GWRE vs RNR

Comparison between Guidewire Software Inc (GWRE, Company) and RenaissanceRe Holdings Ltd (RNR, Company).

GWRE is from the Technology sector, while RNR is from the Financial Services sector.

5-Year PerformanceRNR has outperformed GWRE, delivering a return of +16.7% compared to +6.7%

GWRE vs RNR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GWRE(COMPANY)	RNR(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	60.79%	46.58%
Sharpe Ratio	-0.39	1.21
5Y Beta	0.68	0.23
Industry	Software - Application	Insurance - Reinsurance
P/E Ratio	88.07	5.42
Forward P/E	36.36	9.07
PEG Ratio	0.83	0.11
Dividend Yield	N/A	0.50%
5Y Dividends CAGR	N/A	2.67%
5Y EPS CAGR	N/A	46.16%
Debt to Equity	0.00%	19.72%
Free Cash Flow Yield	2.50%	26.65%
P/S Ratio	9.39	1.20
P/B Ratio	9.60	1.21

Market Cap

GWRE

$14B

Winner

RNR

$14B

Max Drawdown

GWRE

60.79%

Winner

RNR

46.58%

Sharpe Ratio

GWRE

-0.39

Winner

RNR

1.21

5Y Beta

GWRE

0.68

Winner

RNR

0.23

Industry

GWRE

Software - Application

RNR

Insurance - Reinsurance

P/E Ratio

GWRE

88.07

Winner

RNR

5.42

Forward P/E

GWRE

36.36

Winner

RNR

9.07

PEG Ratio

GWRE

0.83

Winner

RNR

0.11

Dividend Yield

GWRE

N/A

RNR

0.50%

5Y Dividends CAGR

GWRE

N/A

RNR

2.67%

5Y EPS CAGR

GWRE

N/A

RNR

46.16%

Debt to Equity

Winner

GWRE

0.00%

RNR

19.72%

Free Cash Flow Yield

GWRE

2.50%

Winner

RNR

26.65%

P/S Ratio

GWRE

9.39

Winner

RNR

1.20

P/B Ratio

GWRE

9.60

Winner

RNR

1.21

GWRE vs RNR - Historical Returns

Returns include dividend reinvestment.

Period	GWRE	RNR
1 month	+16.31%	+0.12%
3 months	+22.08%	+7.04%
6 months	+24.84%	+7.93%
1 year	-29.06%	+34.60%
5 years(CAGR)	+6.71%	+16.67%
10 years(CAGR)	+10.04%	+11.53%
Max(CAGR)	+16.63%	+14.57%

Winner

GWRE

+16.31%

RNR

+0.12%

Winner

GWRE

+22.08%

RNR

+7.04%

Winner

GWRE

+24.84%

RNR

+7.93%

GWRE

-29.06%

Winner

RNR

+34.60%

5Y(CAGR)

GWRE

+6.71%

Winner

RNR

+16.67%

10Y(CAGR)

GWRE

+10.04%

Winner

RNR

+11.53%

Max(CAGR)

Winner

GWRE

+16.63%

RNR

+14.57%

GWRE vs RNR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GWRE	RNR
2026	-14.71%	+19.16%
2025	+18.59%	+13.72%
2024	+57.92%	+25.11%
2023	+73.35%	+6.30%
2022	-44.78%	+11.04%
2021	-9.94%	+5.65%
2020	+16.94%	-14.33%
2019	+39.43%	+51.51%
2018	+7.75%	+11.02%
2017	+45.64%	-6.69%
2016	-15.17%	+22.52%
2015	+20.39%	+19.03%
2014	+5.17%	+4.54%
2013	+59.06%	+21.74%
2012	+73.60%	+12.90%
2011	N/A	+17.99%
2010	N/A	+22.45%
2009	N/A	+6.25%
2008	N/A	-10.77%
2007	N/A	+2.32%
2006	N/A	+34.82%
2005	N/A	-13.39%
2004	N/A	+6.59%
2003	N/A	+25.03%
2002	N/A	+26.99%
2001	N/A	+27.75%
2000	N/A	+99.66%
1999	N/A	+12.49%

GWRE vs RNR Drawdown Comparison

The maximum drawdown for GWRE was -60.79%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The maximum drawdown for RNR was -45.66%, occurring on Oct 9, 2008. Recovery took 780 trading sessions.

The current GWRE drawdown is -38.89%. The current RNR drawdown is -3.22%.

Rank	GWRE	RNR
#1	-60.79% Sep 8, 2025 - Jun 22, 2026	-45.66% Oct 2, 2007 - Nov 4, 2010
#2	-60.28% Jan 7, 2021 - Jun 11, 2024	-40.65% Feb 11, 2020 - Jan 13, 2023
#3	-39.66% Feb 19, 2020 - Nov 27, 2020	-33.54% Apr 7, 2004 - Sep 12, 2006
#4	-39.26% Mar 4, 2014 - Jul 20, 2015	-25.09% Feb 12, 2001 - Sep 24, 2001
#5	-35.62% Mar 26, 2012 - Feb 27, 2013	-23.10% Dec 2, 2024 - Feb 3, 2026
#6	-30.52% Sep 14, 2018 - May 16, 2019	-21.71% Mar 1, 2017 - Apr 11, 2019
#7	-30.45% Dec 29, 2015 - Jun 6, 2016	-20.76% May 6, 2002 - Oct 10, 2002
#8	-23.59% Feb 5, 2025 - Jun 4, 2025	-19.90% Feb 9, 2023 - Oct 17, 2023
#9	-22.80% Sep 7, 2016 - May 24, 2017	-19.84% Oct 25, 2002 - Apr 22, 2003
#10	-19.23% Jun 9, 2025 - Sep 5, 2025	-17.52% May 20, 2011 - Nov 30, 2011
#11	-18.61% Dec 4, 2024 - Jan 29, 2025	-17.20% Dec 7, 2006 - Jun 22, 2007
#12	-15.65% Jul 23, 2015 - Nov 27, 2015	-17.16% Jan 3, 2001 - Feb 5, 2001
#13	-14.88% Nov 24, 2017 - Mar 2, 2018	-16.04% Nov 5, 2001 - Feb 13, 2002
#14	-14.51% Nov 26, 2019 - Feb 19, 2020	-15.49% Jul 14, 2003 - Dec 1, 2003
#15	-14.08% Oct 29, 2013 - Feb 20, 2014	-14.95% Nov 1, 2023 - Jan 31, 2024