GNTY vs GCBC

Comparison between Guaranty Bancshares Inc (TX) (GNTY, Company) and Greene County Bancorp Inc (GCBC, Company).

5-Year PerformanceGNTY has outperformed GCBC, delivering a return of +20.7% compared to +18.9%

GNTY vs GCBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GNTY(COMPANY)	GCBC(COMPANY)
Market Cap	$557M	$556M
Max Drawdown	46.35%	54.32%
Sharpe Ratio	1.37	0.87
5Y Beta	N/A	0.67
Industry	N/A	Banks - Regional
P/E Ratio	15.53	14.26
Forward P/E	N/A	13.70
PEG Ratio	0.40	0.39
Dividend Yield	N/A	1.22%
5Y Dividends CAGR	37.28%	15.34%
5Y EPS CAGR	12.40%	13.16%
Debt to Equity	12.65%	0.00%
Free Cash Flow Yield	5.43%	6.53%
P/S Ratio	3.02	6.44
P/B Ratio	1.68	2.06

Market Cap

Winner

GNTY

$557M

GCBC

$556M

Max Drawdown

Winner

GNTY

46.35%

GCBC

54.32%

Sharpe Ratio

Winner

GNTY

1.37

GCBC

0.87

5Y Beta

GNTY

N/A

GCBC

0.67

Industry

GNTY

N/A

GCBC

Banks - Regional

P/E Ratio

GNTY

15.53

Winner

GCBC

14.26

Forward P/E

GNTY

N/A

GCBC

13.70

PEG Ratio

GNTY

0.40

Winner

GCBC

0.39

Dividend Yield

GNTY

N/A

GCBC

1.22%

5Y Dividends CAGR

Winner

GNTY

37.28%

GCBC

15.34%

5Y EPS CAGR

GNTY

12.40%

Winner

GCBC

13.16%

Debt to Equity

GNTY

12.65%

Winner

GCBC

0.00%

Free Cash Flow Yield

GNTY

5.43%

Winner

GCBC

6.53%

P/S Ratio

Winner

GNTY

3.02

GCBC

6.44

P/B Ratio

Winner

GNTY

1.68

GCBC

2.06

GNTY vs GCBC - Historical Returns

Returns include dividend reinvestment.

Period	GNTY	GCBC
1 month	+3.79%	+13.30%
3 months	+20.18%	+43.51%
6 months	+28.17%	+44.30%
1 year	+51.20%	+32.24%
5 years(CAGR)	+20.69%	+18.87%
10 years(CAGR)	+10.40%	+16.30%
Max(CAGR)	+10.40%	+16.25%

GNTY

+3.79%

Winner

GCBC

+13.30%

GNTY

+20.18%

Winner

GCBC

+43.51%

GNTY

+28.17%

Winner

GCBC

+44.30%

Winner

GNTY

+51.20%

GCBC

+32.24%

5Y(CAGR)

Winner

GNTY

+20.69%

GCBC

+18.87%

10Y(CAGR)

GNTY

+10.40%

Winner

GCBC

+16.30%

Max(CAGR)

GNTY

+10.40%

Winner

GCBC

+16.25%

GNTY vs GCBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GNTY	GCBC
2026	N/A	+52.72%
2025	+52.92%	-16.14%
2024	+6.51%	+4.82%
2023	+0.24%	-2.09%
2022	-4.35%	+57.36%
2021	+39.06%	+48.11%
2020	-5.51%	-11.26%
2019	+13.27%	-9.84%
2018	+0.54%	-3.83%
2017	+3.13%	+40.60%
2016	N/A	+46.27%
2015	N/A	+8.90%
2014	N/A	+21.07%
2013	N/A	+28.56%
2012	N/A	+25.66%
2011	N/A	-5.76%
2010	N/A	+32.29%
2009	N/A	+47.18%
2008	N/A	-8.01%
2007	N/A	-19.47%
2006	N/A	+5.82%
2005	N/A	-4.25%
2004	N/A	+1.10%
2003	N/A	+80.37%
2002	N/A	+26.04%
2001	N/A	+67.79%
2000	N/A	+7.95%
1999	N/A	-9.66%

GNTY vs GCBC Drawdown Comparison

The maximum drawdown for GNTY was -44.54%, occurring on May 11, 2023. Recovery took 754 trading sessions.

The maximum drawdown for GCBC was -53.06%, occurring on May 3, 2023. This drawdown has not yet recovered.

The current GNTY drawdown is -2.53%. The current GCBC drawdown is -9.43%.

Rank	GNTY	GCBC
#1	-44.54% Jan 18, 2022 - Jan 21, 2025	-53.06% Nov 30, 2022 - May 3, 2023
#2	-38.73% Jun 22, 2018 - Jan 7, 2021	-53.05% Mar 19, 2018 - Sep 17, 2021
#3	-19.89% May 6, 2021 - Nov 5, 2021	-43.80% Aug 11, 2005 - Dec 1, 2009
#4	-18.03% Jun 7, 2017 - Feb 28, 2018	-25.76% Feb 22, 2016 - Nov 11, 2016
#5	-11.09% Feb 6, 2025 - May 15, 2025	-21.59% May 31, 2022 - Sep 8, 2022
#6	-10.97% Nov 12, 2021 - Jan 18, 2022	-20.79% Nov 1, 1999 - Oct 31, 2000
#7	-9.75% Feb 28, 2018 - Jun 22, 2018	-20.45% Mar 3, 2004 - Feb 11, 2005
#8	-9.32% Jul 3, 2025 - Aug 22, 2025	-19.82% Jun 12, 2017 - Sep 13, 2017
#9	-7.71% Feb 8, 2021 - Mar 3, 2021	-18.95% Sep 19, 2013 - Nov 28, 2014
#10	-5.91% Jan 7, 2021 - Feb 1, 2021	-18.68% May 16, 2001 - Aug 7, 2001
#11	-4.97% May 20, 2025 - Jun 26, 2025	-18.48% Oct 31, 2000 - Mar 1, 2001
#12	-4.61% Mar 19, 2021 - Mar 29, 2021	-18.02% Jun 11, 2010 - Oct 27, 2010
#13	-3.52% Sep 4, 2025 - Sep 18, 2025	-16.34% Dec 26, 2014 - Dec 1, 2015
#14	-3.09% Jan 28, 2025 - Feb 5, 2025	-16.26% Sep 6, 2012 - Apr 1, 2013
#15	-2.96% Apr 5, 2021 - Apr 15, 2021	-14.13% Apr 5, 2013 - Jul 29, 2013

Correlation

Correlation between GNTY and GCBC is 0.56 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.56

-101

Dividend Comparison (2000 - 2026)

GNTY vs GCBC dividend yield comparison.

Year	GNTY	GCBC
2026	0.00%	0.61%
2025	5.74%	1.71%
2024	2.77%	1.23%
2023	2.74%	1.06%
2022	2.54%	0.94%
2021	2.13%	1.36%
2020	2.60%	1.80%
2019	2.13%	1.46%
2018	2.01%	1.27%
2017	1.31%	1.18%
2016	0.00%	1.64%
2015	0.00%	2.29%
2014	0.00%	2.36%
2013	0.00%	2.74%
2012	0.00%	3.34%
2011	0.00%	4.12%
2010	0.00%	4.60%
2009	0.00%	4.42%
2008	0.00%	6.18%
2007	0.00%	5.31%
2006	0.00%	2.97%
2005	0.00%	2.91%
2004	0.00%	2.49%
2003	0.00%	2.11%
2002	0.00%	3.16%
2001	0.00%	2.46%
2000	0.00%	1.30%