HCXY vs PFSI

Comparison between Hercules Capital Inc (HCXY, Company) and PennyMac Financial Services Inc (PFSI, Company).

HCXY is from the Financials sector, while PFSI is from the Financial Services sector.

5-Year PerformancePFSI has outperformed HCXY, delivering a return of +7.2% compared to +4.7%

HCXY vs PFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HCXY(COMPANY)	PFSI(COMPANY)
Market Cap	$4.56B	$4.54B
Max Drawdown	34.76%	56.63%
Sharpe Ratio	0.40	-0.13
5Y Beta	-0.02	0.65
Industry	Investment Banking & Investment Services	Mortgage Finance
P/E Ratio	13.27	8.94
Forward P/E	N/A	5.43
PEG Ratio	0.76	0.20
Dividend Yield	4.94%	1.47%
5Y Dividends CAGR	4.56%	11.38%
5Y EPS CAGR	N/A	-2.16%
Debt to Equity	103.18%	144.02%
Free Cash Flow Yield	-9.35%	-89.78%
P/S Ratio	N/A	1.31
P/B Ratio	N/A	1.01

Market Cap

Winner

HCXY

$4.56B

PFSI

$4.54B

Max Drawdown

Winner

HCXY

34.76%

PFSI

56.63%

Sharpe Ratio

Winner

HCXY

0.40

PFSI

-0.13

5Y Beta

Winner

HCXY

-0.02

PFSI

0.65

Industry

HCXY

Investment Banking & Investment Services

PFSI

Mortgage Finance

P/E Ratio

HCXY

13.27

Winner

PFSI

8.94

Forward P/E

HCXY

N/A

PFSI

5.43

PEG Ratio

HCXY

0.76

Winner

PFSI

0.20

Dividend Yield

Winner

HCXY

4.94%

PFSI

1.47%

5Y Dividends CAGR

HCXY

4.56%

Winner

PFSI

11.38%

5Y EPS CAGR

HCXY

N/A

PFSI

-2.16%

Debt to Equity

Winner

HCXY

103.18%

PFSI

144.02%

Free Cash Flow Yield

Winner

HCXY

-9.35%

PFSI

-89.78%

P/S Ratio

HCXY

N/A

PFSI

1.31

P/B Ratio

HCXY

N/A

PFSI

1.01

HCXY vs PFSI - Historical Returns

Returns include dividend reinvestment.

Period	HCXY	PFSI
1 month	+0.56%	-6.81%
3 months	+0.49%	-7.92%
6 months	+1.05%	-37.52%
1 year	+6.83%	-13.45%
5 years(CAGR)	+4.68%	+7.22%
10 years(CAGR)	N/A	+20.33%
Max(CAGR)	+6.81%	+12.59%

Winner

HCXY

+0.56%

PFSI

-6.81%

Winner

HCXY

+0.49%

PFSI

-7.92%

Winner

HCXY

+1.05%

PFSI

-37.52%

Winner

HCXY

+6.83%

PFSI

-13.45%

5Y(CAGR)

HCXY

+4.68%

Winner

PFSI

+7.22%

10Y(CAGR)

HCXY

N/A

PFSI

+20.33%

Max(CAGR)

HCXY

+6.81%

Winner

PFSI

+12.59%

HCXY vs PFSI - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	HCXY	PFSI
2026	+0.85%	-37.81%
2025	+7.15%	+33.53%
2024	+6.06%	+17.54%
2023	+11.82%	+54.87%
2022	-2.14%	-17.98%
2021	+4.59%	+13.59%
2020	+7.89%	+98.91%
2019	+19.30%	+59.37%
2018	-2.28%	-6.84%
2017	N/A	+33.43%
2016	N/A	+10.05%
2015	N/A	-10.28%
2014	N/A	-2.43%
2013	N/A	-8.12%

HCXY vs PFSI Drawdown Comparison

The maximum drawdown for HCXY was -34.76%, occurring on Mar 20, 2020. Recovery took 146 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current HCXY drawdown is -0.80%. The current PFSI drawdown is -48.71%.

Rank	HCXY	PFSI
#1	-34.76% Feb 26, 2020 - Sep 23, 2020	-56.49% Feb 7, 2020 - Jun 15, 2020
#2	-15.28% Oct 14, 2021 - Jan 13, 2023	-51.85% May 21, 2013 - Jan 2, 2018
#3	-11.53% Feb 7, 2023 - Jul 17, 2023	-49.11% Jan 16, 2026 - Jun 3, 2026
#4	-9.12% Sep 28, 2018 - Jan 4, 2019	-43.27% Dec 30, 2021 - Feb 2, 2023
#5	-7.45% Jul 21, 2023 - Nov 8, 2023	-23.92% Oct 15, 2020 - Dec 22, 2020
#6	-4.21% Jul 22, 2019 - Aug 28, 2019	-22.97% Sep 16, 2024 - Sep 4, 2025
#7	-4.00% Nov 8, 2023 - Dec 22, 2023	-22.94% Feb 16, 2018 - Feb 22, 2019
#8	-3.97% Jul 15, 2021 - Oct 14, 2021	-22.83% Feb 2, 2023 - Jul 12, 2023
#9	-3.91% Jan 14, 2021 - Apr 14, 2021	-22.69% Jul 26, 2023 - Dec 12, 2023
#10	-3.58% Feb 5, 2024 - May 14, 2024	-18.65% Dec 22, 2020 - Aug 6, 2021
#11	-3.58% Oct 22, 2024 - Feb 26, 2025	-15.70% Feb 22, 2019 - Aug 2, 2019
#12	-3.55% Jan 13, 2023 - Feb 7, 2023	-13.02% Aug 6, 2021 - Dec 8, 2021
#13	-3.42% Sep 9, 2019 - Nov 29, 2019	-10.50% Jan 5, 2018 - Feb 16, 2018
#14	-3.26% Nov 4, 2020 - Nov 13, 2020	-10.35% Dec 14, 2023 - Feb 2, 2024
#15	-3.20% Feb 18, 2026 - Mar 31, 2026	-9.88% Sep 18, 2025 - Oct 22, 2025