HGTY vs ALE

Comparison between Hagerty Inc - Class A (HGTY, Company) and ALLETE, Inc. (ALE, Company).

HGTY is from the Financial Services sector, while ALE is from the Utilities sector.

5-Year PerformanceHGTY has outperformed ALE, delivering a return of +3.5% compared to +3.3%

HGTY vs ALE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HGTY(COMPANY)	ALE(COMPANY)
Market Cap	$3.97B	$3.94B
Max Drawdown	59.73%	53.93%
Sharpe Ratio	0.43	0.35
5Y Beta	0.43	0.07
Industry	Insurance - Property & Casualty	Utilities - Diversified
P/E Ratio	28.36	23.76
Forward P/E	21.98	16.72
PEG Ratio	0.38	2.57
Dividend Yield	N/A	4.26%
5Y Dividends CAGR	N/A	8.09%
5Y EPS CAGR	N/A	-3.48%
Debt to Equity	104.54%	78.44%
Free Cash Flow Yield	4.83%	-8.16%
P/S Ratio	2.73	2.63
P/B Ratio	5.46	1.38

Market Cap

Winner

HGTY

$3.97B

ALE

$3.94B

Max Drawdown

HGTY

59.73%

Winner

ALE

53.93%

Sharpe Ratio

Winner

HGTY

0.43

ALE

0.35

5Y Beta

HGTY

0.43

Winner

ALE

0.07

Industry

HGTY

Insurance - Property & Casualty

ALE

Utilities - Diversified

P/E Ratio

HGTY

28.36

Winner

ALE

23.76

Forward P/E

HGTY

21.98

Winner

ALE

16.72

PEG Ratio

Winner

HGTY

0.38

ALE

2.57

Dividend Yield

HGTY

N/A

ALE

4.26%

5Y Dividends CAGR

HGTY

N/A

ALE

8.09%

5Y EPS CAGR

HGTY

N/A

ALE

-3.48%

Debt to Equity

HGTY

104.54%

Winner

ALE

78.44%

Free Cash Flow Yield

Winner

HGTY

4.83%

ALE

-8.16%

P/S Ratio

HGTY

2.73

Winner

ALE

2.63

P/B Ratio

HGTY

5.46

Winner

ALE

1.38

HGTY vs ALE - Historical Returns

Returns include dividend reinvestment.

Period	HGTY	ALE
1 month	+1.70%	+0.00%
3 months	+9.11%	+0.00%
6 months	-7.19%	+0.00%
1 year	+9.83%	+4.56%
5 years(CAGR)	+3.50%	+3.27%
10 years(CAGR)	N/A	+4.16%
Max(CAGR)	+3.56%	+9.25%

Winner

HGTY

+1.70%

ALE

+0.00%

Winner

HGTY

+9.11%

ALE

+0.00%

HGTY

-7.19%

Winner

ALE

+0.00%

Winner

HGTY

+9.83%

ALE

+4.56%

5Y(CAGR)

Winner

HGTY

+3.50%

ALE

+3.27%

10Y(CAGR)

HGTY

N/A

ALE

+4.16%

Max(CAGR)

HGTY

+3.56%

Winner

ALE

+9.25%

HGTY vs ALE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HGTY	ALE
2026	-11.22%	+0.00%
2025	+36.03%	+8.18%
2024	+22.62%	+8.85%
2023	-8.24%	-1.62%
2022	-41.80%	+1.27%
2021	+45.44%	+11.92%
2020	N/A	-19.81%
2019	N/A	+13.71%
2018	N/A	+6.41%
2017	N/A	+20.35%
2016	N/A	+33.87%
2015	N/A	-4.59%
2014	N/A	+16.73%
2013	N/A	+22.93%
2012	N/A	+4.37%
2011	N/A	+16.34%
2010	N/A	+18.89%
2009	N/A	+6.66%
2008	N/A	-12.20%
2007	N/A	-12.13%
2006	N/A	+5.41%
2005	N/A	+24.22%
2004	N/A	+24.41%
2003	N/A	+38.15%
2002	N/A	-7.76%
2001	N/A	+11.58%
2000	N/A	+61.13%
1999	N/A	-7.48%

HGTY vs ALE Drawdown Comparison

The maximum drawdown for HGTY was -59.73%, occurring on May 11, 2022. This drawdown has not yet recovered.

The maximum drawdown for ALE was -48.82%, occurring on Mar 5, 2009. Recovery took 1056 trading sessions.

The current HGTY drawdown is -37.90%. The current ALE drawdown is -0.82%.

Rank	HGTY	ALE
#1	-59.73% Dec 13, 2021 - May 11, 2022	-48.82% Apr 25, 2007 - Jul 1, 2011
#2	-2.69% Dec 3, 2021 - Dec 7, 2021	-42.20% Sep 25, 2019 - May 15, 2020
#3	-2.54% Nov 4, 2021 - Nov 29, 2021	-37.23% May 2, 2002 - Oct 24, 2003
#4	-2.12% Aug 5, 2021 - Aug 18, 2021	-26.84% Jun 10, 2004 - Nov 12, 2004
#5	-1.93% Jun 16, 2021 - Aug 4, 2021	-21.32% Jan 27, 2015 - Mar 10, 2016
#6	-0.97% Nov 29, 2021 - Dec 2, 2021	-20.22% Sep 4, 2001 - Jan 30, 2002
#7	-0.89% Sep 14, 2021 - Oct 26, 2021	-19.20% Nov 5, 1999 - Apr 25, 2000
#8	-0.80% Aug 20, 2021 - Sep 1, 2021	-18.63% Dec 28, 2000 - Mar 30, 2001
#9	-0.59% Oct 26, 2021 - Nov 3, 2021	-18.57% Jul 11, 2005 - Feb 6, 2007
#10	-0.20% Jun 8, 2021 - Jun 11, 2021	-15.85% Nov 30, 2017 - Jul 5, 2018
#11	-0.20% Aug 18, 2021 - Aug 20, 2021	-14.65% Sep 11, 2000 - Dec 8, 2000
#12	-0.20% Sep 1, 2021 - Sep 8, 2021	-13.60% Mar 31, 2014 - Oct 30, 2014
#13	-0.10% Jun 4, 2021 - Jun 8, 2021	-13.49% Jul 21, 2011 - Dec 22, 2011
#14	-0.10% Jun 11, 2021 - Jun 16, 2021	-13.45% Jun 28, 2000 - Jul 10, 2000
#15	-0.10% Sep 8, 2021 - Sep 13, 2021	-13.40% Jul 30, 2013 - Mar 25, 2014