GNTY vs PHR

Comparison between Guaranty Bancshares Inc (TX) (GNTY, Company) and Phreesia Inc (PHR, Company).

5-Year PerformanceGNTY has outperformed PHR, delivering a return of +20.7% compared to -31.0%

GNTY vs PHR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GNTY(COMPANY)	PHR(COMPANY)
Market Cap	$557M	$557M
Max Drawdown	46.35%	90.00%
Sharpe Ratio	1.37	-1.76
5Y Beta	N/A	0.99
Industry	N/A	Health Information Services
P/E Ratio	15.53	142.06
Forward P/E	N/A	12.18
PEG Ratio	0.40	N/A
5Y Dividends CAGR	37.28%	N/A
5Y EPS CAGR	12.40%	N/A
Debt to Equity	12.65%	0.17%
Free Cash Flow Yield	5.43%	13.02%
P/S Ratio	3.02	1.14
P/B Ratio	1.68	1.57

Market Cap

Winner

GNTY

$557M

PHR

$557M

Max Drawdown

Winner

GNTY

46.35%

PHR

90.00%

Sharpe Ratio

Winner

GNTY

1.37

PHR

-1.76

5Y Beta

GNTY

N/A

PHR

0.99

Industry

GNTY

N/A

PHR

Health Information Services

P/E Ratio

Winner

GNTY

15.53

PHR

142.06

Forward P/E

GNTY

N/A

PHR

12.18

PEG Ratio

GNTY

0.40

PHR

N/A

5Y Dividends CAGR

GNTY

37.28%

PHR

N/A

5Y EPS CAGR

GNTY

12.40%

PHR

N/A

Debt to Equity

GNTY

12.65%

Winner

PHR

0.17%

Free Cash Flow Yield

GNTY

5.43%

Winner

PHR

13.02%

P/S Ratio

GNTY

3.02

Winner

PHR

1.14

P/B Ratio

GNTY

1.68

Winner

PHR

1.57

GNTY vs PHR - Historical Returns

Returns include dividend reinvestment.

Period	GNTY	PHR
1 month	+3.79%	-5.72%
3 months	+20.18%	-17.64%
6 months	+28.17%	-44.25%
1 year	+51.20%	-65.97%
5 years(CAGR)	+20.69%	-30.97%
10 years(CAGR)	+10.40%	N/A
Max(CAGR)	+10.40%	-13.72%

Winner

GNTY

+3.79%

PHR

-5.72%

Winner

GNTY

+20.18%

PHR

-17.64%

Winner

GNTY

+28.17%

PHR

-44.25%

Winner

GNTY

+51.20%

PHR

-65.97%

5Y(CAGR)

Winner

GNTY

+20.69%

PHR

-30.97%

10Y(CAGR)

GNTY

+10.40%

PHR

N/A

Max(CAGR)

Winner

GNTY

+10.40%

PHR

-13.72%

GNTY vs PHR - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	GNTY	PHR
2026	N/A	-44.42%
2025	+52.92%	-32.83%
2024	+6.51%	+9.68%
2023	+0.24%	-24.91%
2022	-4.35%	-24.67%
2021	+39.06%	-21.22%
2020	-5.51%	+105.76%
2019	+13.27%	+6.22%
2018	+0.54%	N/A
2017	+3.13%	N/A

GNTY vs PHR Drawdown Comparison

The maximum drawdown for GNTY was -44.54%, occurring on May 11, 2023. Recovery took 754 trading sessions.

The maximum drawdown for PHR was -90.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current GNTY drawdown is -2.53%. The current PHR drawdown is -88.76%.

Rank	GNTY	PHR
#1	-44.54% Jan 18, 2022 - Jan 21, 2025	-90.00% Feb 9, 2021 - Apr 10, 2026
#2	-38.73% Jun 22, 2018 - Jan 7, 2021	-51.39% Feb 21, 2020 - Oct 21, 2020
#3	-19.89% May 6, 2021 - Nov 5, 2021	-22.04% Aug 12, 2019 - Oct 31, 2019
#4	-18.03% Jun 7, 2017 - Feb 28, 2018	-13.62% Nov 7, 2019 - Jan 24, 2020
#5	-11.09% Feb 6, 2025 - May 15, 2025	-8.74% Jan 21, 2021 - Feb 3, 2021
#6	-10.97% Nov 12, 2021 - Jan 18, 2022	-8.67% Dec 11, 2020 - Jan 12, 2021
#7	-9.75% Feb 28, 2018 - Jun 22, 2018	-6.51% Oct 27, 2020 - Nov 4, 2020
#8	-9.32% Jul 3, 2025 - Aug 22, 2025	-5.32% Nov 9, 2020 - Nov 23, 2020
#9	-7.71% Feb 8, 2021 - Mar 3, 2021	-4.39% Jul 18, 2019 - Jul 26, 2019
#10	-5.91% Jan 7, 2021 - Feb 1, 2021	-3.57% Aug 1, 2019 - Aug 9, 2019
#11	-4.97% May 20, 2025 - Jun 26, 2025	-3.20% Feb 5, 2020 - Feb 13, 2020
#12	-4.61% Mar 19, 2021 - Mar 29, 2021	-2.80% Feb 13, 2020 - Feb 20, 2020
#13	-3.52% Sep 4, 2025 - Sep 18, 2025	-2.77% Nov 1, 2019 - Nov 7, 2019
#14	-3.09% Jan 28, 2025 - Feb 5, 2025	-2.43% Jan 24, 2020 - Jan 28, 2020
#15	-2.96% Apr 5, 2021 - Apr 15, 2021	-1.65% Jul 26, 2019 - Jul 30, 2019