HQY vs KNSL

Comparison between Healthequity Inc (HQY, Company) and Kinsale Capital Group Inc (KNSL, Company).

HQY is from the Healthcare sector, while KNSL is from the Financial Services sector.

5-Year PerformanceKNSL has outperformed HQY, delivering a return of +14.8% compared to +1.9%

HQY vs KNSL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HQY(COMPANY)	KNSL(COMPANY)
Market Cap	$7.15B	$7.12B
Max Drawdown	60.65%	47.04%
Sharpe Ratio	-0.39	-1.22
5Y Beta	0.97	0.49
Industry	Health Information Services	Insurance - Property & Casualty
P/E Ratio	31.46	13.60
Forward P/E	18.55	14.97
PEG Ratio	0.34	0.44
Dividend Yield	N/A	0.25%
5Y Dividends CAGR	N/A	15.56%
5Y EPS CAGR	114.60%	34.83%
Debt to Equity	46.04%	11.41%
Free Cash Flow Yield	6.82%	14.23%

Market Cap

Winner

HQY

$7.15B

KNSL

$7.12B

Max Drawdown

HQY

60.65%

Winner

KNSL

47.04%

Sharpe Ratio

Winner

HQY

-0.39

KNSL

-1.22

5Y Beta

HQY

0.97

Winner

KNSL

0.49

Industry

HQY

Health Information Services

KNSL

Insurance - Property & Casualty

P/E Ratio

HQY

31.46

Winner

KNSL

13.60

Forward P/E

HQY

18.55

Winner

KNSL

14.97

PEG Ratio

Winner

HQY

0.34

KNSL

0.44

Dividend Yield

HQY

N/A

KNSL

0.25%

5Y Dividends CAGR

HQY

N/A

KNSL

15.56%

5Y EPS CAGR

Winner

HQY

114.60%

KNSL

34.83%

Debt to Equity

HQY

46.04%

Winner

KNSL

11.41%

Free Cash Flow Yield

HQY

6.82%

Winner

KNSL

14.23%

HQY vs KNSL - Historical Returns

Returns include dividend reinvestment.

Period	HQY	KNSL
1 month	+2.61%	-4.82%
3 months	+7.09%	-11.25%
6 months	-10.77%	-21.89%
1 year	-16.46%	-32.83%
5 years(CAGR)	+1.95%	+14.78%
10 years(CAGR)	+11.35%	+33.48%
Max(CAGR)	+14.19%	+33.48%

Winner

HQY

+2.61%

KNSL

-4.82%

Winner

HQY

+7.09%

KNSL

-11.25%

Winner

HQY

-10.77%

KNSL

-21.89%

Winner

HQY

-16.46%

KNSL

-32.83%

5Y(CAGR)

HQY

+1.95%

Winner

KNSL

+14.78%

10Y(CAGR)

HQY

+11.35%

Winner

KNSL

+33.48%

Max(CAGR)

HQY

+14.19%

Winner

KNSL

+33.48%

HQY vs KNSL - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HQY	KNSL
2026	-6.43%	-21.19%
2025	-5.37%	-13.72%
2024	+45.01%	+34.41%
2023	+9.23%	+28.88%
2022	+31.60%	+16.48%
2021	-35.80%	+17.96%
2020	-3.52%	+93.83%
2019	+25.31%	+83.23%
2018	+28.36%	+28.52%
2017	+16.10%	+32.88%
2016	+62.27%	+86.13%
2015	+1.50%	N/A
2014	+44.60%	N/A

HQY vs KNSL Drawdown Comparison

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The maximum drawdown for KNSL was -46.83%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The current HQY drawdown is -25.59%. The current KNSL drawdown is -43.41%.

Rank	HQY	KNSL
#1	-60.65% Nov 7, 2018 - Nov 18, 2024	-46.83% Mar 6, 2024 - Jun 3, 2026
#2	-54.61% Nov 11, 2015 - Sep 8, 2016	-38.24% Dec 17, 2020 - Aug 5, 2022
#3	-36.07% Feb 12, 2025 - Feb 12, 2026	-36.01% Mar 4, 2020 - May 8, 2020
#4	-26.64% Dec 26, 2014 - Mar 24, 2015	-27.17% Oct 17, 2023 - Feb 16, 2024
#5	-25.46% Jun 8, 2017 - Feb 14, 2018	-22.32% Nov 8, 2022 - Feb 17, 2023
#6	-20.14% Oct 10, 2016 - Nov 11, 2016	-20.62% Oct 29, 2019 - Jan 15, 2020
#7	-19.61% Sep 10, 2014 - Nov 18, 2014	-19.83% Sep 28, 2018 - Feb 22, 2019
#8	-19.35% Aug 5, 2015 - Nov 10, 2015	-18.78% Dec 28, 2016 - Apr 24, 2017
#9	-18.68% Jan 18, 2017 - Jun 7, 2017	-17.23% Sep 1, 2020 - Oct 12, 2020
#10	-17.11% Sep 11, 2018 - Nov 7, 2018	-15.64% Feb 17, 2023 - Apr 27, 2023
#11	-12.96% Nov 21, 2024 - Jan 21, 2025	-14.74% Aug 7, 2017 - Sep 19, 2017
#12	-10.53% Feb 21, 2018 - Feb 28, 2018	-14.62% Aug 16, 2022 - Oct 28, 2022
#13	-10.23% Nov 28, 2014 - Dec 22, 2014	-12.02% Oct 12, 2020 - Nov 10, 2020
#14	-10.22% Jul 26, 2018 - Aug 14, 2018	-10.44% Sep 28, 2017 - Nov 3, 2017
#15	-10.21% Aug 14, 2014 - Sep 10, 2014	-10.29% Apr 27, 2023 - Jun 2, 2023