GHLD vs CTBI

Comparison between Guild Holdings Company (GHLD, Company) and Community Trust Bancorp Inc (CTBI, Company).

Both GHLD and CTBI are from the Financial Services sector.

5-Year PerformanceCTBI has outperformed GHLD, delivering a return of +15.8% compared to +9.1%

GHLD vs CTBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	GHLD(COMPANY)	CTBI(COMPANY)
Market Cap	$1.25B	$1.24B
Max Drawdown	55.18%	47.25%
Sharpe Ratio	1.28	1.33
5Y Beta	-0.13	0.71
Industry	Mortgage Finance	Banks - Regional
P/E Ratio	-31.26	11.99
Forward P/E	8.67	11.22
PEG Ratio	N/A	0.61
Dividend Yield	N/A	2.99%
5Y Dividends CAGR	N/A	6.60%
5Y EPS CAGR	N/A	5.80%
Debt to Equity	128.79%	0.00%
Free Cash Flow Yield	2.00%	8.12%

Market Cap

Winner

GHLD

$1.25B

CTBI

$1.24B

Max Drawdown

GHLD

55.18%

Winner

CTBI

47.25%

Sharpe Ratio

GHLD

1.28

Winner

CTBI

1.33

5Y Beta

Winner

GHLD

-0.13

CTBI

0.71

Industry

GHLD

Mortgage Finance

CTBI

Banks - Regional

P/E Ratio

Winner

GHLD

-31.26

CTBI

11.99

Forward P/E

Winner

GHLD

8.67

CTBI

11.22

PEG Ratio

GHLD

N/A

CTBI

0.61

Dividend Yield

GHLD

N/A

CTBI

2.99%

5Y Dividends CAGR

GHLD

N/A

CTBI

6.60%

5Y EPS CAGR

GHLD

N/A

CTBI

5.80%

Debt to Equity

GHLD

128.79%

Winner

CTBI

0.00%

Free Cash Flow Yield

GHLD

2.00%

Winner

CTBI

8.12%

GHLD vs CTBI - Historical Returns

Returns include dividend reinvestment.

Period	GHLD	CTBI
1 month	+0.00%	+5.36%
3 months	+0.00%	+19.31%
6 months	+0.00%	+13.97%
1 year	+2.75%	+40.92%
5 years(CAGR)	+9.10%	+15.82%
10 years(CAGR)	N/A	+11.20%
Max(CAGR)	+10.03%	+10.77%

GHLD

+0.00%

Winner

CTBI

+5.36%

GHLD

+0.00%

Winner

CTBI

+19.31%

GHLD

+0.00%

Winner

CTBI

+13.97%

GHLD

+2.75%

Winner

CTBI

+40.92%

5Y(CAGR)

GHLD

+9.10%

Winner

CTBI

+15.82%

10Y(CAGR)

GHLD

N/A

CTBI

+11.20%

Max(CAGR)

GHLD

+10.03%

Winner

CTBI

+10.77%

GHLD vs CTBI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	GHLD	CTBI
2026	+0.00%	+23.19%
2025	+53.09%	+12.80%
2024	+2.54%	+25.59%
2023	+36.73%	-1.15%
2022	-29.29%	+7.66%
2021	-7.66%	+23.35%
2020	+12.93%	-16.59%
2019	N/A	+20.41%
2018	N/A	-14.43%
2017	N/A	-2.45%
2016	N/A	+50.42%
2015	N/A	+1.72%
2014	N/A	+3.17%
2013	N/A	+38.05%
2012	N/A	+13.58%
2011	N/A	+3.53%
2010	N/A	+20.10%
2009	N/A	-28.64%
2008	N/A	+42.64%
2007	N/A	-30.24%
2006	N/A	+33.75%
2005	N/A	-0.16%
2004	N/A	+19.90%
2003	N/A	+31.72%
2002	N/A	+20.12%
2001	N/A	+59.35%
2000	N/A	-16.87%
1999	N/A	-6.07%

GHLD vs CTBI Drawdown Comparison

The maximum drawdown for GHLD was -49.12%, occurring on May 12, 2022. Recovery took 782 trading sessions.

The maximum drawdown for CTBI was -42.95%, occurring on May 13, 2020. Recovery took 899 trading sessions.

The current CTBI drawdown is -3.24%.

Rank	GHLD	CTBI
#1	-49.12% Jan 5, 2021 - Feb 14, 2024	-42.95% Jun 21, 2018 - Jan 14, 2022
#2	-29.55% Aug 23, 2024 - Jun 18, 2025	-42.46% Dec 27, 2006 - Jul 10, 2012
#3	-14.40% Aug 12, 2024 - Aug 23, 2024	-30.17% Nov 9, 1999 - May 9, 2001
#4	-13.02% Jun 5, 2024 - Aug 8, 2024	-29.21% Dec 1, 2022 - Jul 11, 2024
#5	-10.42% Feb 14, 2024 - May 21, 2024	-23.76% Nov 6, 2024 - Dec 10, 2025
#6	-8.35% Nov 5, 2020 - Dec 7, 2020	-20.30% Dec 23, 2013 - Nov 6, 2014
#7	-8.22% May 30, 2024 - Jun 5, 2024	-18.51% Sep 24, 2012 - May 17, 2013
#8	-6.82% May 21, 2024 - May 30, 2024	-17.84% Jan 4, 2017 - Oct 18, 2017
#9	-6.61% Dec 17, 2020 - Dec 23, 2020	-17.36% Jun 27, 2002 - Nov 4, 2002
#10	-3.75% Dec 30, 2020 - Jan 5, 2021	-16.37% Dec 1, 2004 - Jun 22, 2005
#11	-2.47% Oct 22, 2020 - Nov 5, 2020	-16.01% Dec 1, 2003 - Mar 30, 2004
#12	-2.45% Dec 7, 2020 - Dec 17, 2020	-15.93% Apr 2, 2004 - Nov 4, 2004
#13	-0.75% Aug 26, 2025 - Nov 6, 2025	-15.19% Nov 29, 2017 - May 17, 2018
#14	-0.65% Nov 6, 2025 - Nov 26, 2025	-15.02% Dec 23, 2014 - Jul 16, 2015
#15	-0.45% Aug 12, 2025 - Aug 26, 2025	-14.02% Dec 2, 2002 - May 30, 2003

Correlation

Correlation between GHLD and CTBI is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80

-101

Dividend Comparison (1999 - 2026)

GHLD vs CTBI dividend yield comparison.

Year	GHLD	CTBI
2026	0.00%	1.55%
2025	3.75%	3.54%
2024	3.54%	3.51%
2023	3.55%	4.10%
2022	0.00%	3.66%
2021	14.26%	3.60%
2020	0.00%	4.13%
2019	0.00%	3.17%
2018	0.00%	3.48%
2017	0.00%	2.76%
2016	0.00%	2.54%
2015	0.00%	3.49%
2014	0.00%	12.38%
2013	0.00%	2.81%
2012	0.00%	3.81%
2011	0.00%	4.18%
2010	0.00%	4.18%
2009	0.00%	4.91%
2008	0.00%	3.18%
2007	0.00%	4.00%
2006	0.00%	2.53%
2005	0.00%	3.19%
2004	0.00%	13.20%
2003	0.00%	13.77%
2002	0.00%	14.43%
2001	0.00%	2.57%
2000	0.00%	17.96%
1999	0.00%	1.00%