HONE vs OSPN

Comparison between HarborOne Bancorp Inc (HONE, Company) and OneSpan Inc (OSPN, Company).

HONE is from the Financial Services sector, while OSPN is from the Technology sector.

5-Year PerformanceHONE has outperformed OSPN, delivering a return of -2.2% compared to -10.4%

HONE vs OSPN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HONE(COMPANY)	OSPN(COMPANY)
Market Cap	$521M	$523M
Max Drawdown	49.48%	95.31%
Sharpe Ratio	0.50	-0.05
5Y Beta	0.78	1.05
Industry	Banks - Regional	Software - Infrastructure
P/E Ratio	19.97	7.56
Forward P/E	14.99	11.19
PEG Ratio	0.28	0.34
Dividend Yield	2.76%	3.49%
5Y Dividends CAGR	70.32%	N/A
5Y EPS CAGR	5.30%	N/A
Debt to Equity	109.57%	0.00%
Free Cash Flow Yield	8.74%	9.15%
P/S Ratio	3.17	2.13
P/B Ratio	0.90	1.93

Market Cap

HONE

$521M

Winner

OSPN

$523M

Max Drawdown

Winner

HONE

49.48%

OSPN

95.31%

Sharpe Ratio

Winner

HONE

0.50

OSPN

-0.05

5Y Beta

Winner

HONE

0.78

OSPN

1.05

Industry

HONE

Banks - Regional

OSPN

Software - Infrastructure

P/E Ratio

HONE

19.97

Winner

OSPN

7.56

Forward P/E

HONE

14.99

Winner

OSPN

11.19

PEG Ratio

Winner

HONE

0.28

OSPN

0.34

Dividend Yield

HONE

2.76%

Winner

OSPN

3.49%

5Y Dividends CAGR

HONE

70.32%

OSPN

N/A

5Y EPS CAGR

HONE

5.30%

OSPN

N/A

Debt to Equity

HONE

109.57%

Winner

OSPN

0.00%

Free Cash Flow Yield

HONE

8.74%

Winner

OSPN

9.15%

P/S Ratio

HONE

3.17

Winner

OSPN

2.13

P/B Ratio

Winner

HONE

0.90

OSPN

1.93

HONE vs OSPN - Historical Returns

Returns include dividend reinvestment.

Period	HONE	OSPN
1 month	+0.00%	+21.20%
3 months	+0.00%	+37.15%
6 months	+0.00%	+13.13%
1 year	+6.56%	-8.13%
5 years(CAGR)	-2.18%	-10.43%
10 years(CAGR)	+6.69%	-1.17%
Max(CAGR)	+6.69%	+4.45%

HONE

+0.00%

Winner

OSPN

+21.20%

HONE

+0.00%

Winner

OSPN

+37.15%

HONE

+0.00%

Winner

OSPN

+13.13%

Winner

HONE

+6.56%

OSPN

-8.13%

5Y(CAGR)

Winner

HONE

-2.18%

OSPN

-10.43%

10Y(CAGR)

Winner

HONE

+6.69%

OSPN

-1.17%

Max(CAGR)

Winner

HONE

+6.69%

OSPN

+4.45%

HONE vs OSPN - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	HONE	OSPN
2026	+0.00%	+19.30%
2025	+5.90%	-29.65%
2024	+0.12%	+75.40%
2023	-12.18%	-7.59%
2022	-4.61%	-35.06%
2021	+38.76%	-21.00%
2020	-0.15%	+18.17%
2019	+22.68%	+32.82%
2018	-16.41%	-8.16%
2017	-2.19%	-0.71%
2016	+49.69%	-17.97%
2015	N/A	-38.72%
2014	N/A	+271.67%
2013	N/A	-5.04%
2012	N/A	+23.26%
2011	N/A	-23.38%
2010	N/A	+23.74%
2009	N/A	-39.62%
2008	N/A	-62.41%
2007	N/A	+133.25%
2006	N/A	+17.79%
2005	N/A	+43.31%
2004	N/A	+186.58%
2003	N/A	+175.62%
2002	N/A	-56.70%
2001	N/A	-58.00%

HONE vs OSPN Drawdown Comparison

The maximum drawdown for HONE was -48.57%, occurring on May 16, 2023. Recovery took 739 trading sessions.

The maximum drawdown for OSPN was -95.31%, occurring on Feb 7, 2003. Recovery took 1013 trading sessions.

The current HONE drawdown is -14.37%. The current OSPN drawdown is -64.77%.

Rank	HONE	OSPN
#1	-48.57% Nov 1, 2022 - Oct 14, 2025	-95.31% Jan 24, 2001 - Feb 8, 2005
#2	-46.60% Jun 9, 2017 - Feb 24, 2021	-90.92% Oct 15, 2007 - Mar 9, 2009
#3	-14.59% Jun 8, 2021 - Jan 6, 2022	-42.50% Nov 11, 2005 - Oct 26, 2006
#4	-14.37% Oct 14, 2025 - Oct 31, 2025	-33.30% Aug 1, 2005 - Nov 11, 2005
#5	-14.24% Jan 7, 2022 - Oct 28, 2022	-31.31% Feb 8, 2005 - May 11, 2005
#6	-9.31% Dec 27, 2016 - Apr 25, 2017	-15.85% Feb 22, 2007 - Apr 4, 2007
#7	-9.05% Apr 26, 2017 - Jun 9, 2017	-15.69% Aug 9, 2007 - Sep 4, 2007
#8	-8.80% Apr 19, 2021 - Jun 7, 2021	-12.80% May 7, 2007 - Jun 1, 2007
#9	-5.99% Mar 12, 2021 - Apr 19, 2021	-12.47% Jun 20, 2005 - Jul 21, 2005
#10	-5.20% Nov 25, 2016 - Dec 8, 2016	-12.25% Nov 8, 2006 - Jan 4, 2007
#11	-4.72% Sep 7, 2016 - Sep 19, 2016	-11.87% Jan 17, 2007 - Feb 20, 2007
#12	-3.93% Dec 9, 2016 - Dec 20, 2016	-10.94% May 26, 2005 - Jun 15, 2005
#13	-3.76% Oct 6, 2016 - Oct 21, 2016	-10.32% Jan 10, 2001 - Jan 23, 2001
#14	-3.16% Feb 24, 2021 - Mar 1, 2021	-10.12% Jun 5, 2007 - Jul 5, 2007
#15	-2.24% Aug 9, 2016 - Aug 26, 2016	-10.05% Apr 4, 2007 - Apr 26, 2007