HQY vs WAL

Comparison between Healthequity Inc (HQY, Company) and Western Alliance Bancorp (WAL, Company).

HQY is from the Healthcare sector, while WAL is from the Financial Services sector.

5-Year PerformanceHQY has outperformed WAL, delivering a return of +6.9% compared to -1.1%

HQY vs WAL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HQY(COMPANY)	WAL(COMPANY)
Market Cap	$8.74B	$8.73B
Max Drawdown	60.65%	92.14%
Sharpe Ratio	0.31	0.14
5Y Beta	0.93	1.44
Industry	Health Information Services	Banks - Regional
P/E Ratio	38.44	10.15
Forward P/E	21.28	8.26
PEG Ratio	0.41	1.06
Dividend Yield	N/A	1.98%
5Y Dividends CAGR	N/A	10.07%
5Y EPS CAGR	114.60%	11.00%
Debt to Equity	46.04%	73.67%
Free Cash Flow Yield	5.58%	-17.55%

Market Cap

Winner

HQY

$8.74B

WAL

$8.73B

Max Drawdown

Winner

HQY

60.65%

WAL

92.14%

Sharpe Ratio

Winner

HQY

0.31

WAL

0.14

5Y Beta

Winner

HQY

0.93

WAL

1.44

Industry

HQY

Health Information Services

WAL

Banks - Regional

P/E Ratio

HQY

38.44

Winner

WAL

10.15

Forward P/E

HQY

21.28

Winner

WAL

8.26

PEG Ratio

Winner

HQY

0.41

WAL

1.06

Dividend Yield

HQY

N/A

WAL

1.98%

5Y Dividends CAGR

HQY

N/A

WAL

10.07%

5Y EPS CAGR

Winner

HQY

114.60%

WAL

11.00%

Debt to Equity

Winner

HQY

46.04%

WAL

73.67%

Free Cash Flow Yield

Winner

HQY

5.58%

WAL

-17.55%

HQY vs WAL - Historical Returns

Returns include dividend reinvestment.

Period	HQY	WAL
1 month	+18.59%	-2.63%
3 months	+27.80%	+1.85%
6 months	+24.60%	-9.64%
1 year	+8.73%	+2.46%
5 years(CAGR)	+6.91%	-1.10%
10 years(CAGR)	+13.44%	+10.64%
Max(CAGR)	+15.98%	+6.26%

Winner

HQY

+18.59%

WAL

-2.63%

Winner

HQY

+27.80%

WAL

+1.85%

Winner

HQY

+24.60%

WAL

-9.64%

Winner

HQY

+8.73%

WAL

+2.46%

5Y(CAGR)

Winner

HQY

+6.91%

WAL

-1.10%

10Y(CAGR)

Winner

HQY

+13.44%

WAL

+10.64%

Max(CAGR)

Winner

HQY

+15.98%

WAL

+6.26%

HQY vs WAL - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	HQY	WAL
2026	+14.34%	-4.63%
2025	-5.37%	+3.36%
2024	+45.01%	+31.83%
2023	+9.23%	+16.17%
2022	+31.60%	-44.64%
2021	-35.80%	+84.52%
2020	-3.52%	+6.36%
2019	+25.31%	+44.41%
2018	+28.36%	-30.56%
2017	+16.10%	+14.78%
2016	+62.27%	+38.66%
2015	+1.50%	+29.69%
2014	+44.60%	+19.11%
2013	N/A	+116.71%
2012	N/A	+60.52%
2011	N/A	-17.92%
2010	N/A	+87.28%
2009	N/A	-62.65%
2008	N/A	-42.01%
2007	N/A	-45.34%
2006	N/A	+15.29%
2005	N/A	+14.88%

HQY vs WAL Drawdown Comparison

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The maximum drawdown for WAL was -92.14%, occurring on Nov 11, 2009. Recovery took 2337 trading sessions.

The current HQY drawdown is -9.06%. The current WAL drawdown is -27.13%.

Rank	HQY	WAL
#1	-60.65% Nov 7, 2018 - Nov 18, 2024	-92.14% Jul 28, 2006 - Nov 9, 2015
#2	-54.61% Nov 11, 2015 - Sep 8, 2016	-84.79% Nov 3, 2021 - May 4, 2023
#3	-36.07% Feb 12, 2025 - Feb 12, 2026	-64.49% Jun 8, 2018 - Jan 6, 2021
#4	-26.64% Dec 26, 2014 - Mar 24, 2015	-29.41% Nov 30, 2015 - Oct 5, 2016
#5	-25.46% Jun 8, 2017 - Feb 14, 2018	-20.51% Aug 3, 2005 - Jan 31, 2006
#6	-20.14% Oct 10, 2016 - Nov 11, 2016	-17.26% Apr 27, 2021 - Sep 29, 2021
#7	-19.61% Sep 10, 2014 - Nov 18, 2014	-17.19% Apr 19, 2006 - Jul 28, 2006
#8	-19.35% Aug 5, 2015 - Nov 10, 2015	-15.64% Mar 1, 2017 - Oct 2, 2017
#9	-18.68% Jan 18, 2017 - Jun 7, 2017	-10.50% Mar 9, 2018 - Jun 6, 2018
#10	-17.11% Sep 11, 2018 - Nov 7, 2018	-8.18% Mar 19, 2021 - Apr 16, 2021
#11	-12.96% Nov 21, 2024 - Jan 21, 2025	-7.06% Oct 10, 2016 - Nov 9, 2016
#12	-10.53% Feb 21, 2018 - Feb 28, 2018	-6.37% Oct 22, 2021 - Nov 3, 2021
#13	-10.23% Nov 28, 2014 - Dec 22, 2014	-6.25% Feb 24, 2021 - Mar 12, 2021
#14	-10.22% Jul 26, 2018 - Aug 14, 2018	-5.89% Dec 8, 2016 - Jan 27, 2017
#15	-10.21% Aug 14, 2014 - Sep 10, 2014	-5.87% Jan 14, 2021 - Feb 4, 2021