HNVR vs OZ

Comparison between Hanover Bancorp Inc (HNVR, Company) and Belpointe REIT Inc (OZ, Company).

HNVR is from the Financial Services sector, while OZ is from the Real Estate sector.

HNVR vs OZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HNVR(COMPANY)	OZ(COMPANY)
Market Cap	$178M	$178M
Max Drawdown	36.70%	75.28%
Sharpe Ratio	0.44	-1.22
5Y Beta	0.63	0.23
Industry	Banks - Regional	Real Estate - Development
P/E Ratio	22.81	-4.43
PEG Ratio	N/A	-0.04
Dividend Yield	1.61%	N/A
5Y EPS CAGR	-2.72%	N/A
Debt to Equity	29.68%	N/A
Free Cash Flow Yield	3.15%	-13.84%
P/S Ratio	2.85	15.28
P/B Ratio	0.91	0.67

Market Cap

HNVR

$178M

Winner

$178M

Max Drawdown

Winner

HNVR

36.70%

75.28%

Sharpe Ratio

Winner

HNVR

0.44

-1.22

5Y Beta

HNVR

0.63

Winner

0.23

Industry

HNVR

Banks - Regional

Real Estate - Development

P/E Ratio

HNVR

22.81

Winner

-4.43

PEG Ratio

HNVR

N/A

-0.04

Dividend Yield

HNVR

1.61%

N/A

5Y EPS CAGR

HNVR

-2.72%

N/A

Debt to Equity

HNVR

29.68%

N/A

Free Cash Flow Yield

Winner

HNVR

3.15%

-13.84%

P/S Ratio

Winner

HNVR

2.85

15.28

P/B Ratio

HNVR

0.91

Winner

0.67

HNVR vs OZ - Historical Returns

Returns include dividend reinvestment.

Period	HNVR	OZ
1 month	+7.69%	-2.68%
3 months	+10.97%	-9.80%
6 months	+3.16%	-14.81%
1 year	+12.33%	-30.88%
5 years(CAGR)	+7.14%	-16.03%
Max(CAGR)	+7.14%	-11.29%

Winner

HNVR

+7.69%

-2.68%

Winner

HNVR

+10.97%

-9.80%

Winner

HNVR

+3.16%

-14.81%

Winner

HNVR

+12.33%

-30.88%

5Y(CAGR)

Winner

HNVR

+7.14%

-16.03%

Max(CAGR)

Winner

HNVR

+7.14%

-11.29%

HNVR vs OZ - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	HNVR	OZ
2026	+9.26%	-19.69%
2025	+4.75%	-7.76%
2024	+34.56%	+4.59%
2023	-11.59%	-18.90%
2022	+2.94%	+0.01%
2021	N/A	-0.73%
2020	N/A	+9.98%
2019	N/A	+0.25%

HNVR vs OZ Drawdown Comparison

The maximum drawdown for HNVR was -33.95%, occurring on Apr 16, 2024. Recovery took 586 trading sessions.

The maximum drawdown for OZ was -75.28%, occurring on Jun 29, 2026. This drawdown has not yet recovered.

The current HNVR drawdown is -5.54%. The current OZ drawdown is -74.94%.

Rank	HNVR	OZ
#1	-33.95% Jun 16, 2022 - Oct 16, 2024	-75.28% Sep 8, 2021 - Jun 29, 2026
#2	-28.23% Jan 30, 2025 - Apr 11, 2025	-37.94% Sep 2, 2020 - Sep 7, 2021
#3	-17.72% Dec 18, 2024 - Jan 24, 2025	-5.94% Dec 6, 2019 - Aug 27, 2020
#4	-9.55% Oct 16, 2024 - Nov 11, 2024	N/A
#5	-5.97% May 16, 2022 - Jun 16, 2022	N/A
#6	-2.11% Dec 11, 2024 - Dec 17, 2024	N/A
#7	-1.36% Nov 13, 2024 - Nov 15, 2024	N/A
#8	-1.26% Dec 3, 2024 - Dec 11, 2024	N/A
#9	-0.84% Nov 15, 2024 - Nov 19, 2024	N/A
#10	-0.38% Jan 27, 2025 - Jan 29, 2025	N/A

Correlation

Correlation between HNVR and OZ is -0.46 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.46

-101