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HERZ vs KINS

Comparison between Herzfeld Credit Income Fund Inc Com (HERZ, Company) and Kingstone Cos. Inc (KINS, Company).

Both HERZ and KINS are from the Financial Services sector.

HERZ vs KINS - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
HERZ
$230M
KINS
$229M
Max Drawdown
Winner
HERZ
46.61%
KINS
99.52%
Sharpe Ratio
Winner
HERZ
0.45
KINS
0.32
5Y Beta
HERZ
N/A
KINS
0.96
Industry
HERZ
Asset Management
KINS
Insurance - Property & Casualty
P/E Ratio
Winner
HERZ
-345.65
KINS
7.24
Forward P/E
HERZ
N/A
KINS
7.47
PEG Ratio
HERZ
N/A
KINS
0.24
Dividend Yield
HERZ
N/A
KINS
0.94%
5Y Dividends CAGR
HERZ
N/A
KINS
4.56%
5Y EPS CAGR
HERZ
N/A
KINS
30.71%
Debt to Equity
HERZ
N/A
KINS
3.60%
Free Cash Flow Yield
HERZ
N/A
KINS
27.87%
P/S Ratio
HERZ
203.38
Winner
KINS
1.02
P/B Ratio
HERZ
5.13
Winner
KINS
1.95

HERZ vs KINS - Historical Returns

Returns include dividend reinvestment.

1M
HERZ
-4.36%
Winner
KINS
+10.56%
3M
HERZ
+5.76%
Winner
KINS
+7.79%
6M
HERZ
-12.65%
Winner
KINS
+2.31%
1Y
Winner
HERZ
+14.11%
KINS
+8.76%
5Y(CAGR)
HERZ
N/A
KINS
+15.69%
10Y(CAGR)
HERZ
N/A
KINS
+8.19%
Max(CAGR)
Winner
HERZ
+15.23%
KINS
+5.94%

HERZ vs KINS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearHERZKINS
2026-22.62%+0.48%
2025+49.49%+12.70%
2024N/A+655.72%
2023N/A+50.00%
2022N/A-74.17%
2021N/A-21.17%
2020N/A-13.59%
2019N/A-54.93%
2018N/A-6.05%
2017N/A+40.40%
2016N/A+61.15%
2015N/A+15.12%
2014N/A+16.85%
2013N/A+54.91%
2012N/A+48.19%
2011N/A-6.15%
2010N/A+33.08%
2009N/A+418.75%
2008N/A-72.41%
2007N/A-45.07%
2006N/A+5.88%
2005N/A-66.71%
2004N/A+63.16%
2003N/A+143.59%
2002N/A+21.87%
2001N/A+14.29%
2000N/A-70.21%
1999N/A-3.09%

HERZ vs KINS Drawdown Comparison

The maximum drawdown for HERZ was -33.63%, occurring on Feb 27, 2026. This drawdown has not yet recovered.

The maximum drawdown for KINS was -99.52%, occurring on Mar 18, 2009. Recovery took 2301 trading sessions.

The current HERZ drawdown is -23.67%. The current KINS drawdown is -24.12%.

RankHERZKINS
#1-33.63%
Dec 31, 2025 - Feb 27, 2026
-99.52%
Nov 29, 2004 - Jan 21, 2014
#2-16.24%
Jul 8, 2025 - Nov 21, 2025
-96.20%
Jan 23, 2018 - Apr 29, 2025
#3-3.99%
Dec 29, 2025 - Dec 31, 2025
-79.65%
Dec 1, 1999 - Aug 5, 2003
#4-3.44%
Dec 4, 2025 - Dec 26, 2025
-38.85%
May 9, 2025 - Sep 9, 2025
#5-1.16%
Nov 21, 2025 - Dec 2, 2025
-38.78%
Mar 9, 2004 - Oct 6, 2004
#6N/A-29.57%
Aug 5, 2003 - Jan 20, 2004
#7N/A-26.33%
Nov 27, 2015 - Oct 10, 2016
#8N/A-24.91%
Jan 21, 2014 - Sep 4, 2014
#9N/A-22.68%
Nov 1, 1999 - Nov 16, 1999
#10N/A-22.50%
Oct 6, 2004 - Nov 29, 2004
#11N/A-21.49%
Jan 26, 2004 - Feb 19, 2004
#12N/A-19.80%
Nov 18, 1999 - Nov 29, 1999
#13N/A-17.10%
Nov 28, 2014 - Aug 19, 2015
#14N/A-15.51%
Apr 29, 2025 - May 9, 2025
#15N/A-14.39%
Jul 31, 2017 - Oct 2, 2017

Correlation

Correlation between HERZ and KINS is 0.39 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.39
-101

Dividend Comparison (2011 - 2026)

HERZ vs KINS dividend yield comparison.

YearHERZKINS
20262.05%0.62%
202561.86%0.59%
20220.00%8.89%
20210.00%3.20%
20200.00%2.74%
20190.00%4.19%
20180.00%2.26%
20170.00%1.61%
20160.00%1.82%
20150.00%2.36%
20140.00%2.21%
20130.00%2.20%
20120.00%2.88%
20110.00%1.67%

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