HONE vs MSBIP

Comparison between HarborOne Bancorp Inc (HONE, Company) and Midland States Bancorp Inc (MSBIP, Company).

Both HONE and MSBIP are from the Financial Services sector.

HONE vs MSBIP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HONE(COMPANY)	MSBIP(COMPANY)
Market Cap	$521M	$523M
Max Drawdown	49.48%	28.54%
Sharpe Ratio	0.33	1.02
5Y Beta	0.76	0.11
Industry	Banks - Regional	Banks - Regional
P/E Ratio	19.97	15.14
Forward P/E	14.99	N/A
PEG Ratio	0.28	N/A
Dividend Yield	2.76%	5.05%
5Y Dividends CAGR	70.32%	N/A
5Y EPS CAGR	5.30%	-1.10%
Debt to Equity	109.57%	27.45%
Free Cash Flow Yield	8.74%	21.75%

Market Cap

HONE

$521M

Winner

MSBIP

$523M

Max Drawdown

HONE

49.48%

Winner

MSBIP

28.54%

Sharpe Ratio

HONE

0.33

Winner

MSBIP

1.02

5Y Beta

HONE

0.76

Winner

MSBIP

0.11

Industry

HONE

Banks - Regional

MSBIP

Banks - Regional

P/E Ratio

HONE

19.97

Winner

MSBIP

15.14

Forward P/E

HONE

14.99

MSBIP

N/A

PEG Ratio

HONE

0.28

MSBIP

N/A

Dividend Yield

HONE

2.76%

Winner

MSBIP

5.05%

5Y Dividends CAGR

HONE

70.32%

MSBIP

N/A

5Y EPS CAGR

Winner

HONE

5.30%

MSBIP

-1.10%

Debt to Equity

HONE

109.57%

Winner

MSBIP

27.45%

Free Cash Flow Yield

HONE

8.74%

Winner

MSBIP

21.75%

HONE vs MSBIP - Historical Returns

Returns include dividend reinvestment.

Period	HONE	MSBIP
1 month	+0.00%	-0.87%
3 months	+0.00%	+1.42%
6 months	+0.00%	+3.39%
1 year	-0.85%	+14.36%
5 years(CAGR)	-0.93%	N/A
10 years(CAGR)	+6.56%	N/A
Max(CAGR)	+6.61%	+7.89%

Winner

HONE

+0.00%

MSBIP

-0.87%

HONE

+0.00%

Winner

MSBIP

+1.42%

HONE

+0.00%

Winner

MSBIP

+3.39%

HONE

-0.85%

Winner

MSBIP

+14.36%

5Y(CAGR)

HONE

-0.93%

MSBIP

N/A

10Y(CAGR)

HONE

+6.56%

MSBIP

N/A

Max(CAGR)

HONE

+6.61%

Winner

MSBIP

+7.89%

HONE vs MSBIP - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	HONE	MSBIP
2026	+0.00%	+3.97%
2025	+5.90%	+7.57%
2024	+0.12%	+11.68%
2023	-12.18%	+2.32%
2022	-4.61%	+5.70%
2021	+38.76%	N/A
2020	-0.15%	N/A
2019	+22.68%	N/A
2018	-16.41%	N/A
2017	-2.19%	N/A
2016	+49.69%	N/A

HONE vs MSBIP Drawdown Comparison

The maximum drawdown for HONE was -48.57%, occurring on May 16, 2023. Recovery took 739 trading sessions.

The maximum drawdown for MSBIP was -27.09%, occurring on May 9, 2023. Recovery took 212 trading sessions.

The current HONE drawdown is -14.37%. The current MSBIP drawdown is -1.45%.

Rank	HONE	MSBIP
#1	-48.57% Nov 1, 2022 - Oct 14, 2025	-27.09% Feb 23, 2023 - Dec 27, 2023
#2	-46.60% Jun 9, 2017 - Feb 24, 2021	-9.97% Dec 31, 2024 - Aug 13, 2025
#3	-14.59% Jun 8, 2021 - Jan 6, 2022	-7.21% Aug 13, 2025 - Sep 16, 2025
#4	-14.37% Oct 14, 2025 - Oct 31, 2025	-5.53% Jan 25, 2024 - Mar 14, 2024
#5	-14.24% Jan 7, 2022 - Oct 28, 2022	-4.85% Sep 29, 2025 - Dec 9, 2025
#6	-9.31% Dec 27, 2016 - Apr 25, 2017	-4.44% Nov 11, 2022 - Dec 14, 2022
#7	-9.05% Apr 26, 2017 - Jun 9, 2017	-3.88% Sep 1, 2022 - Nov 11, 2022
#8	-8.80% Apr 19, 2021 - Jun 7, 2021	-3.08% Feb 13, 2026 - Apr 15, 2026
#9	-5.99% Mar 12, 2021 - Apr 19, 2021	-3.03% Dec 14, 2022 - Feb 2, 2023
#10	-5.20% Nov 25, 2016 - Dec 8, 2016	-2.80% Dec 27, 2023 - Jan 19, 2024
#11	-4.72% Sep 7, 2016 - Sep 19, 2016	-2.46% Jul 15, 2024 - Aug 29, 2024
#12	-3.93% Dec 9, 2016 - Dec 20, 2016	-2.26% Nov 29, 2024 - Dec 26, 2024
#13	-3.76% Oct 6, 2016 - Oct 21, 2016	-2.16% Jun 18, 2026 - Jun 30, 2026
#14	-3.16% Feb 24, 2021 - Mar 1, 2021	-1.98% Apr 5, 2024 - Jun 26, 2024
#15	-2.24% Aug 9, 2016 - Aug 26, 2016	-1.81% Mar 21, 2024 - Apr 4, 2024