HBT vs CVLG

Comparison between HBT Financial Inc (HBT, Company) and Covenant Logistics Group Inc - Class A (CVLG, Company).

HBT is from the Financial Services sector, while CVLG is from the Industrials sector.

5-Year PerformanceCVLG has outperformed HBT, delivering a return of +37.7% compared to +17.9%

HBT vs CVLG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBT(COMPANY)	CVLG(COMPANY)
Market Cap	$1.15B	$1.15B
Max Drawdown	54.31%	93.52%
Sharpe Ratio	0.89	1.62
5Y Beta	0.71	1.19
Industry	Banks - Regional	Trucking
P/E Ratio	14.73	39.31
Forward P/E	N/A	29.07
Dividend Yield	2.70%	0.60%
5Y Dividends CAGR	7.96%	N/A
5Y EPS CAGR	5.15%	5.92%
Debt to Equity	0.00%	62.20%
Free Cash Flow Yield	7.22%	-0.67%
P/S Ratio	4.81	0.92
P/B Ratio	1.57	2.71

Market Cap

Winner

HBT

$1.15B

CVLG

$1.15B

Max Drawdown

Winner

HBT

54.31%

CVLG

93.52%

Sharpe Ratio

HBT

0.89

Winner

CVLG

1.62

5Y Beta

Winner

HBT

0.71

CVLG

1.19

Industry

HBT

Banks - Regional

CVLG

Trucking

P/E Ratio

Winner

HBT

14.73

CVLG

39.31

Forward P/E

HBT

N/A

CVLG

29.07

Dividend Yield

Winner

HBT

2.70%

CVLG

0.60%

5Y Dividends CAGR

HBT

7.96%

CVLG

N/A

5Y EPS CAGR

HBT

5.15%

Winner

CVLG

5.92%

Debt to Equity

Winner

HBT

0.00%

CVLG

62.20%

Free Cash Flow Yield

Winner

HBT

7.22%

CVLG

-0.67%

P/S Ratio

HBT

4.81

Winner

CVLG

0.92

P/B Ratio

Winner

HBT

1.57

CVLG

2.71

HBT vs CVLG - Historical Returns

Returns include dividend reinvestment.

Period	HBT	CVLG
1 month	+5.25%	+5.17%
3 months	+14.44%	+62.16%
6 months	+23.19%	+83.43%
1 year	+26.03%	+80.27%
5 years(CAGR)	+17.88%	+37.68%
10 years(CAGR)	N/A	+17.30%
Max(CAGR)	+15.32%	+7.10%

Winner

HBT

+5.25%

CVLG

+5.17%

HBT

+14.44%

Winner

CVLG

+62.16%

HBT

+23.19%

Winner

CVLG

+83.43%

HBT

+26.03%

Winner

CVLG

+80.27%

5Y(CAGR)

HBT

+17.88%

Winner

CVLG

+37.68%

10Y(CAGR)

HBT

N/A

CVLG

+17.30%

Max(CAGR)

Winner

HBT

+15.32%

CVLG

+7.10%

HBT vs CVLG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	HBT	CVLG
2026	+26.74%	+107.36%
2025	+24.49%	-17.04%
2024	+6.49%	+21.59%
2023	+13.11%	+33.54%
2022	+8.06%	+37.41%
2021	+29.31%	+84.05%
2020	-17.25%	+12.11%
2019	+22.20%	-34.37%
2018	N/A	-31.67%
2017	N/A	+39.40%
2016	N/A	+5.68%
2015	N/A	-32.05%
2014	N/A	+240.58%
2013	N/A	+48.46%
2012	N/A	+78.96%
2011	N/A	-69.22%
2010	N/A	+103.79%
2009	N/A	+112.60%
2008	N/A	-69.74%
2007	N/A	-41.31%
2006	N/A	-20.94%
2005	N/A	-32.20%
2004	N/A	+3.74%
2003	N/A	+1.88%
2002	N/A	+24.74%
2001	N/A	+54.80%
2000	N/A	-35.82%
1999	N/A	+12.56%

HBT vs CVLG Drawdown Comparison

The maximum drawdown for HBT was -53.94%, occurring on Mar 23, 2020. Recovery took 441 trading sessions.

The maximum drawdown for CVLG was -93.52%, occurring on Nov 20, 2008. Recovery took 3097 trading sessions.

The current HBT drawdown is -2.08%. The current CVLG drawdown is -0.98%.

Rank	HBT	CVLG
#1	-53.94% Feb 5, 2020 - Nov 3, 2021	-93.52% Jul 9, 2002 - Oct 24, 2014
#2	-27.07% Mar 6, 2023 - Jul 16, 2024	-81.93% Mar 12, 2015 - Oct 24, 2022
#3	-18.67% Feb 6, 2025 - Jul 1, 2025	-56.77% Jan 20, 2000 - Jun 17, 2002
#4	-17.33% Feb 8, 2022 - Oct 28, 2022	-41.26% Nov 12, 2024 - Mar 4, 2026
#5	-16.45% Jul 23, 2024 - Nov 6, 2024	-31.70% Aug 9, 2023 - Nov 6, 2024
#6	-16.19% Nov 11, 2024 - Jan 30, 2025	-24.65% Nov 18, 2022 - May 1, 2023
#7	-13.44% Nov 10, 2022 - Feb 3, 2023	-17.96% Mar 4, 2026 - Apr 17, 2026
#8	-13.40% Aug 27, 2025 - Dec 12, 2025	-17.20% Dec 30, 1999 - Jan 20, 2000
#9	-12.01% Feb 17, 2026 - Jun 8, 2026	-13.85% Jan 5, 2015 - Jan 26, 2015
#10	-9.56% Jul 3, 2025 - Aug 22, 2025	-12.90% Nov 11, 1999 - Dec 27, 1999
#11	-8.76% Jan 11, 2022 - Feb 8, 2022	-10.75% May 1, 2023 - Jun 27, 2023
#12	-7.44% Nov 9, 2021 - Jan 5, 2022	-9.84% Nov 26, 2014 - Dec 11, 2014
#13	-7.25% Jan 22, 2026 - Feb 4, 2026	-9.75% Apr 28, 2026 - May 18, 2026
#14	-6.81% Dec 18, 2025 - Jan 21, 2026	-8.74% Jun 11, 2026 - Jul 9, 2026
#15	-5.34% Nov 4, 2022 - Nov 10, 2022	-8.15% Feb 4, 2015 - Feb 19, 2015