GL vs KSPI

Comparison between Globe Life Inc (GL, Company) and Kaspi.kz JSC (KSPI, Company).

GL is from the Financial Services sector, while KSPI is from the Technology sector.

GL vs KSPI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GL(COMPANY)	KSPI(COMPANY)
Market Cap	$17B	$17B
Max Drawdown	75.74%	50.37%
Sharpe Ratio	1.44	0.78
5Y Beta	0.65	0.95
Industry	Insurance - Life	Software - Infrastructure
P/E Ratio	14.47	8.17
Forward P/E	11.61	N/A
PEG Ratio	0.93	N/A
Dividend Yield	0.30%	4.04%
5Y Dividends CAGR	9.28%	N/A
5Y EPS CAGR	13.91%	N/A
Debt to Equity	45.67%	N/A
Free Cash Flow Yield	7.43%	8.36%
P/S Ratio	2.25	1.91
P/B Ratio	2.29	3.03

Market Cap

Winner

$17B

KSPI

$17B

Max Drawdown

75.74%

Winner

KSPI

50.37%

Sharpe Ratio

Winner

1.44

KSPI

0.78

5Y Beta

Winner

0.65

KSPI

0.95

Industry

Insurance - Life

KSPI

Software - Infrastructure

P/E Ratio

14.47

Winner

KSPI

8.17

Forward P/E

11.61

KSPI

N/A

PEG Ratio

0.93

KSPI

N/A

Dividend Yield

0.30%

Winner

KSPI

4.04%

5Y Dividends CAGR

9.28%

KSPI

N/A

5Y EPS CAGR

13.91%

KSPI

N/A

Debt to Equity

45.67%

KSPI

N/A

Free Cash Flow Yield

7.43%

Winner

KSPI

8.36%

P/S Ratio

2.25

Winner

KSPI

1.91

P/B Ratio

Winner

2.29

KSPI

3.03

GL vs KSPI - Historical Returns

Returns include dividend reinvestment.

Period	GL	KSPI
1 month	+2.08%	+2.43%
3 months	+20.70%	+12.56%
6 months	+27.52%	+28.89%
1 year	+33.05%	+13.33%
5 years(CAGR)	+15.93%	N/A
10 years(CAGR)	+12.55%	N/A
Max(CAGR)	+11.14%	+4.74%

+2.08%

Winner

KSPI

+2.43%

Winner

+20.70%

KSPI

+12.56%

+27.52%

Winner

KSPI

+28.89%

Winner

+33.05%

KSPI

+13.33%

5Y(CAGR)

+15.93%

KSPI

N/A

10Y(CAGR)

+12.55%

KSPI

N/A

Max(CAGR)

Winner

+11.14%

KSPI

+4.74%

GL vs KSPI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GL	KSPI
2026	+33.67%	+26.67%
2025	+25.67%	-21.56%
2024	-7.79%	+8.47%
2023	+2.58%	N/A
2022	+28.00%	N/A
2021	+2.26%	N/A
2020	-9.35%	N/A
2019	+38.91%	N/A
2018	-16.77%	N/A
2017	+23.65%	N/A
2016	+31.89%	N/A
2015	+6.30%	N/A
2014	+5.78%	N/A
2013	+50.21%	N/A
2012	+19.51%	N/A
2011	+8.35%	N/A
2010	+34.65%	N/A
2009	-0.88%	N/A
2008	-24.10%	N/A
2007	-5.54%	N/A
2006	+14.96%	N/A
2005	-1.46%	N/A
2004	+26.49%	N/A
2003	+22.94%	N/A
2002	-4.92%	N/A
2001	+8.04%	N/A
2000	+37.67%	N/A
1999	-7.92%	N/A

GL vs KSPI Drawdown Comparison

The maximum drawdown for GL was -75.34%, occurring on Mar 6, 2009. Recovery took 969 trading sessions.

The maximum drawdown for KSPI was -48.04%, occurring on Mar 13, 2026. This drawdown has not yet recovered.

The current GL drawdown is -0.47%. The current KSPI drawdown is -25.86%.

Rank	GL	KSPI
#1	-75.34% May 30, 2007 - Apr 1, 2011	-48.04% Jul 18, 2024 - Mar 13, 2026
#2	-61.62% Feb 28, 2024 - Feb 28, 2025	-14.94% Apr 3, 2024 - Jun 12, 2024
#3	-47.69% Feb 20, 2020 - Oct 13, 2022	-9.33% Jan 19, 2024 - Feb 20, 2024
#4	-46.96% Nov 16, 1999 - Nov 16, 2000	-5.86% Jun 26, 2024 - Jul 16, 2024
#5	-27.32% Aug 24, 2001 - Oct 13, 2003	-3.63% Mar 6, 2024 - Mar 12, 2024
#6	-26.52% Apr 4, 2011 - Jan 20, 2012	-2.15% Mar 4, 2024 - Mar 6, 2024
#7	-23.90% Jan 26, 2018 - Jul 15, 2019	-1.95% Jun 12, 2024 - Jun 21, 2024
#8	-22.67% Aug 10, 2015 - Jul 15, 2016	-1.93% Mar 14, 2024 - Mar 19, 2024
#9	-18.45% Dec 11, 2000 - Jul 2, 2001	-1.31% Jul 16, 2024 - Jul 18, 2024
#10	-16.19% Jan 6, 2023 - Nov 30, 2023	-0.90% Mar 22, 2024 - Mar 26, 2024
#11	-14.70% Apr 2, 2025 - Jul 25, 2025	-0.71% Feb 27, 2024 - Mar 1, 2024
#12	-11.97% Dec 15, 2004 - Mar 15, 2006	-0.42% Feb 20, 2024 - Feb 23, 2024
#13	-10.87% Sep 23, 2025 - Feb 5, 2026	-0.14% Feb 23, 2024 - Feb 27, 2024
#14	-10.14% Mar 16, 2012 - Jun 29, 2012	N/A
#15	-9.73% Apr 5, 2004 - Jun 8, 2004	N/A

Correlation

Correlation between GL and KSPI is -0.58 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.58

-101

Dividend Comparison (2000 - 2026)

GL vs KSPI dividend yield comparison.

Year	GL	KSPI
2026	0.51%	5.76%
2025	0.75%	0.00%
2024	0.85%	11.56%
2023	0.73%	0.00%
2022	0.68%	0.00%
2021	0.83%	0.00%
2020	0.77%	0.00%
2019	0.64%	0.00%
2018	0.85%	0.00%
2017	0.65%	0.00%
2016	0.75%	0.00%
2015	0.71%	0.00%
2014	0.78%	0.00%
2013	1.06%	0.00%
2012	1.10%	0.00%
2011	0.94%	0.00%
2010	1.02%	0.00%
2009	0.96%	0.00%
2008	1.54%	0.00%
2007	0.86%	0.00%
2006	0.75%	0.00%
2005	0.79%	0.00%
2004	0.77%	0.00%
2003	0.83%	0.00%
2002	0.99%	0.00%
2001	0.92%	0.00%
2000	0.94%	0.00%