HDEF vs USTB

Comparison between XTRACKERS MSCI EAFE HIGH DIVIDEND YIELD EQUITY ETF (HDEF, ETF) and VICTORYSHARES SHORT-TERM BOND ETF FORMERLY VICTORYSHARES USAA CORE SHORT-TERM BOND ETF VICTORYSHARES SHORT-TERM BOND ETF (USTB, ETF).

5-Year PerformanceHDEF has outperformed USTB, delivering a return of +12.0% compared to +3.6%

HDEF vs USTB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HDEF(ETF)	USTB(ETF)
Net Assets	$2.20B	$2.30B
Expense Ratio	0.09%	0.34%
Max Drawdown	38.17%	7.56%
Sharpe Ratio	1.47	0.10
5Y Beta	0.40	0.01
5Y Dividends CAGR	12.60%	16.23%

Net Assets

HDEF

$2.20B

Winner

USTB

$2.30B

Expense Ratio

Winner

HDEF

0.09%

USTB

0.34%

Max Drawdown

HDEF

38.17%

Winner

USTB

7.56%

Sharpe Ratio

Winner

HDEF

1.47

USTB

0.10

5Y Beta

HDEF

0.40

Winner

USTB

0.01

5Y Dividends CAGR

HDEF

12.60%

Winner

USTB

16.23%

HDEF vs USTB - Historical Returns

Returns include dividend reinvestment.

Period	HDEF	USTB
1 month	+4.18%	+0.35%
3 months	+6.87%	+0.86%
6 months	+5.56%	+1.36%
1 year	+21.47%	+4.00%
5 years(CAGR)	+12.04%	+3.58%
10 years(CAGR)	+9.12%	+3.47%
Max(CAGR)	+8.15%	+3.47%

Winner

HDEF

+4.18%

USTB

+0.35%

Winner

HDEF

+6.87%

USTB

+0.86%

Winner

HDEF

+5.56%

USTB

+1.36%

Winner

HDEF

+21.47%

USTB

+4.00%

5Y(CAGR)

Winner

HDEF

+12.04%

USTB

+3.58%

10Y(CAGR)

Winner

HDEF

+9.12%

USTB

+3.47%

Max(CAGR)

Winner

HDEF

+8.15%

USTB

+3.47%

HDEF vs USTB - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	HDEF	USTB
2026	+12.39%	+1.87%
2025	+33.36%	+6.13%
2024	+3.36%	+6.81%
2023	+17.51%	+6.57%
2022	-3.03%	-2.72%
2021	+6.01%	+0.89%
2020	-2.76%	+5.00%
2019	+25.44%	+4.99%
2018	-13.77%	+1.12%
2017	+9.90%	+0.35%
2016	+13.43%	N/A
2015	-4.66%	N/A

HDEF vs USTB Drawdown Comparison

The maximum drawdown for HDEF was -36.42%, occurring on Mar 23, 2020. Recovery took 255 trading sessions.

The maximum drawdown for USTB was -5.32%, occurring on Mar 24, 2020. Recovery took 65 trading sessions.

The current HDEF drawdown is -0.28%.

Rank	HDEF	USTB
#1	-36.42% Jan 2, 2020 - Jan 6, 2021	-5.32% Mar 4, 2020 - Jun 5, 2020
#2	-23.69% Feb 9, 2022 - Apr 6, 2023	-4.96% Sep 9, 2021 - Jul 13, 2023
#3	-17.55% Jan 22, 2018 - Oct 24, 2019	-1.02% Aug 30, 2023 - Nov 3, 2023
#4	-14.95% Aug 18, 2015 - Aug 10, 2016	-0.84% Feb 27, 2026 - May 1, 2026
#5	-11.15% Sep 26, 2024 - Mar 5, 2025	-0.81% Dec 29, 2017 - Aug 6, 2018
#6	-10.60% Mar 18, 2025 - Apr 22, 2025	-0.68% Sep 27, 2024 - Dec 3, 2024
#7	-9.31% Jun 15, 2021 - Jan 12, 2022	-0.67% Jul 13, 2023 - Aug 4, 2023
#8	-8.79% Jul 26, 2023 - Dec 13, 2023	-0.65% Apr 3, 2025 - Apr 28, 2025
#9	-8.02% Feb 27, 2026 - Jul 17, 2026	-0.62% Sep 4, 2019 - Oct 2, 2019
#10	-6.39% May 8, 2023 - Jun 15, 2023	-0.48% Apr 4, 2024 - May 2, 2024
#11	-5.63% Dec 9, 2016 - Jan 10, 2017	-0.46% Jan 31, 2024 - Mar 1, 2024
#12	-5.46% Dec 27, 2023 - Mar 20, 2024	-0.43% Aug 8, 2023 - Aug 25, 2023
#13	-4.72% Jan 8, 2021 - Mar 16, 2021	-0.40% Sep 21, 2018 - Nov 16, 2018
#14	-4.35% Nov 2, 2017 - Jan 9, 2018	-0.40% Oct 4, 2019 - Nov 22, 2019
#15	-4.24% May 17, 2024 - Jul 12, 2024	-0.38% Aug 2, 2024 - Aug 21, 2024

Correlation

Correlation between HDEF and USTB is 0.94 which considered as a very strong positive correlation - the stocks move almost identically together.

0.94

-101

Dividend Comparison (2015 - 2026)

HDEF vs USTB dividend yield comparison.

Year	HDEF	USTB
2026	2.52%	2.68%
2025	3.88%	4.63%
2024	4.53%	5.05%
2023	4.38%	4.49%
2022	5.41%	2.54%
2021	4.76%	1.84%
2020	3.93%	2.59%
2019	4.20%	2.69%
2018	3.55%	2.32%
2017	3.38%	0.43%
2016	9.52%	0.00%
2015	1.87%	0.00%