HCMAU vs PBHC

Comparison between HCM III Acquisition Corp - Units (1 Ord Cls A & 1 War) (HCMAU, Company) and Pathfinder Bancorp Inc (PBHC, Company).

Both HCMAU and PBHC are from the Financial Services sector.

HCMAU vs PBHC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HCMAU(COMPANY)	PBHC(COMPANY)
Market Cap	$77M	$76M
Max Drawdown	4.13%	77.38%
Sharpe Ratio	0.04	0.54
5Y Beta	-0.01	0.28
Industry	Shell Companies	Banks - Regional
P/E Ratio	N/A	10.53
Forward P/E	N/A	11.29
PEG Ratio	N/A	0.27
Dividend Yield	N/A	2.56%
5Y Dividends CAGR	N/A	14.87%
5Y EPS CAGR	N/A	18.27%
Debt to Equity	0.00%	22.15%
Free Cash Flow Yield	-0.46%	6.37%

Market Cap

Winner

HCMAU

$77M

PBHC

$76M

Max Drawdown

Winner

HCMAU

4.13%

PBHC

77.38%

Sharpe Ratio

HCMAU

0.04

Winner

PBHC

0.54

5Y Beta

Winner

HCMAU

-0.01

PBHC

0.28

Industry

HCMAU

Shell Companies

PBHC

Banks - Regional

P/E Ratio

HCMAU

N/A

PBHC

10.53

Forward P/E

HCMAU

N/A

PBHC

11.29

PEG Ratio

HCMAU

N/A

PBHC

0.27

Dividend Yield

HCMAU

N/A

PBHC

2.56%

5Y Dividends CAGR

HCMAU

N/A

PBHC

14.87%

5Y EPS CAGR

HCMAU

N/A

PBHC

18.27%

Debt to Equity

Winner

HCMAU

0.00%

PBHC

22.15%

Free Cash Flow Yield

HCMAU

-0.46%

Winner

PBHC

6.37%

HCMAU vs PBHC - Historical Returns

Returns include dividend reinvestment.

Period	HCMAU	PBHC
1 month	+1.16%	+25.06%
3 months	+1.26%	+28.94%
6 months	+2.25%	+18.84%
1 year	+3.37%	+17.00%
5 years(CAGR)	N/A	+3.97%
10 years(CAGR)	N/A	+5.95%
Max(CAGR)	+3.88%	+6.40%

HCMAU

+1.16%

Winner

PBHC

+25.06%

HCMAU

+1.26%

Winner

PBHC

+28.94%

HCMAU

+2.25%

Winner

PBHC

+18.84%

HCMAU

+3.37%

Winner

PBHC

+17.00%

5Y(CAGR)

HCMAU

N/A

PBHC

+3.97%

10Y(CAGR)

HCMAU

N/A

PBHC

+5.95%

Max(CAGR)

HCMAU

+3.88%

Winner

PBHC

+6.40%

HCMAU vs PBHC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HCMAU	PBHC
2026	+2.15%	+21.20%
2025	+1.83%	-15.14%
2024	N/A	+28.69%
2023	N/A	-25.10%
2022	N/A	+13.40%
2021	N/A	+52.28%
2020	N/A	-16.22%
2019	N/A	-5.32%
2018	N/A	+3.94%
2017	N/A	+17.33%
2016	N/A	+5.92%
2015	N/A	+33.41%
2014	N/A	+20.54%
2013	N/A	+32.33%
2012	N/A	+13.35%
2011	N/A	+6.21%
2010	N/A	+54.42%
2009	N/A	-7.81%
2008	N/A	-36.14%
2007	N/A	-19.08%
2006	N/A	+3.05%
2005	N/A	-19.90%
2004	N/A	-3.88%
2003	N/A	+29.69%
2002	N/A	+13.14%
2001	N/A	+125.47%
2000	N/A	-27.88%
1999	N/A	-6.58%

HCMAU vs PBHC Drawdown Comparison

The maximum drawdown for HCMAU was -4.13%, occurring on Dec 18, 2025. This drawdown has not yet recovered.

The maximum drawdown for PBHC was -73.10%, occurring on Mar 13, 2009. Recovery took 2690 trading sessions.

The current HCMAU drawdown is -1.97%. The current PBHC drawdown is -15.70%.

Rank	HCMAU	PBHC
#1	-4.13% Oct 15, 2025 - Dec 18, 2025	-73.10% Jan 30, 2004 - Oct 7, 2014
#2	-0.77% Sep 26, 2025 - Oct 8, 2025	-45.89% Sep 16, 2022 - Mar 4, 2024
#3	-0.59% Aug 14, 2025 - Sep 19, 2025	-43.72% Nov 10, 1999 - Jul 23, 2001
#4	-0.38% Oct 8, 2025 - Oct 13, 2025	-42.24% May 28, 2019 - Apr 14, 2021
#5	-0.30% Aug 5, 2025 - Aug 12, 2025	-28.52% May 22, 2002 - Dec 23, 2002
#6	N/A	-19.67% May 21, 2018 - May 23, 2019
#7	N/A	-16.84% Dec 24, 2015 - Dec 21, 2016
#8	N/A	-13.95% Jun 16, 2015 - Nov 19, 2015
#9	N/A	-13.17% Mar 31, 2022 - Sep 16, 2022
#10	N/A	-12.51% Aug 23, 2001 - May 17, 2002
#11	N/A	-12.50% Jul 23, 2001 - Aug 2, 2001
#12	N/A	-12.39% Aug 2, 2001 - Aug 20, 2001
#13	N/A	-11.70% Apr 14, 2021 - Jun 21, 2021
#14	N/A	-11.54% Nov 5, 1999 - Nov 10, 1999
#15	N/A	-11.52% Dec 26, 2002 - Apr 4, 2003