GWRE vs PAG

Comparison between Guidewire Software Inc (GWRE, Company) and Penske Automotive Group Inc (PAG, Company).

GWRE is from the Technology sector, while PAG is from the Consumer Cyclical sector.

5-Year PerformancePAG has outperformed GWRE, delivering a return of +16.2% compared to +7.0%

GWRE vs PAG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GWRE(COMPANY)	PAG(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	60.28%	80.18%
Sharpe Ratio	-0.77	0.56
5Y Beta	0.79	0.75
Industry	Software - Application	Auto & Truck Dealerships
P/E Ratio	111.14	12.26
Forward P/E	36.23	12.71
PEG Ratio	0.86	2.09
Dividend Yield	N/A	2.39%
5Y Dividends CAGR	N/A	44.53%
5Y EPS CAGR	N/A	10.56%
Debt to Equity	0.00%	46.56%
Free Cash Flow Yield	2.78%	8.13%
P/S Ratio	8.31	0.35
P/B Ratio	7.85	1.91

Market Cap

GWRE

$11B

Winner

PAG

$11B

Max Drawdown

Winner

GWRE

60.28%

PAG

80.18%

Sharpe Ratio

GWRE

-0.77

Winner

PAG

0.56

5Y Beta

GWRE

0.79

Winner

PAG

0.75

Industry

GWRE

Software - Application

PAG

Auto & Truck Dealerships

P/E Ratio

GWRE

111.14

Winner

PAG

12.26

Forward P/E

GWRE

36.23

Winner

PAG

12.71

PEG Ratio

Winner

GWRE

0.86

PAG

2.09

Dividend Yield

GWRE

N/A

PAG

2.39%

5Y Dividends CAGR

GWRE

N/A

PAG

44.53%

5Y EPS CAGR

GWRE

N/A

PAG

10.56%

Debt to Equity

Winner

GWRE

0.00%

PAG

46.56%

Free Cash Flow Yield

GWRE

2.78%

Winner

PAG

8.13%

P/S Ratio

GWRE

8.31

Winner

PAG

0.35

P/B Ratio

GWRE

7.85

Winner

PAG

1.91

GWRE vs PAG - Historical Returns

Returns include dividend reinvestment.

Period	GWRE	PAG
1 month	+1.04%	+13.41%
3 months	+9.93%	+5.30%
6 months	-36.58%	+11.48%
1 year	-35.20%	+13.14%
5 years(CAGR)	+6.98%	+16.23%
10 years(CAGR)	+9.58%	+19.74%
Max(CAGR)	+15.75%	+15.78%

GWRE

+1.04%

Winner

PAG

+13.41%

Winner

GWRE

+9.93%

PAG

+5.30%

GWRE

-36.58%

Winner

PAG

+11.48%

GWRE

-35.20%

Winner

PAG

+13.14%

5Y(CAGR)

GWRE

+6.98%

Winner

PAG

+16.23%

10Y(CAGR)

GWRE

+9.58%

Winner

PAG

+19.74%

Max(CAGR)

GWRE

+15.75%

Winner

PAG

+15.78%

GWRE vs PAG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GWRE	PAG
2026	-26.30%	+10.86%
2025	+18.59%	+8.72%
2024	+57.92%	-2.55%
2023	+73.35%	+43.84%
2022	-44.78%	+11.63%
2021	-9.94%	+90.52%
2020	+16.94%	+20.28%
2019	+39.43%	+26.72%
2018	+7.75%	-13.20%
2017	+45.64%	-5.95%
2016	-15.17%	+31.01%
2015	+20.39%	-12.14%
2014	+5.17%	+6.74%
2013	+59.06%	+57.09%
2012	+73.60%	+56.62%
2011	N/A	+13.96%
2010	N/A	+13.93%
2009	N/A	+78.17%
2008	N/A	-54.56%
2007	N/A	-25.04%
2006	N/A	+24.36%
2005	N/A	+33.58%
2004	N/A	-2.19%
2003	N/A	+140.06%
2002	N/A	-50.32%
2001	N/A	+323.85%
2000	N/A	-21.29%
1999	N/A	-25.13%

GWRE vs PAG Drawdown Comparison

The maximum drawdown for GWRE was -60.28%, occurring on Nov 9, 2022. Recovery took 861 trading sessions.

The maximum drawdown for PAG was -79.36%, occurring on Mar 9, 2009. Recovery took 1111 trading sessions.

The current GWRE drawdown is -47.19%. The current PAG drawdown is -6.09%.

Rank	GWRE	PAG
#1	-60.28% Jan 7, 2021 - Jun 11, 2024	-79.36% Feb 8, 2007 - Jul 7, 2011
#2	-54.96% Sep 8, 2025 - Apr 10, 2026	-68.26% May 9, 2002 - Dec 30, 2003
#3	-39.66% Feb 19, 2020 - Nov 27, 2020	-59.98% Dec 12, 2019 - Oct 6, 2020
#4	-39.26% Mar 4, 2014 - Jul 20, 2015	-51.04% Nov 2, 1999 - Apr 24, 2001
#5	-35.62% Mar 26, 2012 - Feb 27, 2013	-50.46% Aug 14, 2001 - Dec 18, 2001
#6	-30.52% Sep 14, 2018 - May 16, 2019	-44.20% Aug 5, 2015 - Dec 5, 2016
#7	-30.45% Dec 29, 2015 - Jun 6, 2016	-36.86% Jul 26, 2011 - Feb 3, 2012
#8	-23.59% Feb 5, 2025 - Jun 4, 2025	-28.81% Dec 8, 2016 - Jan 26, 2018
#9	-22.80% Sep 7, 2016 - May 24, 2017	-28.17% Jun 24, 2004 - Jun 14, 2005
#10	-19.23% Jun 9, 2025 - Sep 5, 2025	-27.09% Aug 28, 2018 - Nov 4, 2019
#11	-18.61% Dec 4, 2024 - Jan 29, 2025	-26.37% Jul 3, 2014 - Feb 3, 2015
#12	-15.65% Jul 23, 2015 - Nov 27, 2015	-24.03% Aug 27, 2025 - Mar 20, 2026
#13	-14.88% Nov 24, 2017 - Mar 2, 2018	-22.92% May 2, 2012 - Sep 4, 2012
#14	-14.51% Nov 26, 2019 - Feb 19, 2020	-22.69% Jan 24, 2002 - May 1, 2002
#15	-14.08% Oct 29, 2013 - Feb 20, 2014	-22.62% Aug 16, 2022 - Nov 10, 2022