HMST vs FXNC

Comparison between HomeStreet Inc (HMST, Company) and First National Corp (Strasburg VA) (FXNC, Company).

5-Year PerformanceFXNC has outperformed HMST, delivering a return of +9.9% compared to -10.9%

HMST vs FXNC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HMST(COMPANY)	FXNC(COMPANY)
Market Cap	$262M	$262M
Max Drawdown	92.12%	87.13%
Sharpe Ratio	0.11	1.36
5Y Beta	N/A	0.63
Industry	N/A	Banks - Regional
P/E Ratio	-1.91	12.47
Forward P/E	N/A	8.09
PEG Ratio	N/A	0.07
Dividend Yield	N/A	2.25%
5Y Dividends CAGR	N/A	7.54%
5Y EPS CAGR	N/A	3.37%
Debt to Equity	313.99%	0.00%
Free Cash Flow Yield	-20.81%	10.66%
P/S Ratio	0.72	2.93
P/B Ratio	0.65	1.39

Market Cap

HMST

$262M

Winner

FXNC

$262M

Max Drawdown

HMST

92.12%

Winner

FXNC

87.13%

Sharpe Ratio

HMST

0.11

Winner

FXNC

1.36

5Y Beta

HMST

N/A

FXNC

0.63

Industry

HMST

N/A

FXNC

Banks - Regional

P/E Ratio

Winner

HMST

-1.91

FXNC

12.47

Forward P/E

HMST

N/A

FXNC

8.09

PEG Ratio

HMST

N/A

FXNC

0.07

Dividend Yield

HMST

N/A

FXNC

2.25%

5Y Dividends CAGR

HMST

N/A

FXNC

7.54%

5Y EPS CAGR

HMST

N/A

FXNC

3.37%

Debt to Equity

HMST

313.99%

Winner

FXNC

0.00%

Free Cash Flow Yield

HMST

-20.81%

Winner

FXNC

10.66%

P/S Ratio

Winner

HMST

0.72

FXNC

2.93

P/B Ratio

Winner

HMST

0.65

FXNC

1.39

HMST vs FXNC - Historical Returns

Returns include dividend reinvestment.

Period	HMST	FXNC
1 month	+4.68%	-0.67%
3 months	+7.94%	+6.10%
6 months	+38.15%	+15.86%
1 year	-10.92%	+40.45%
5 years(CAGR)	-10.86%	+9.89%
10 years(CAGR)	-3.11%	+14.51%
Max(CAGR)	+2.31%	+6.07%

Winner

HMST

+4.68%

FXNC

-0.67%

Winner

HMST

+7.94%

FXNC

+6.10%

Winner

HMST

+38.15%

FXNC

+15.86%

HMST

-10.92%

Winner

FXNC

+40.45%

5Y(CAGR)

HMST

-10.86%

Winner

FXNC

+9.89%

10Y(CAGR)

HMST

-3.11%

Winner

FXNC

+14.51%

Max(CAGR)

HMST

+2.31%

Winner

FXNC

+6.07%

HMST vs FXNC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	HMST	FXNC
2026	N/A	+22.75%
2025	+24.62%	+14.29%
2024	+11.85%	+11.82%
2023	-60.95%	+30.95%
2022	-45.02%	-23.33%
2021	+58.35%	+39.38%
2020	+2.57%	-18.85%
2019	+58.88%	+17.74%
2018	-26.41%	+8.99%
2017	-8.53%	+41.39%
2016	+46.30%	+46.89%
2015	+25.56%	+4.63%
2014	-13.11%	+54.53%
2013	-21.91%	+7.62%
2012	+112.92%	-12.50%
2011	N/A	-52.03%
2010	N/A	+31.27%
2009	N/A	-37.45%
2008	N/A	-24.09%
2007	N/A	-14.09%
2006	N/A	+4.85%
2005	N/A	+31.14%
2004	N/A	+28.05%
2003	N/A	-17.96%
2002	N/A	+25.62%
2001	N/A	+52.64%

HMST vs FXNC Drawdown Comparison

The maximum drawdown for HMST was -91.49%, occurring on Oct 27, 2023. This drawdown has not yet recovered.

The maximum drawdown for FXNC was -85.25%, occurring on Jun 6, 2012. Recovery took 3586 trading sessions.

The current HMST drawdown is -73.35%. The current FXNC drawdown is -3.85%.

Rank	HMST	FXNC
#1	-91.49% Jan 10, 2022 - Oct 27, 2023	-85.25% Apr 3, 2007 - Jul 12, 2021
#2	-43.65% Dec 20, 2019 - Nov 10, 2020	-49.16% May 15, 2003 - May 3, 2005
#3	-41.18% Feb 11, 2013 - Oct 26, 2016	-39.93% Sep 21, 2021 - Nov 6, 2024
#4	-37.35% Dec 13, 2016 - Dec 12, 2019	-30.17% Feb 6, 2025 - Dec 15, 2025
#5	-24.30% Mar 11, 2021 - Nov 3, 2021	-13.68% Feb 6, 2003 - Apr 24, 2003
#6	-10.79% Jul 16, 2012 - Sep 21, 2012	-12.23% Dec 9, 2024 - Feb 6, 2025
#7	-10.27% Dec 10, 2012 - Jan 16, 2013	-11.03% Jul 20, 2001 - Dec 21, 2001
#8	-10.21% Apr 30, 2012 - Jul 12, 2012	-10.71% Dec 14, 2005 - May 31, 2006
#9	-8.81% Nov 5, 2012 - Nov 19, 2012	-10.61% Jun 15, 2001 - Jul 18, 2001
#10	-8.78% Jan 18, 2013 - Feb 8, 2013	-10.41% Feb 6, 2026 - Apr 9, 2026
#11	-8.22% Nov 23, 2021 - Jan 5, 2022	-9.78% Apr 17, 2026 - Jun 9, 2026
#12	-8.21% Nov 21, 2016 - Dec 5, 2016	-9.59% Sep 15, 2006 - Apr 3, 2007
#13	-7.78% Nov 16, 2020 - Jan 6, 2021	-9.47% Jul 15, 2021 - Sep 17, 2021
#14	-7.00% Mar 15, 2012 - Apr 16, 2012	-8.54% Jun 24, 2002 - Jan 2, 2003
#15	-5.66% Nov 10, 2016 - Nov 16, 2016	-7.50% Apr 18, 2002 - Jun 21, 2002

Correlation

Correlation between HMST and FXNC is 0.28 which considered as a very weak or no correlation - the stocks move independently of each other.

0.28

-101

Dividend Comparison (2001 - 2026)

HMST vs FXNC dividend yield comparison.

Year	HMST	FXNC
2026	0.00%	1.14%
2025	0.00%	2.52%
2024	0.00%	3.32%
2023	6.31%	2.76%
2022	5.08%	3.27%
2021	1.92%	2.09%
2020	1.78%	2.60%
2019	0.00%	1.68%
2018	0.00%	1.03%
2017	0.00%	0.78%
2016	0.00%	0.93%
2015	0.00%	1.12%
2014	0.63%	0.87%
2013	2.20%	0.00%
2011	0.00%	3.33%
2010	0.00%	3.31%
2009	0.00%	4.20%
2008	0.00%	3.45%
2007	0.00%	2.36%
2006	0.00%	1.37%
2005	0.00%	1.66%
2004	0.00%	1.95%
2003	0.00%	2.87%
2002	0.00%	3.43%
2001	0.00%	2.90%