HQY vs SNV

Comparison between Healthequity Inc (HQY, Company) and Synovus Financial Corp (SNV, Company).

HQY is from the Healthcare sector, while SNV is from the Financial Services sector.

5-Year PerformanceSNV has outperformed HQY, delivering a return of +13.1% compared to +2.0%

HQY vs SNV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HQY(COMPANY)	SNV(COMPANY)
Market Cap	$6.99B	$6.95B
Max Drawdown	60.65%	97.16%
Sharpe Ratio	-0.42	0.12
5Y Beta	1.02	N/A
Industry	Health Information Services	Banks - Regional
P/E Ratio	32.83	8.72
Forward P/E	17.09	8.90
PEG Ratio	0.26	0.07
Dividend Yield	N/A	3.02%
5Y Dividends CAGR	N/A	3.67%
5Y EPS CAGR	84.70%	17.64%
Debt to Equity	45.43%	51.70%
Free Cash Flow Yield	6.51%	9.62%
P/S Ratio	5.31	N/A
P/B Ratio	3.40	N/A

Market Cap

Winner

HQY

$6.99B

SNV

$6.95B

Max Drawdown

Winner

HQY

60.65%

SNV

97.16%

Sharpe Ratio

HQY

-0.42

Winner

SNV

0.12

5Y Beta

HQY

1.02

SNV

N/A

Industry

HQY

Health Information Services

SNV

Banks - Regional

P/E Ratio

HQY

32.83

Winner

SNV

8.72

Forward P/E

HQY

17.09

Winner

SNV

8.90

PEG Ratio

HQY

0.26

Winner

SNV

0.07

Dividend Yield

HQY

N/A

SNV

3.02%

5Y Dividends CAGR

HQY

N/A

SNV

3.67%

5Y EPS CAGR

Winner

HQY

84.70%

SNV

17.64%

Debt to Equity

Winner

HQY

45.43%

SNV

51.70%

Free Cash Flow Yield

HQY

6.51%

Winner

SNV

9.62%

P/S Ratio

HQY

5.31

SNV

N/A

P/B Ratio

HQY

3.40

SNV

N/A

HQY vs SNV - Historical Returns

Returns include dividend reinvestment.

Period	HQY	SNV
1 month	-1.79%	+2.63%
3 months	+11.22%	+3.60%
6 months	-19.26%	-5.56%
1 year	-15.85%	+0.79%
5 years(CAGR)	+2.00%	+13.07%
10 years(CAGR)	+13.43%	+7.93%
Max(CAGR)	+13.96%	+1.57%

HQY

-1.79%

Winner

SNV

+2.63%

Winner

HQY

+11.22%

SNV

+3.60%

HQY

-19.26%

Winner

SNV

-5.56%

HQY

-15.85%

Winner

SNV

+0.79%

5Y(CAGR)

HQY

+2.00%

Winner

SNV

+13.07%

10Y(CAGR)

Winner

HQY

+13.43%

SNV

+7.93%

Max(CAGR)

Winner

HQY

+13.96%

SNV

+1.57%

HQY vs SNV - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HQY	SNV
2026	-9.77%	N/A
2025	-5.37%	+1.57%
2024	+45.01%	+41.54%
2023	+9.23%	+6.78%
2022	+31.60%	-20.88%
2021	-35.80%	+53.27%
2020	-3.52%	-12.40%
2019	+25.31%	+23.96%
2018	+28.36%	-32.14%
2017	+16.10%	+17.99%
2016	+62.27%	+32.32%
2015	+1.50%	+22.40%
2014	+44.60%	+10.39%
2013	N/A	+40.28%
2012	N/A	+63.26%
2011	N/A	-47.12%
2010	N/A	+27.59%
2009	N/A	-74.66%
2008	N/A	-19.56%
2007	N/A	-20.04%
2006	N/A	+15.68%
2005	N/A	-2.13%
2004	N/A	+3.81%
2003	N/A	+48.51%
2002	N/A	-19.82%
2001	N/A	-2.08%
2000	N/A	+44.58%
1999	N/A	-9.21%

HQY vs SNV Drawdown Comparison

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The maximum drawdown for SNV was -92.52%, occurring on Oct 3, 2011. This drawdown has not yet recovered.

The current HQY drawdown is -28.24%. The current SNV drawdown is -19.15%.

Rank	HQY	SNV
#1	-60.65% Nov 7, 2018 - Nov 18, 2024	-92.52% Apr 20, 2007 - Oct 3, 2011
#2	-54.61% Nov 11, 2015 - Sep 8, 2016	-49.77% Aug 2, 2001 - Sep 15, 2006
#3	-36.07% Feb 12, 2025 - Feb 12, 2026	-34.35% Nov 16, 1999 - Oct 3, 2000
#4	-26.64% Dec 26, 2014 - Mar 24, 2015	-14.48% Mar 7, 2001 - Apr 18, 2001
#5	-25.46% Jun 8, 2017 - Feb 14, 2018	-11.46% Oct 3, 2000 - Nov 2, 2000
#6	-20.14% Oct 10, 2016 - Nov 11, 2016	-5.47% Jan 4, 2001 - Jan 26, 2001
#7	-19.61% Sep 10, 2014 - Nov 18, 2014	-5.15% Nov 1, 1999 - Nov 12, 1999
#8	-19.35% Aug 5, 2015 - Nov 10, 2015	-5.06% Feb 22, 2007 - Mar 21, 2007
#9	-18.68% Jan 18, 2017 - Jun 7, 2017	-4.83% Nov 2, 2000 - Nov 29, 2000
#10	-17.11% Sep 11, 2018 - Nov 7, 2018	-4.26% Jun 5, 2001 - Jun 26, 2001
#11	-12.96% Nov 21, 2024 - Jan 21, 2025	-3.96% Feb 5, 2001 - Mar 7, 2001
#12	-10.53% Feb 21, 2018 - Feb 28, 2018	-3.90% Dec 28, 2000 - Jan 4, 2001
#13	-10.23% Nov 28, 2014 - Dec 22, 2014	-3.44% Jul 2, 2001 - Jul 13, 2001
#14	-10.22% Jul 26, 2018 - Aug 14, 2018	-3.43% Oct 18, 2006 - Nov 16, 2006
#15	-10.21% Aug 14, 2014 - Sep 10, 2014	-3.13% Dec 8, 2000 - Dec 18, 2000