HBT vs EXPI

Comparison between HBT Financial Inc (HBT, Company) and eXp World Holdings Inc (EXPI, Company).

HBT is from the Financial Services sector, while EXPI is from the Real Estate sector.

5-Year PerformanceHBT has outperformed EXPI, delivering a return of +15.3% compared to -23.8%

HBT vs EXPI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	EXPI(COMPANY)
Market Cap	$1.11B	$1.11B
Max Drawdown	54.31%	92.91%
Sharpe Ratio	0.89	-0.31
5Y Beta	0.71	1.10
Industry	Banks - Regional	Real Estate Services
P/E Ratio	14.17	-65.02
Forward P/E	N/A	172.41
Dividend Yield	2.89%	3.18%
5Y Dividends CAGR	7.96%	N/A
5Y EPS CAGR	5.15%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.50%	8.11%
P/S Ratio	4.54	N/A
P/B Ratio	1.45	N/A

Market Cap

Winner

HBT

$1.11B

EXPI

$1.11B

Max Drawdown

Winner

HBT

54.31%

EXPI

92.91%

Sharpe Ratio

Winner

HBT

0.89

EXPI

-0.31

5Y Beta

Winner

HBT

0.71

EXPI

1.10

Industry

HBT

Banks - Regional

EXPI

Real Estate Services

P/E Ratio

HBT

14.17

Winner

EXPI

-65.02

Forward P/E

HBT

N/A

EXPI

172.41

Dividend Yield

HBT

2.89%

Winner

EXPI

3.18%

5Y Dividends CAGR

HBT

7.96%

EXPI

N/A

5Y EPS CAGR

HBT

5.15%

EXPI

N/A

Debt to Equity

HBT

0.00%

EXPI

0.00%

Free Cash Flow Yield

HBT

7.50%

Winner

EXPI

8.11%

P/S Ratio

HBT

4.54

EXPI

N/A

P/B Ratio

HBT

1.45

EXPI

N/A

HBT vs EXPI - Historical Returns

Returns include dividend reinvestment.

Period	HBT	EXPI
1 month	+11.52%	+18.04%
3 months	+17.20%	-21.56%
6 months	+16.97%	-36.80%
1 year	+31.06%	-7.50%
5 years(CAGR)	+15.27%	-23.82%
10 years(CAGR)	N/A	+22.63%
Max(CAGR)	+14.69%	+32.87%

HBT

+11.52%

Winner

EXPI

+18.04%

Winner

HBT

+17.20%

EXPI

-21.56%

Winner

HBT

+16.97%

EXPI

-36.80%

Winner

HBT

+31.06%

EXPI

-7.50%

5Y(CAGR)

Winner

HBT

+15.27%

EXPI

-23.82%

10Y(CAGR)

HBT

N/A

EXPI

+22.63%

Max(CAGR)

HBT

+14.69%

Winner

EXPI

+32.87%

HBT vs EXPI - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	HBT	EXPI
2026	+20.93%	-25.35%
2025	+24.49%	-18.52%
2024	+6.49%	-26.99%
2023	+13.11%	+38.36%
2022	+8.06%	-66.94%
2021	+29.31%	+9.94%
2020	-17.25%	+468.65%
2019	+22.20%	+58.02%
2018	N/A	-5.60%
2017	N/A	+90.00%
2016	N/A	+382.14%
2015	N/A	+223.08%
2014	N/A	-34.44%

HBT vs EXPI Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for EXPI was -92.39%, occurring on Apr 7, 2026. This drawdown has not yet recovered.

The current EXPI drawdown is -91.02%.

Rank	HBT	EXPI
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-92.39% Feb 9, 2021 - Apr 7, 2026
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-80.20% Mar 26, 2014 - Apr 16, 2015
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-75.70% May 12, 2015 - Aug 1, 2016
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-63.63% Sep 21, 2018 - Jul 22, 2020
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-54.58% Oct 5, 2016 - Oct 24, 2017
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-41.30% Jan 19, 2018 - May 16, 2018
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	-41.24% May 21, 2018 - Sep 20, 2018
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	-33.33% Feb 19, 2014 - Mar 26, 2014
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	-32.71% Oct 15, 2020 - Dec 10, 2020
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	-25.53% Dec 22, 2020 - Jan 20, 2021
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	-18.53% Sep 1, 2020 - Oct 1, 2020
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	-11.01% Jul 23, 2020 - Aug 4, 2020
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	-10.96% Aug 20, 2020 - Aug 31, 2020
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	-9.49% Jan 26, 2021 - Feb 2, 2021
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	-9.10% Nov 30, 2017 - Jan 5, 2018

Correlation

Correlation between HBT and EXPI is -0.34 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.34

-101