-1.22% Aug 11, 2025 - Sep 8, 2025	-7.49% Apr 21, 2008 - May 12, 2008

Correlation

Correlation between HROWL and CFFN is -0.37 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.37

-101

Dividend Comparison (1999 - 2026)

HROWL vs CFFN dividend yield comparison.

Year	HROWL	CFFN
2026	0.00%	3.18%
2025	6.32%	4.99%
2024	8.53%	5.75%
2023	9.00%	5.27%
2022	9.04%	9.48%
2021	2.01%	8.47%
2020	0.00%	3.76%
2019	0.00%	6.77%
2018	0.00%	7.67%
2017	0.00%	6.56%
2016	0.00%	5.35%
2015	0.00%	6.69%
2014	0.00%	6.34%
2013	0.00%	6.03%
2012	0.00%	8.55%
2011	0.00%	8.67%
2010	0.00%	8.53%
2009	0.00%	7.28%
2008	0.00%	4.63%
2007	0.00%	6.45%
2006	0.00%	5.44%
2005	0.00%	6.98%
2004	0.00%	5.56%
2003	0.00%	5.54%
2002	0.00%	6.94%
2001	0.00%	2.98%
2000	0.00%	2.75%
1999	0.00%	1.03%