GWRE vs UWMC

Comparison between Guidewire Software Inc (GWRE, Company) and UWM Holdings Corporation Class A (UWMC, Company).

GWRE is from the Technology sector, while UWMC is from the Financial Services sector.

5-Year PerformanceGWRE has outperformed UWMC, delivering a return of +6.3% compared to -13.3%

GWRE vs UWMC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GWRE(COMPANY)	UWMC(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	60.28%	71.92%
Sharpe Ratio	-0.78	-0.14
5Y Beta	0.76	0.87
Industry	Software - Application	Mortgage Finance
P/E Ratio	112.94	28.87
Forward P/E	35.46	7.18
Dividend Yield	N/A	13.00%
5Y Dividends CAGR	N/A	37.97%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	2.74%	-53.42%
P/S Ratio	N/A	2.11
P/B Ratio	N/A	6.57

Market Cap

GWRE

$11B

Winner

UWMC

$11B

Max Drawdown

Winner

GWRE

60.28%

UWMC

71.92%

Sharpe Ratio

GWRE

-0.78

Winner

UWMC

-0.14

5Y Beta

Winner

GWRE

0.76

UWMC

0.87

Industry

GWRE

Software - Application

UWMC

Mortgage Finance

P/E Ratio

GWRE

112.94

Winner

UWMC

28.87

Forward P/E

GWRE

35.46

Winner

UWMC

7.18

Dividend Yield

GWRE

N/A

UWMC

13.00%

5Y Dividends CAGR

GWRE

N/A

UWMC

37.97%

Debt to Equity

GWRE

0.00%

UWMC

0.00%

Free Cash Flow Yield

Winner

GWRE

2.74%

UWMC

-53.42%

P/S Ratio

GWRE

N/A

UWMC

2.11

P/B Ratio

GWRE

N/A

UWMC

6.57

GWRE vs UWMC - Historical Returns

Returns include dividend reinvestment.

Period	GWRE	UWMC
1 month	-2.49%	-17.11%
3 months	-8.33%	-27.80%
6 months	-37.63%	-43.68%
1 year	-36.37%	-17.51%
5 years(CAGR)	+6.32%	-13.25%
10 years(CAGR)	+8.54%	N/A
Max(CAGR)	+15.39%	-11.69%

Winner

GWRE

-2.49%

UWMC

-17.11%

Winner

GWRE

-8.33%

UWMC

-27.80%

Winner

GWRE

-37.63%

UWMC

-43.68%

GWRE

-36.37%

Winner

UWMC

-17.51%

5Y(CAGR)

Winner

GWRE

+6.32%

UWMC

-13.25%

10Y(CAGR)

GWRE

+8.54%

UWMC

N/A

Max(CAGR)

Winner

GWRE

+15.39%

UWMC

-11.69%

GWRE vs UWMC - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	GWRE	UWMC
2026	-29.00%	-27.80%
2025	+18.59%	-16.11%
2024	+57.92%	-11.37%
2023	+73.35%	+125.96%
2022	-44.78%	-40.34%
2021	-9.94%	-28.72%
2020	+16.94%	N/A
2019	+39.43%	N/A
2018	+7.75%	N/A
2017	+45.64%	N/A
2016	-15.17%	N/A
2015	+20.39%	N/A
2014	+5.17%	N/A
2013	+59.06%	N/A
2012	+73.60%	N/A

GWRE vs UWMC Drawdown Comparison

The maximum drawdown for GWRE was -60.28%, occurring on Nov 9, 2022. Recovery took 861 trading sessions.

The maximum drawdown for UWMC was -68.70%, occurring on Sep 29, 2022. Recovery took 777 trading sessions.

The current GWRE drawdown is -49.13%. The current UWMC drawdown is -62.80%.

Rank	GWRE	UWMC
#1	-60.28% Jan 7, 2021 - Jun 11, 2024	-68.70% Jun 11, 2021 - Jul 16, 2024
#2	-54.96% Sep 8, 2025 - Apr 10, 2026	-64.96% Aug 23, 2024 - May 18, 2026
#3	-39.66% Feb 19, 2020 - Nov 27, 2020	-25.75% Mar 17, 2021 - May 27, 2021
#4	-39.26% Mar 4, 2014 - Jul 20, 2015	-7.26% Aug 2, 2024 - Aug 13, 2024
#5	-35.62% Mar 26, 2012 - Feb 27, 2013	-7.20% Jul 16, 2024 - Jul 29, 2024
#6	-30.52% Sep 14, 2018 - May 16, 2019	-6.53% Mar 4, 2021 - Mar 9, 2021
#7	-30.45% Dec 29, 2015 - Jun 6, 2016	-4.38% Mar 9, 2021 - Mar 17, 2021
#8	-23.59% Feb 5, 2025 - Jun 4, 2025	-3.77% Aug 14, 2024 - Aug 21, 2024
#9	-22.80% Sep 7, 2016 - May 24, 2017	-3.49% May 27, 2021 - Jun 8, 2021
#10	-19.23% Jun 9, 2025 - Sep 5, 2025	-3.01% Jun 9, 2021 - Jun 11, 2021
#11	-18.61% Dec 4, 2024 - Jan 29, 2025	-2.98% Jul 31, 2024 - Aug 2, 2024
#12	-15.65% Jul 23, 2015 - Nov 27, 2015	-0.74% Aug 21, 2024 - Aug 23, 2024
#13	-14.88% Nov 24, 2017 - Mar 2, 2018	N/A
#14	-14.51% Nov 26, 2019 - Feb 19, 2020	N/A
#15	-14.08% Oct 29, 2013 - Feb 20, 2014	N/A