HBANP vs AFRM

Comparison between Huntington Bancshares Inc (HBANP, Company) and Affirm Holdings Inc - Class A (AFRM, Company).

Both HBANP and AFRM are from the Financial Services sector.

5-Year PerformanceAFRM has outperformed HBANP, delivering a return of +2.7% compared to -3.4%

HBANP vs AFRM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	HBANP(COMPANY)	AFRM(COMPANY)
Market Cap	$27B	$26B
Max Drawdown	47.03%	94.71%
Sharpe Ratio	-0.94	0.28
5Y Beta	0.30	2.50
Industry	Banks - Regional	Credit Services
P/E Ratio	11.37	82.96
Forward P/E	N/A	36.36
PEG Ratio	0.98	0.72
Dividend Yield	3.81%	N/A
5Y Dividends CAGR	23.60%	N/A
5Y EPS CAGR	13.17%	N/A
Debt to Equity	75.93%	234.55%
Free Cash Flow Yield	8.33%	2.97%
P/S Ratio	N/A	6.62
P/B Ratio	N/A	6.33

Market Cap

Winner

HBANP

$27B

AFRM

$26B

Max Drawdown

Winner

HBANP

47.03%

AFRM

94.71%

Sharpe Ratio

HBANP

-0.94

Winner

AFRM

0.28

5Y Beta

Winner

HBANP

0.30

AFRM

2.50

Industry

HBANP

Banks - Regional

AFRM

Credit Services

P/E Ratio

Winner

HBANP

11.37

AFRM

82.96

Forward P/E

HBANP

N/A

AFRM

36.36

PEG Ratio

HBANP

0.98

Winner

AFRM

0.72

Dividend Yield

HBANP

3.81%

AFRM

N/A

5Y Dividends CAGR

HBANP

23.60%

AFRM

N/A

5Y EPS CAGR

HBANP

13.17%

AFRM

N/A

Debt to Equity

Winner

HBANP

75.93%

AFRM

234.55%

Free Cash Flow Yield

Winner

HBANP

8.33%

AFRM

2.97%

P/S Ratio

HBANP

N/A

AFRM

6.62

P/B Ratio

HBANP

N/A

AFRM

6.33

HBANP vs AFRM - Historical Returns

Returns include dividend reinvestment.

Period	HBANP	AFRM
1 month	-0.21%	-10.73%
3 months	-3.36%	+16.77%
6 months	-4.76%	+34.28%
1 year	-3.98%	-0.91%
5 years(CAGR)	-3.41%	+2.66%
Max(CAGR)	-2.01%	-4.20%

Winner

HBANP

-0.21%

AFRM

-10.73%

HBANP

-3.36%

Winner

AFRM

+16.77%

HBANP

-4.76%

Winner

AFRM

+34.28%

HBANP

-3.98%

Winner

AFRM

-0.91%

5Y(CAGR)

HBANP

-3.41%

Winner

AFRM

+2.66%

Max(CAGR)

Winner

HBANP

-2.01%

AFRM

-4.20%

HBANP vs AFRM - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	HBANP	AFRM
2026	-3.22%	+3.44%
2025	-0.75%	+19.07%
2024	+6.18%	+30.69%
2023	+8.30%	+440.00%
2022	-30.98%	-89.84%
2021	+9.66%	+3.41%

HBANP vs AFRM Drawdown Comparison

The maximum drawdown for HBANP was -41.84%, occurring on May 4, 2023. This drawdown has not yet recovered.

The maximum drawdown for AFRM was -94.71%, occurring on Dec 27, 2022. This drawdown has not yet recovered.

The current HBANP drawdown is -18.44%. The current AFRM drawdown is -54.56%.

Rank	HBANP	AFRM
#1	-41.84% Dec 31, 2021 - May 4, 2023	-94.71% Nov 4, 2021 - Dec 27, 2022
#2	-5.00% Sep 3, 2021 - Dec 16, 2021	-65.45% Feb 11, 2021 - Oct 8, 2021
#3	-3.93% Feb 11, 2021 - Mar 15, 2021	-17.12% Jan 22, 2021 - Feb 8, 2021
#4	-2.74% Jul 7, 2021 - Sep 3, 2021	-9.22% Jan 15, 2021 - Jan 22, 2021
#5	-1.73% Mar 25, 2021 - Apr 22, 2021	-6.11% Oct 18, 2021 - Oct 25, 2021
#6	-1.65% Apr 23, 2021 - May 27, 2021	-6.06% Oct 29, 2021 - Nov 4, 2021
#7	-1.54% Mar 15, 2021 - Mar 23, 2021	-5.56% Oct 25, 2021 - Oct 28, 2021
#8	-1.15% Dec 16, 2021 - Dec 28, 2021	-4.36% Oct 8, 2021 - Oct 13, 2021
#9	-1.11% Jun 15, 2021 - Jun 23, 2021	-1.17% Oct 14, 2021 - Oct 18, 2021
#10	-1.04% Jun 2, 2021 - Jun 7, 2021	N/A
#11	-0.57% Jul 2, 2021 - Jul 7, 2021	N/A
#12	-0.41% Jun 25, 2021 - Jul 1, 2021	N/A
#13	-0.32% Feb 4, 2021 - Feb 9, 2021	N/A
#14	-0.11% Dec 28, 2021 - Dec 30, 2021	N/A
#15	-0.08% Jun 10, 2021 - Jun 14, 2021	N/A