HFWA vs GHLD

Comparison between Heritage Financial Corp (HFWA, Company) and Guild Holdings Company (GHLD, Company).

Both HFWA and GHLD are from the Financial Services sector.

5-Year PerformanceHFWA has outperformed GHLD, delivering a return of +10.2% compared to +8.6%

HFWA vs GHLD - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HFWA(COMPANY)	GHLD(COMPANY)
Market Cap	$1.24B	$1.25B
Max Drawdown	68.97%	55.18%
Sharpe Ratio	0.83	1.44
5Y Beta	0.80	-0.14
Industry	Banks - Regional	Mortgage Finance
P/E Ratio	14.81	-31.26
Forward P/E	12.33	8.67
PEG Ratio	0.42	N/A
Dividend Yield	3.16%	N/A
5Y Dividends CAGR	3.71%	N/A
5Y EPS CAGR	4.17%	N/A
Debt to Equity	0.00%	128.79%
Free Cash Flow Yield	6.45%	2.00%
P/S Ratio	4.68	0.98
P/B Ratio	1.12	1.01

Market Cap

HFWA

$1.24B

Winner

GHLD

$1.25B

Max Drawdown

HFWA

68.97%

Winner

GHLD

55.18%

Sharpe Ratio

HFWA

0.83

Winner

GHLD

1.44

5Y Beta

HFWA

0.80

Winner

GHLD

-0.14

Industry

HFWA

Banks - Regional

GHLD

Mortgage Finance

P/E Ratio

HFWA

14.81

Winner

GHLD

-31.26

Forward P/E

HFWA

12.33

Winner

GHLD

8.67

PEG Ratio

HFWA

0.42

GHLD

N/A

Dividend Yield

HFWA

3.16%

GHLD

N/A

5Y Dividends CAGR

HFWA

3.71%

GHLD

N/A

5Y EPS CAGR

HFWA

4.17%

GHLD

N/A

Debt to Equity

Winner

HFWA

0.00%

GHLD

128.79%

Free Cash Flow Yield

Winner

HFWA

6.45%

GHLD

2.00%

P/S Ratio

HFWA

4.68

Winner

GHLD

0.98

P/B Ratio

HFWA

1.12

Winner

GHLD

1.01

HFWA vs GHLD - Historical Returns

Returns include dividend reinvestment.

Period	HFWA	GHLD
1 month	+5.43%	+0.00%
3 months	+10.31%	+0.00%
6 months	+16.05%	+0.00%
1 year	+26.24%	+2.08%
5 years(CAGR)	+10.15%	+8.62%
10 years(CAGR)	+9.34%	N/A
Max(CAGR)	+8.29%	+9.85%

Winner

HFWA

+5.43%

GHLD

+0.00%

Winner

HFWA

+10.31%

GHLD

+0.00%

Winner

HFWA

+16.05%

GHLD

+0.00%

Winner

HFWA

+26.24%

GHLD

+2.08%

5Y(CAGR)

Winner

HFWA

+10.15%

GHLD

+8.62%

10Y(CAGR)

HFWA

+9.34%

GHLD

N/A

Max(CAGR)

HFWA

+8.29%

Winner

GHLD

+9.85%

HFWA vs GHLD - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HFWA	GHLD
2026	+30.15%	+0.00%
2025	+2.45%	+53.09%
2024	+21.08%	+2.54%
2023	-26.28%	+36.73%
2022	+28.53%	-29.29%
2021	+9.22%	-7.66%
2020	-14.06%	+12.93%
2019	-2.73%	N/A
2018	-0.02%	N/A
2017	+21.19%	N/A
2016	+46.02%	N/A
2015	+13.14%	N/A
2014	+6.05%	N/A
2013	+15.50%	N/A
2012	+15.98%	N/A
2011	-7.09%	N/A
2010	-1.63%	N/A
2009	+12.07%	N/A
2008	-32.82%	N/A
2007	-15.32%	N/A
2006	+3.52%	N/A
2005	+13.39%	N/A
2004	+6.88%	N/A
2003	+26.85%	N/A
2002	+56.03%	N/A
2001	+23.90%	N/A
2000	+22.62%	N/A
1999	+1.47%	N/A

HFWA vs GHLD Drawdown Comparison

The maximum drawdown for HFWA was -65.13%, occurring on Mar 9, 2009. Recovery took 2673 trading sessions.

The maximum drawdown for GHLD was -49.12%, occurring on May 12, 2022. Recovery took 782 trading sessions.

The current HFWA drawdown is -3.07%.

Rank	HFWA	GHLD
#1	-65.13% Apr 4, 2006 - Nov 14, 2016	-49.12% Jan 5, 2021 - Feb 14, 2024
#2	-55.47% Jul 23, 2018 - Oct 28, 2022	-29.55% Aug 23, 2024 - Jun 18, 2025
#3	-54.34% Nov 7, 2022 - Jun 26, 2026	-14.40% Aug 12, 2024 - Aug 23, 2024
#4	-22.87% Apr 3, 2003 - Sep 26, 2005	-13.02% Jun 5, 2024 - Aug 8, 2024
#5	-17.05% Dec 17, 1999 - Jun 29, 2000	-10.42% Feb 14, 2024 - May 21, 2024
#6	-14.54% Jan 25, 2017 - Apr 27, 2017	-8.35% Nov 5, 2020 - Dec 7, 2020
#7	-11.91% Apr 27, 2017 - Jul 26, 2017	-8.22% May 30, 2024 - Jun 5, 2024
#8	-11.34% Nov 29, 2017 - May 22, 2018	-6.82% May 21, 2024 - May 30, 2024
#9	-10.53% Sep 1, 2000 - Nov 22, 2000	-6.61% Dec 17, 2020 - Dec 23, 2020
#10	-9.26% Mar 20, 2001 - Jun 15, 2001	-3.75% Dec 30, 2020 - Jan 5, 2021
#11	-6.77% Dec 29, 2000 - Feb 7, 2001	-2.47% Oct 22, 2020 - Nov 5, 2020
#12	-6.65% Aug 1, 2017 - Sep 18, 2017	-2.45% Dec 7, 2020 - Dec 17, 2020
#13	-6.49% Sep 30, 2005 - Oct 28, 2005	-0.75% Aug 26, 2025 - Nov 6, 2025
#14	-6.11% Nov 6, 2017 - Nov 28, 2017	-0.65% Nov 6, 2025 - Nov 26, 2025
#15	-5.94% Aug 28, 2001 - Dec 3, 2001	-0.45% Aug 12, 2025 - Aug 26, 2025

Correlation

Correlation between HFWA and GHLD is 0.41 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.41

-101

Dividend Comparison (2000 - 2026)

HFWA vs GHLD dividend yield comparison.

Year	HFWA	GHLD
2026	1.58%	0.00%
2025	4.06%	3.75%
2024	3.76%	3.54%
2023	4.11%	3.55%
2022	2.74%	0.00%
2021	3.31%	14.26%
2020	3.42%	0.00%
2019	2.97%	0.00%
2018	2.09%	0.00%
2017	1.66%	0.00%
2016	2.80%	0.00%
2015	2.81%	0.00%
2014	2.85%	0.00%
2013	2.46%	0.00%
2012	5.45%	0.00%
2011	3.03%	0.00%
2009	0.73%	0.00%
2008	6.29%	0.00%
2007	4.22%	0.00%
2006	3.18%	0.00%
2005	2.91%	0.00%
2004	2.85%	0.00%
2003	2.55%	0.00%
2002	2.64%	0.00%
2001	3.27%	0.00%
2000	3.04%	0.00%